Paisabazaar app Today!
Get instant access to loans, credit cards, and financial tools — all in one place
Our Advisors are available 7 days a week, 9:30 am - 6:30 pm to assist you with the best offers or help resolve any queries.
Get instant access to loans, credit cards, and financial tools — all in one place
Scan to download on
Jupiter Edge CSB Bank RuPay Credit Card is a co-branded credit card that offers benefits on UPI spends. Cardholders can earn 2% cashback on everyday categories such as shopping, travel, and dining, and 0.4% cashback on other spends. While the card claims to be a cashback card, the cashback is offered in the form of Jewels, which are redeemable for cash at a low redemption value (1 Jewel = Rs. 0.20). So, does it really qualify as a cashback credit card? Read on to find out more.
Jupiter Edge CSB Bank RuPay Credit Card Overall Rating: ★★★
|
|
![]() |
|
| Rewards Program | ★★★ |
| Welcome Benefit | ★★★ |
| Other Features | ★★ |
Note: This Card is not available on Paisabazaar. The content on this page is for information only. To express interest in this card, please visit Jupiter’s website.
Jupiter Edge CSB Bank RuPay Credit Card is a lifetime free card that offers accelerated benefits on everyday categories, including shopping, dining, travel, and UPI spends. It is a suitable option for consumers who prefer to make UPI transactions and are looking to maximize their benefits through reward points.
However, cardholders are required to choose one of the three categories—shopping, travel, or dining, at the time of activation to earn accelerated cashback of 2%. For all other spends, including UPI transactions apart from these categories, the card offers 0.4% cashback.
One thing to note is that the cashback is offered in the form of Jewels. While Jewels can be redeemed for cashback, the redemption value stands low at 1 Jewel = Rs. 0.20, especially considering that it claims to be a cashback card. Also, the card comes with a monthly cashback capping of Rs. 3,000 across all categories, which limits the overall value.
In addition to cashback, the card offers welcome benefits worth Rs. 250 and insurance coverage of up to Rs. 10 Lakh, which adds to its value. Overall, Jupiter Edge RuPay Credit Card is a good entry-level option for consumers seeking accelerated benefits on UPI spends.
| On this Page: |
Cardholders can choose any one preferred category to earn up to 2% cashback on their spends.
Note: Cardholders can earn a maximum cashback of Rs. 3,000 in a month, i.e., 15,000 Jewels.
Reward Redemption
Cardholders can redeem the accumulated Jewels for cash credit through the Jupiter app, or as Digital Gold or Brand Vouchers, at a value of 5 Jewels = Rs. 1 (i.e., 1 Jewel = Rs. 0.20).
Note: Fuel spends, government-related transactions, rent payments, utility bill payments, wallet loads, gift or prepaid card loads, voucher purchases, cash advances, and EMI transactions are not eligible for earning Jewels.
Welcome Benefit: Voucher worth Rs. 250 on first UPI transaction of Rs. 2,000 or more at partner brands. The voucher can be redeemed against any of these brands: Amazon, Flipkart, Swiggy, Zomato, and Myntra.
Insurance Benefit: Personal accident and total permanent disability cover of up to Rs. 10 Lakh.
Jupiter Edge CSB Bank RuPay Credit Card is a lifetime free card offering accelerated benefits on UPI spends. Cardholders can earn 2% cashback on the selected accelerated category and 0.4% cashback on other spends. This card is a suitable option for consumers who prefer to plan their purchases in advance, as they can earn accelerated benefits on only one of the following categories at a time—shopping, dining, or travel. The preferred category can be changed via the Jupiter app once every three months.
| Pros | Cons |
|
|
HDFC Bank UPI RuPay Credit Card
Joining fee: ₹99
Annual/Renewal Fee: ₹99
Up to 3% CashPoints on card spends, including UPI transactions
Gift voucher worth Rs. 250 as welcome bonus
Product Details
YES BANK Paisabazaar PaisaSave Credit Card
Joining fee: ₹0
Annual/Renewal Fee: ₹499
6% cashback on travel and dining spends
Unlimited 1% cashback on all other spends, including UPI
Product Details
HDFC MoneyBack+ Credit Card
Joining fee: ₹500
Annual/Renewal Fee: ₹500
10X CashPoints on Flipkart, Amazon, Swiggy, Reliance Smart SuperStore & BigBasket
Gift vouchers worth Rs. 2,000 every year
Product Details
Myntra Kotak Credit Card
Joining fee: ₹500
Annual/Renewal Fee: ₹500
7.5% off up to Rs. 750 per transaction on Myntra
Unlimited 1.25% cashback on other spends
Product Details
Tata Neu Plus SBI Card
Joining fee: ₹499
Annual/Renewal Fee: ₹499
Up to 7% savings on Tata Neu
Product Details
| Fee Type | Amount |
| Joining Fee | Nil |
| Annual Fee | Rs. 999 (Nil*) |
| Finance Charges | 3.5% p.m. | 42% p.a. |
| Late Payment Charges | 2% of outstanding amount (Min. of Rs. 100) |
*The lifetime free offer is for first 200K users.
For other fees & charges and terms & conditions, click here.
What is the eligibility criteria to apply for Jupiter Edge CSB Bank RuPay Credit Card?
To be eligible for this credit card, your age must be between 23 to 60 years and have a good credit score. Additionally, a stable source of income is required at the time of application.
How will I earn cashback on Jupiter Edge CSB Bank RuPay Credit Card?
Cashback is offered in the form of Jewels, which can be redeemed through the Jupiter app for cash credit, digital gold, or brand vouchers at a value of 5 Jewels = Rs. 1.
How can I generate a UPI PIN for Jupiter Edge CSB Bank RuPay Credit Card?
You can generate your UPI PIN online via the Jupiter app. Go to the credit card section, tap on ‘Reset PIN’, and follow the steps to set a new PIN for transactions.
How can I link my Jupiter Edge CSB Bank RuPay Credit Card to UPI?
Once your card is activated, you can use it via Jupiter UPI automatically. Additionally, you can add the card to other UPI apps like Google Pay or PhonePe by selecting the “Add Credit Card” option.
How can I apply for Jupiter Edge CSB Bank RuPay Credit Card?
You can apply online by downloading the Jupiter app and tapping on the ‘Apply Now’ button. You are required to submit a duly filled application form along with the required documents.