ICICI Rubyx debit cards are crafted according to your lifestyle needs with amazing features, world-class benefits, higher reward points, special discounts and much more. Enjoy the cashless shopping experience with more savings on shopping, dining, travelling, etc. Do not worry about exceeding your pre-set budget when you are out on a shopping spree, carry your Rubyx debit card and get entitled to a host of shopping vouchers and forget the worries of carrying a large amount of cash. Earn reward points every time you swipe your card for shopping and redeem the accumulated reward points for exciting gifts and services available on ICICI rewards catalogue. Rubyx debit card also ensures safe and secure transactions regardless of where you use it. Spoil yourself with the countless features, earned reward points, unmatched benefits, exclusive privileges and more savings.
Updated: 24-05-2018 07:23:50 AM
ICICI Bank is an Indian multinational banking and financial services company headquartered in Mumbai, Maharashtra. Founded in 1994, ICICI has become the second largest bank in India in terms of assets and market capitalisation. It offers an array of banking products and financial services to corporate and retail banking customers. The bank has a network base of over 4,450 branches and more than 14,404 across the country, it has a strong presence in over 19 countries including India.
ICICI Rubyx debit card perks:
Higher cash withdrawal and transaction limits
ICICI Rubyx Debit card lets you enjoy higher cash withdrawal limit and transaction limits. Get daily ATM withdrawal limit of Rs. 1.5 lakhs at all ATMs across the country. Maximum daily transaction limit is up to Rs.2.5 lakhs at POS terminals and e-commerce websites.
Enjoy online transactions
ICICI Rubyx Debit Card lets you make hassle-free transactions online. You can use your card for booking train or bus tickets, paying utility or telecom bills, making dinner reservations, booking movies/event tickets, shopping on online merchant websites and much more. To ensure the safety of your transactions, register your Rubyx debit card for “Verified by Visa”.
Fuel surcharge waiver
Enjoy more savings on travelling because ICICI Rubyx debit card offers you 2.5% fuel surcharge waiver on your fuel spends at HPCL petrol pumps. As an ICICI Rubyx debit card holder, you can significantly save more and enjoy more convenience on travelling. Just make sure that you swipe your card at ICICI POS terminals only.
Insurance benefits
Your safety matters more than anything else, that’s why ICICI Rubyx debit card entitles you to Personal death accident insurance cover worth Rs. 15 lakhs, air accidental death insurance cover worth Rs. 3 crore and purchase protection insurance worth Rs.5 lakhs.
Zero card liability
Get complete fraud protection on your ICICI Bank Rubyx debit card, enjoy zero card Liability protection on your card which guarantees you complete security against theft, lost, misplacement and unauthorised or fraudulent transactions. In all these cases, zero card liability protection will bear your loss and you won’t have to pay a dime for your loss. Just make sure that you report the loss or any fraudulent transaction within 15 days by contacting 24*7 ICICI customer care.
Track your transactions
With ICICI Bank Rubyx debit card, you can track all your transactions and monthly spends. Get notified for every transaction you make using your debit card through SMS alerts. Also get itemised bill at the end of your billing cycle every month where you can easily track your monthly spends with details about merchant name, amount, date and time of transactions made.
Earn accelerated reward points
Your ICICI Rubyx debit card gives you plenty of PAYBACK reward points for every time you shop–
ICICI Rubyx Debit card lets you enjoy higher cash withdrawal limit and transaction limits. Get daily ATM withdrawal limit of Rs. 1.5 lakhs at all ATMs across the country. Maximum daily transaction limit is up to Rs.2.5 lakhs at POS terminals and e-commerce websites.
Enjoy online transactions
ICICI Rubyx Debit Card lets you make hassle-free transactions online. You can use your card for booking train or bus tickets, paying utility or telecom bills, making dinner reservations, booking movies/event tickets, shopping on online merchant websites and much more. To ensure the safety of your transactions, register your Rubyx debit card for “Verified by Visa”.
Fuel surcharge waiver
Enjoy more savings on travelling because ICICI Rubyx debit card offers you 2.5% fuel surcharge waiver on your fuel spends at HPCL petrol pumps. As an ICICI Rubyx debit card holder, you can significantly save more and enjoy more convenience on travelling. Just make sure that you swipe your card at ICICI POS terminals only.
Insurance benefits
Your safety matters more than anything else, that’s why ICICI Rubyx debit card entitles you to Personal death accident insurance cover worth Rs. 15 lakhs, air accidental death insurance cover worth Rs. 3 crore and purchase protection insurance worth Rs.5 lakhs.
Zero card liability
Get complete fraud protection on your ICICI Bank Rubyx debit card, enjoy zero card Liability protection on your card which guarantees you complete security against theft, lost, misplacement and unauthorised or fraudulent transactions. In all these cases, zero card liability protection will bear your loss and you won’t have to pay a dime for your loss. Just make sure that you report the loss or any fraudulent transaction within 15 days by contacting 24*7 ICICI customer care.
Track your transactions
With ICICI Bank Rubyx debit card, you can track all your transactions and monthly spends. Get notified for every transaction you make using your debit card through SMS alerts. Also get itemised bill at the end of your billing cycle every month where you can easily track your monthly spends with details about merchant name, amount, date and time of transactions made.
Earn accelerated reward points
Your ICICI Rubyx debit card gives you plenty of PAYBACK reward points for every time you shop–
| India | Foreign countries |
| Earn 6 PAYBACK reward points for every Rs.200 spent on merchant outlets established across India | Earn 10 PAYBACK reward points for every Rs.200 spent on merchant outlets established outside India. |
Eligibility
All Privilege ICICI Bank customers who have their savings account in ICICI Bank can apply for ICICI Rubyx debit card.
How to Apply
All Privilege ICICI Bank customers who have their savings account in ICICI Bank can apply for ICICI Rubyx debit card.
How to Apply
- Online
You can visit the official website of ICICI Bank and apply for Rubyx Debit card by giving your basic personal details. For upgrading your current debit card, you need to fill the details of your current debit card and apply for a new one.
- Customer care
You can call ICICI customer care executive and ask them to start the procedure of applying for Rubyx debit card. You can also request for a call back from an ICICI bank customer care executive by giving your contact details on the official website of ICICI Bank.
- Visit the bank branch
In order to apply for ICICI Rubyx debit card, you can also visit your nearest ICICI bank. Fill out the necessary details on the application form and submit it to a bank representative.
Frequently Asked Questions
Q. What is the minimum amount which I have to spend at HPCL petrol pumps using my Rubyx Debit Card for getting 2.5% fuel surcharge waiver?
A. The fuel surcharge waiver is only applicable on fuel transactions of Rs. 401 or more at selected HPCL petrol pumps.
Q. Will I get Reward Points or PAYBACK points if I use my ICICI Rubyx debit card for making payments of my Mutual Funds and Insurance premium?
A. No, PAYBACK points or reward points cannot be earned on payments made for mutual Funds and insurance premium using your Rubyx Debit Card.
Q. I am not able to make online transactions using my Rubyx Debit. Please help.
A. In order to start making online transactions using your ICICI Rubyx debit card, you have to first register your debit card for “Verified by Visa” which ensures safe transactions.
Q. can I earn PAYBACK points if I use my Rubyx Debit Card outside India?
A. Yes, 10 PAYBACK points can be earned for every Rs. 200 spent at merchant outlets established overseas.
Q. How much is the daily cash withdrawal limit from ATMs on my ICICI Rubyx debit card?
A. the cash withdrawal limit of a RUBYX debit card is up to Rs. 1.5 lakh per day
A. The fuel surcharge waiver is only applicable on fuel transactions of Rs. 401 or more at selected HPCL petrol pumps.
Q. Will I get Reward Points or PAYBACK points if I use my ICICI Rubyx debit card for making payments of my Mutual Funds and Insurance premium?
A. No, PAYBACK points or reward points cannot be earned on payments made for mutual Funds and insurance premium using your Rubyx Debit Card.
Q. I am not able to make online transactions using my Rubyx Debit. Please help.
A. In order to start making online transactions using your ICICI Rubyx debit card, you have to first register your debit card for “Verified by Visa” which ensures safe transactions.
Q. can I earn PAYBACK points if I use my Rubyx Debit Card outside India?
A. Yes, 10 PAYBACK points can be earned for every Rs. 200 spent at merchant outlets established overseas.
Q. How much is the daily cash withdrawal limit from ATMs on my ICICI Rubyx debit card?
A. the cash withdrawal limit of a RUBYX debit card is up to Rs. 1.5 lakh per day