United Bank of India was nationalized in 1969 and has been providing an array of services to its customers. It has been amalgamated with Punjab National Bank w.e.f. 1st April 2020. To make banking experience more convenient for its customers, the United Bank of India has channelised different ways such as SMS banking, Missed call, Internet/Mobile Banking to check the bank account balance and other details-
United Bank of India Balance Enquiry Number
To check United Bank of India account balance, account holders can give a missed call to –
Customers can get their UBI balance enquiry by giving a missed call to 09015431345. For this, account holders need to follow the below-mentioned steps:
Step 1: Give a missed call to UBI balance enquiry number 09015431345 from your registered mobile number with the bank.
Step 2: The call will be disconnected after a short interval automatically
Step 3: Customer will receive SMS with United Bank of India balance check
How to register for United Bank of India Balance Check by Missed Call?
For UBI balance enquiry, individuals need to have a registered mobile number with the bank to receive SMS alerts. Any customer who wants to get facilitated by the United Bank of India balance enquiry service can visit the nearest branch and get their number updated with the same.
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What are the other ways of UBI Balance Enquiry?
Mentioned below are some of the ways through which customers can check their UBI account balance:
1. United Bank of India Internet Banking
United Bank of India offers internet banking facility for its account holders wherein they can easily manage the financial activities. This facility can be entertained at the time of account opening with the bank. Account-holders of United Bank of India can check their account balance through following steps mentioned below:
- Log in to United Bank of India net banking
- Enter the Username and Password
- Post login, select “Account Summary” from the dashboard to avail UBI balance enquiry through net banking
- E-Statement: United Bank of India account holders can also check their account balance through E-statement using United Bank of India internet banking facility.
2. United Bank of India Mobile Banking
Under the mobile banking facility, United Bank of India has come up with upgraded apps so that customers can easily check their balance. Some of the different mobile banking app provided by the bank is mentioned below:
- United Mobile Banking: Customers of United Bank of India can download and install United Mobile Banking App through Android or iOS devices to avail the services such as UBI balance enquiry, fund transfer, mini statements and others.
- United ePassbook: Customers can also check their account balance through United ePassbook. For this, customers need to download and install the United ePassbook through their Android or iOS devices. Through this app, customers will be able to check their balance as a well-detailed statement.
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3. USSD Based Service
Customers can also go for USSD based service for UBI balance enquiry. For this, customers need to dial *99*63# or *99# to access balance enquiry service from the. As USSD channel is available on all GSM networks, customers can easily avail the facility.
4. United Bank of India SMS Banking
Customers can also avail the United Bank of India balance enquiry through SMS Banking. For this, they need to send SMS to 9223173933 by typing BAL<MPIN>.
5. Wireless Application Protocol (WAP) Based Service
Under this mode of availing UBI balance enquiry, customer needs to access the website https://mobile.fssnet.co.in/mpaywap/unbi over the internet through mobile phone browser. To avail of this facility, customers should be enabled with GPRS service.
As United Bank of India provides passbook to each and every account holder when opening a bank account. Through passbook, customers can get detailed statement about the transactions as well as can check their account balance.
7. United Bank of India ATM
There are more than 1,000 United Bank of India ATMs installed across the globe. Customers can check their balance by visiting the ATM and check United Bank of India account balance instantly. Account-holders will be required to visit the nearest ATM and follow the below-mentioned steps:
- Visit the nearest ATM and insert UBI ATM / Debit Card
- Use the 4-digit UBI ATM PIN
- Choose the “Balance Enquiry” option
- ATM will display UBI Account Balance and provide a slip as well
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Frequently Asked Questions
Q. How can I check the United Bank of India mini statement by SMS?
To check your mini statement, type ‘MINI<MPIN>’ and send it to 92231-73933 from your registered mobile number.
Q. How can I check account balance in United Bank of India?
Account balance checking in United Bank of India is possible through multiple options. You can type ‘BAL<MPIN>’ and send it to 92231-73933 or give a missed call on 09015431345 from your registered mobile number. You can also use the Internet or Mobile banking services to check your account details.
Q. How can I check my United Bank of India statement online?
To check the United Bank of India statement online, log-in to the net-banking or mobile banking portal, navigate to “Accounts”, click on “Inquire” and then go to “Account Summary”. After that, click on “Actions” and “Account Statement”. Select the time period for which the Account statement is needed and click on “Search”.
Q. How can I check my last 3 transactions in United Bank of India by SMS?
Type ‘MINI<MPIN>’ and send it to 92231-73933 from your registered mobile number. Your last 3 transactions details will be sent to your mobile number.
Q. Are there any charges for checking account balance through missed call balance alert?
There are no charges for enquiring about account balance through missed call alert.
Q. Is net banking safe for enquiring about account balance?
Yes, the net banking facility offered by United Bank of India is 100% safe and secure for enquiring about account balance.