TMB Titanium comes with a host of benefits, free joining, and an annual fee for its customers. TMB Titanium is one of the most popular credit cards offered by the bank. Read below to know more about TMB Titanium Credit Card.
TMB Titanium Credit Card Features and Benefits
Following are the features and benefits of having a TMB Titanium Credit Card:
| Interest-free Credit Period | Up to 45 days |
| Green PIN Benefits | TMB offers a paperless service and offers the PIN will be a green PIN where it will be generated online. |
| Cash Advance Benefits | 25% of the credit limit can be given as an advance. |
| Add-on card Benefit | Up to 2 add-on credit cards for spouse and children above 18 years |
| Accidental Coverage | Personal accidental cover of Rs. 5 lakh (applicable for the death benefit only). |
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit the Tamilnad Mercantile Bank website.
Who should get TMB Titanium Credit Card?
TMB Titanium Credit Card is best suited for you, if:
- You plan to spend a lot using this credit card
- You need flexible credit limits
TMB Titanium Credit Card Eligibility and Documentation
To apply for a TMB Titanium Credit Card, an individual must have:
- CASA with the TMB
- Gross Annual Income of Rs. 2.00 lakh or more
- Income Tax Assessment for last 2 years
To apply for this credit card, applicants will need to submit a copy of the last 2 years’ IT Return (for salaried employees) or the last 2 years’ Form-16 issued by the employer, provided gross annual income is Rs 2.00 lakh or less than 2.50 lakh.
TMB Titanium Credit Card Fees & Charges
| Type of Fees / Charges | Amount |
| Joining Fee | Nil |
| Annual Fee | Nil |
| Late Payment Fees | Rs. 250 (If the cardholder fails to pay the minimum amount due before payment due date.)0000 – Rs.750
> Rs.20000 – Rs.950 |
| Interest Charges | 2% per month (24% per annum) from the due date |
To know about other fees related to TMB Titanium Credit Card, click here.
Frequently Asked Questions
Is there any joining fee for TMB Titanium Credit Card?
No, there is no joining fee for TMB Titanium Credit Card.
How to apply for a TMB Titanium Credit Card?
To apply for TMB Titanium Credit Card, you need to download the credit card application form, fill it and submit same at your nearest TMB branch.
Click here to download the TMB Titanium Card application form.
What are EMV Chip Cards?
TMB Titanium Credit Card is an EMV Chip-enabled card. The chip makes your transactions more secure and saves you from counterfeiting.
For how much time is the TBM Titanium Credit Card Valid?
The TBM Titanium Credit Card is valid for 3 years.