The Dhanlaxmi Bank Platinum credit card is a great card for those people who want the tools to manage their finances and earn reward points on purchases. Other features and benefits of the credit card are given below.
| On this page |
Dhanlaxmi Bank Platinum Credit Card – Features & Benefits
Platinum Privileges – Get privileges across multiple luxury options like dining, golf and travel.
Cashback – Get 5% cashback on transactions made at supermarkets and departmental stores.
Insurance Cover – Get free insurance cover. Coverage includes air accident, accidental death, Permanent Total Disability, loss of check-in baggage, loss of travel documents and much more.
Emergency Contact – Get global assistance in case of emergency.
Budget/Finance Help – Use emPower app to create a budget that suits your needs.
Attractive Interest Rates – Get lower interest rates on this credit card.
Concierge Service – Use the online concierge’s help to get you what you need.
| Dhanlaxmi Bank Platinum Credit Card | |
Suited For:
|
Not Suited For:
|
Dhanlaxmi Bank Platinum Credit Card – Fees & Charges
| Category | Amount |
| Joining Fee | Nil |
| Annual Fee | Nil |
| Cash Advance Fee | Rs. 400 per transaction |
| Late Payment Fee | 30% of Min. Amount Due/ Min. Rs. 400. Max. Rs. 600 |
| Over Limit Fee | 2.5% of the amount |
| Reward Redemption Fee | Rs. 75 |
| Interest Free Credit Period | 20 to 50 days |
| Finance Charges | 1.5% per month/ 18% per year |
| Foreign Currency Transaction | 3.5% |
| EMI Processing Fee | 1% of the amount/Min. Rs. 200 |
Dhanlaxmi Bank Platinum Credit Card – Eligibility Criteria
The eligibility criteria for Dhanlaxmi Bank Platinum Credit Card are:
- Applicant must be an Indian Citizen
- Customer must be earning Rs. 6 lakh per annum
Do note that the bank will ask you to submit certain documents like PAN Card / Form-60, Aadhaar card, or any other document it deems necessary. Submit them in order to process the application.
How to Apply for Dhanlaxmi Bank Platinum Credit Card
Customers who want to avail Dhanlaxmi Bank Platinum Credit Card can apply for it by visiting the bank’s branch or their website. Fill the form and submit it. In the case of a branch, visit submit the required documents. In case of online application, a representative from the bank will call the customer to set a date and time for document collection. Post submission the bank will review the application and on successful qualification dispatch the credit card.
FAQs
Who can apply for Dhanlaxmi Bank Platinum Credit Card?
Indian citizens earning Rs. 6 lakhs and above can apply for this credit card.
Does this credit card offer cashback?
Yes, the card offers cash back.
What is the finance charge on this credit card?
The finance charge on this credit card is 18% per annum.
Does the card provide insurance?
Yes, customers get accident coverage, air accident cover and much more.
What are the different rewards that I can get for my reward points?
You can get electronic items, toys, bags and much more for your reward points.