HDFC SAP Concur Solutions Black Corporate Credit Card

Rewards Program: Users will earn 5 reward points on every Rs.150 spent. A maximum of 10,000 reward points can be earned in a statement cycle.

• Accumulated reward points are valid for up to 2 years
• Reward points can be redeemed for miles against leading International and Domestic airlines, hotels and catalogue options

Lounge Access:

• 15 complimentary domestic lounge access per calendar year through the MasterCard Lounge program
• 15 complimentary international lounge access per calendar year through LoungeKey program

Global WiFi: Cardholders will get –

• Unlimited WiFi access at over 1 million hotspots around the globe. Available on up to 4 devices
• Premium speeds up to 20 Mbps
• Worldwide Access in 100 countries across 6 continents, including select airports, hotels, restaurants, transportation hubs, inflight and more

Extensive Corporate Benefits:

Better Visibility through Enhanced Reporting Tools

• Easy accessible online reporting tool anytime, anywhere
• Get customized reports on expenses, spend categories and behaviour for better-informed business decisions
• View detailed transaction information at the employee level

Advanced Reconciliation Process

• Get consolidated reports for transactions across the globe
• Easy integration with existing accounting systems
• Paperless claims. No need to save bills.
• Faster and efficient processing
• Simplified reconciliation and compliance tasks

Greater Savings

• Up to 50 Days Credit Period
• Better negotiations with airlines, hotel chains, etc allowing better savings for the business

Corporate Liability Waiver: Get Corporate Liability Waiver Insurance to protect against the risk of employee fraud with a card level cover of INR 2,50,000 and corporate level cover of INR 50,00,000

Fuel Surcharge Waiver: 1% Fuel surcharge waiver on fuel transactions between Rs. 400 to Rs. 10,000 only, across all petrol pumps. ​​​​​​​*Fuel Surcharge Waiver capped at Rs.1000 per statement cycle (GST Applicable)

Other Benefits

• Air Accidental death: Your nominee will receive a compensation of Rs. 1 Crore
• Emergency Medical Expenses: Protection worth up to Rs. 1 lakh against any medical emergency when you are travelling, and are outside your home country
• Flight Delay: Cover of up to INR 15,000 available to the primary cardholder
• Loss of Checked Baggage: Cover of up to INR 15,000 available to the primary cardholder
• Missed Connecting International Flight: Cover of up to INR 15,000 available to the primary cardholder

Particulars	Fees/Charges
Joining Fee	To be communicated at the time of sourcing
Annual Fee	To be communicated at the time of sourcing
Late Payment Charges	Less than Rs.100 – NIL Rs 100 to Rs. 500 – Rs. 100 Rs. 501 to Rs. 5000 – Rs. 500 Rs. 5001 to Rs. 10,000 – Rs. 600 Rs. 10,001 to Rs. 25,000 – Rs. 800 More than Rs. 25,000 – Rs. 950

This card is not available on Paisabazaar. If you are interested in getting this credit card, you can apply on the HDFC website or visit the nearest branch. It should be noted that, since this is a corporate credit card, it will not be allotted to individuals who qualify the eligibility criteria set by SAP Concur Solutions.

Business Credit Card	Annual Fee	Key Feature
SBI Platinum Corporate Credit Card	Nil	Zero joining and annual fee
ICICI Bank Business Advantage Black Credit Card	Rs.1000	Cashback on your business expenses
HDFC Business MoneyBack Credit Card	Rs.1000	5% Cashback on Telecom, Electricity, Government/Tax, Railway, Hotels & Dining and Taxi
Axis Bank My Business Credit Card	Rs. 499	eDGE loyalty reward points for transactions and 500+ rewards and offers to redeem points
Citi® Corporate Credit Card	Communicated at the time of sourcing	Benefit from streamlined travel and entertainment expense
Yes Prosperity Business Credit Card	Rs.2499	10,000 Reward Points on your first transaction done within 30 days
Kotak Corporate Gold Credit Card	Rs.1000	Higher reward point earnings (points can be redeemed every quarter)