Karur Vysya Bank (KVB) provides a host of products and services to serve to the individual needs of various customer segments. KVB has made it possible for its customers to avail all the banking services on their mobile phones using the mobile banking service. Customers can use all the banking services on-the-go using KVB Mobile Banking apps available on Google Play Store and Apple App Store.
What are the Services offered by KVB Mobile Banking Apps?
Services offered by KVB Mobile Banking Applications
|KVB Balance Enquiry / Summary||PPF Account||KVB DLite Account|
|Loan Account Enquiry||Credit Card Payment||Open FD/RD|
|View & Download Statements||Funds Transfer||Order Cheque Book|
|Other Cheque Book Services||Transfer Account||Recharge DTH/Mobile|
|Utility Bill Payment||Book Movie Tickets||Quick Pay|
|Investments & Insurance||Manage Payees||Block a Card/Stop a Cheque|
Account holders can also avail all the services mentioned above using KVB Net banking.
What are the different types of KVB Mobile Banking Apps?
|KVB Mobile Banking||Primary Features|
KVB DLite – KVB Mobile Banking App
KVB DLite is the official mobile banking app from Karur Vysya Bank, and has provided customers with a several facilities, including banking features like KVB account balance check, request for account statement, opening a savings account and much more.
|Enquiry||Account balance enquiry, requesting a mini statement, checking cheque status, KVB IFSC code, KVB mobile banking customer care number, deposit account & loan account enquiry|
|Request||Request change of primary account, stop cheque payment, cheque book, debit card, debit card PIN & new account|
|Fund Transfer||Fund transfer within own accounts, within the bank, other banks, IMPS, NEFT, RTGS, MMID, manage & regenerate MMID, credit card payment & scheduled transactions|
|Fingerprint Unlock||Customers can unlock the app using their fingerprints|
|Bill Payments & Recharges||Utility bill payments, mobile & DTH transactions|
|Card Control||Customers can use this option to set a spending limit on debit cards|
|Quick Funds||Customers can transfer funds quickly without adding a beneficiary|
|Other Services||Customers can open fixed deposit & recurring deposit, block debit cards, link Aadhaar cards, pay tolls using FASTag, manage insurance, generate/cancel/view MMID, view insurance policy, etc.|
BHIM KVB Upay
BHIM KVB Upay is an app to make cashless transactions via channels like UPI. With this KVB mobile banking app, customers can also use VPA and don’t have to enter any additional account information.
|BHIM KVB UPAY||Features|
|Account Management||Customers can link multiple accounts|
|Fund Transfer||Customers can transfer funds through VPA, Aadhar & IFSC|
|QR Code Generation||Generates QR code, which can be used by merchants to receive payment by scanning the card|
|Availability||This facility is available 24×7 for cashless transactions. It is available even on bank holidays.|
KVB e-Book is a unique feature by Karur Vysya Bank that enables the customers to check their transaction from anywhere and at any time.
|KVB e-Book App||Features|
|View Transactions||Customers can view their transactions from anywhere at any time|
|Call back||Customers can request a call back from the highly efficient KVB mobile banking customer care representatives during office hours|
|Rate Convertor||Customers can use this KVB mobile banking app to check the currency rate and do forex transactions|
|Refer a Friend||Using KVB mobile banking, the customer can refer using the e-Book to their friends|
|Cheque Return Reason||Customers can check the reason for the return of their cheques in the e-Book mini statement|
|Alerts||Customer will be sent alerts related to the failure of standing instructions or arrears in the locker. Customers will also receive SMS alerts if they log into e-book on a different device|
|Favourites Screen||Allows user to choose his/her favourite option for faster navigation|
KVB BHARAT QR
This app facilitates easier, safer, and more convenient transactions between merchants and consumers where the customer can use this app on their mobile phones to scan the QR code and complete the transaction.
|KVB BHARAT QR||Features|
|Payment||Cashless transactions by scanning the QR code|
|Instant Notification||Both customer and merchant will get instant transaction notification|
|Eligibility||Customer / Merchant with a current account / overdraft account with the bank|
KVB Anmol Rewardz
This KVB Mobile Banking app is specially designed for the debit card users of Karur Vysya Bank, in which the customers are given various reward points, offers, discounts, etc. The program provides loyalty points called Anmol Points when a customer pays for products and services using the Karur Vysya Bank Debit Card.
|KVB Anmol Rewardz||Features|
How to Register for KVB Banking App (KVB DLite)?
For KVB Mobile Banking registration, KVB account holder will be required to follow the below-mentioned steps:
Step 1: Download KVB Dlite – the official KVB Mobile Banking app from Google Play Store or Apple App Store.
Step 2: Click on the option “Register for Mobile Banking”.
Step 3: On the next screen, enter the username / customer ID or registered mobile number.
Step 4: After providing the essential details, account holder will receive an OTP on the registered mobile number, which is required to validate the account.
Step 5: Next, authenticate the account with the credentials for debit card / internet banking.
Step 6: After authentication, set a 6-digit login PIN and a 4-digit mPIN.
Step 7: Once the mPIN is set successfully, the account holder can start using the KVB mobile banking app.
How to use KVB Mobile Banking App (KVB DLite)?
- After one has downloaded, installed, and validated the credentials, log in to the app to use the various banking features
- Use various banking services provided by the bank like KVB Balance Enquiry which can be done by clicking on the ‘Check Balance’ button
- To transfer funds, click on ‘Fund Transfer’
- To make utility bills or credit card bills payment, click on ‘Bill Payment’
- To recharge a pre-paid number, post-paid mobile number, DTH, then click on ‘Recharge’
- To check details related to the savings accounts, loans, and deposit accounts, click on ‘Accounts & Deposits’
- To invest in stocks, buy sovereign gold bonds or to seek information regarding general insurance, click on ‘Invest & Insure’
- To make transactions via UPI, click on ‘BHIM UPI’
- To upgrade the debit card and the Aadhar card, click on ‘Services’
- To open a PPF account online, click on ‘Online PPF’
What are KVB Mobile App Features?
Using KVB DLite, customers can avail various banking services on their mobile phones:
- Unstructured Supplementary Service Data (USSD) – The customers can use various services based on USSD protocols
- TNEB Bill payment – Customers in Tamil Nadu can pay their electricity bills
- Mobile Alerts – The customers can receive information regarding their transactions, status of their cheques, and enquiry of the account balance in the form of alerts or enquiry
- Quick Funds Transfer – Customers can transfer funds online without having to add a beneficiary
- FASTag – Customers can pay toll at toll plazas with TAG lanes without having to stop at the toll booths
What are the advantages of using KVB Mobile Banking app?
Karur Vysya Bank mobile banking is advantageous to its customers in many ways:
- One can perform various banking operations in one app
- Customers can transfer funds through Quickpay without having to add a beneficiary
- Customers with FASTags can pay the toll at toll plazas without having to stop the vehicle, by simply scanning the TAG at the TAG lanes
KVB Mobile Banking FAQs
Q. What is the meaning of a “Template” and what are its benefits?
A. In case a user makes repeated payments to the same set of beneficiaries, then one can create a template for each of the beneficiary of the same set. The next time user won’t have to enter the details repeatedly for the beneficiaries in the template. One can simply use the template to perform the transactions.
Q. What is the meaning of ‘Draft’?
A. While entering the credentials for making a fund transfer, the customer can save all the details in the form of a ‘draft’, which can later be fetched to complete the transactions.
Q. How many times one can use the ‘Draft’?
A. It is important to remember that the draft can only be used once.
Q. How can a user recharge his/her phone using KVB DLite?
A. To recharge a prepaid number, postpaid mobile number a user needs to click on ‘Recharge’ option.