Best Price Save Smart HDFC Bank Credit Card

Cashback on Every Transaction:

• 1% Cashback on all Best Price spends up to Rs 10,000 in a month. (Maximum Cashback up to Rs.100 per month)
• 0.5% CashBack for every Rs 150 spent on all other retail purchases up to Rs 150 per month

*1 cashpoint = Rs.1

Accelerated Cashback:

• Assured Rs 500 CashBack on spends of Rs 25,000 every month
• Enjoy flat Rs 250 CashBack on spends of Rs 10,000 per month on dining, utility or IRCTC only

*Offer valid for customers sourced till 31st March 2020 & applicable for all customers for one year from the card set-up date

Dining Benefits: Get up to 17.5% savings for payments via Dineout Pay with Best Price Save Smart Credit Card. This offer includes an additional 2.5% off on paying using Dineout Pay linked to Best Price Save Smart.

Milestone Benefits: 

• Earn Rs.150 cashback on 4 or more purchases at Best Price within first 90 days of card set up (minimum cart value Rs 150)
• Earn Rs.500 cashback on shopping of Rs. 75,000 in a calendar quarter

Renewal Fee Waiver: Spend Rs.20,000 & above in the first 90 days and get the first-year membership fee waived off. Spend Rs. 50,000 in 12 Months and get Renewal Fee waived for the next renewal year

Fuel Surcharge Waiver: 1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of Rs.400. Max CashBack of Rs.250 per statement cycle

HDFC Best Price Save Smart Credit Card is suitable for Best Price members who wish to get cashback on every transaction. If you are the Best Price member, this card can benefit you with 1% cashback on every spend. However, the monthly cashback has a capping of Rs.100 only which can be a negative point. If you are someone who prefers reward points rather than cashback, then you can consider HDFC Best Price Save Max Credit Card. If you dine out frequently, you will be able to enjoy discounts with this credit card. 

Hence, it is a basic card primarily for Best Price members. If the above-mentioned benefits are exactly what you are expecting from your credit card, then you can consider this.

Particulars	Fee/Charge
Joining Fee	Rs. 500
Renewal Fee	Rs. 500
Late Payment Charges	Up to Rs. 100: Nil Rs. 101 to Rs. 500: Rs. 100 Rs. 501 to Rs. 1,000: Rs. 500 Rs. 1,001 to Rs. 5,000: Rs. 600 Rs. 5,001 to Rs. 10,000: Rs. 750 Rs. 10,001 to Rs. 25,000: Rs. 900 Rs. 25,001 to Rs. 50,000: Rs. 1,100 More than Rs. 50,000: Rs. 1,300
Interest Charges	3.75% per month i.e. 45% annually

*Click here to view details of Best Price Save Smart HDFC Bank Credit Card Fees and Charges

Criteria	Details
Available for	Best Price Members only
Age	21 yrs to 65 Yrs
Occupation	Self-employed individuals
Minimum Income Requirement	ITR > Rs.6 lakh per annum

Along with your application form, you should also submit valid proof of identity, address and income. Click here to view all the documents required.

Best Price Save Smart HDFC Credit Card is not available on Paisabazaar. In case you are willing to apply for this card, you can go to HDFC’s net banking website or visit the nearest branch. You can also contact the customer support team to get your application registered.

If you would like to explore more cards that offer benefits similar to HDFC Best Price Save Smart Credit Card, here are a few cards to consider:

Credit Card	Annual Fee	Best Suited For	Reward Rate	Other Key Features
SBI Card PRIME	Rs. 2,999	Shopping & Travel	2%	Priority Pass and Club Vistara Silver Membership
American Express Membership Rewards Credit Card	Rs. 4,500	Shopping	2%	Redeem rewards against vouchers from Taj Hotels, Tanishq, Amazon and more
YES FIRST Preferred Credit Card	Rs. 2,499	Shopping & Travel	4%	Priority Pass Membership and low forex markup fee of 1.75% only
SBI Card ELITE	Rs. 4,999	Shopping & Travel	2%	BookMyShow vouchers worth Rs. 6,000 in a year; Low Forex Markup Fee of 1.99% only

Who can apply for HDFC Best Price Save Smart Credit Card?

All self-employed Indian nationals above the age of 21, can apply for this credit card, provided that they meet the income criteria and other card-specific requirements.

What is the minimum income to be eligible for Best Price Save Smart HDFC Credit Card?

For self-employed individuals, the minimum income requirement is Rs.6 Lakh per annum.

What benefits will I get with an HDFC Best Price Save Smart Credit Card?

You will get cashback on Best Price transactions, IRCTC bookings, Utility payments, and retail categories. Besides, you will also get to enjoy dining benefits. The card also offers a fuel surcharge waiver and milestone benefits.