Jupiter Edge CSB Bank RuPay Credit Card

Jupiter Edge CSB Bank RuPay Credit Card Overall Rating: ★★★
Rewards Program	★★★
Welcome Benefit	★★★
Other Features	★★

Note: This Card is not available on Paisabazaar. The content on this page is for information only. To express interest in this card, please visit Jupiter’s website.

Jupiter Edge CSB Bank RuPay Credit Card is a lifetime free card that offers accelerated benefits on everyday categories, including shopping, dining, travel, and UPI spends. It is a suitable option for consumers who prefer to make UPI transactions and are looking to maximize their benefits through reward points.

However, cardholders are required to choose one of the three categories—shopping, travel, or dining, at the time of activation to earn accelerated cashback of 2%. For all other spends, including UPI transactions apart from these categories, the card offers 0.4% cashback.

One thing to note is that the cashback is offered in the form of Jewels. While Jewels can be redeemed for cashback, the redemption value stands low at 1 Jewel = Rs. 0.20, especially considering that it claims to be a cashback card. Also, the card comes with a monthly cashback capping of Rs. 3,000 across all categories, which limits the overall value.

In addition to cashback, the card offers welcome benefits worth Rs. 250 and insurance coverage of up to Rs. 10 Lakh, which adds to its value. Overall, Jupiter Edge RuPay Credit Card is a good entry-level option for consumers seeking accelerated benefits on UPI spends.

Cardholders can choose any one preferred category to earn up to 2% cashback on their spends.

Note: Cardholders can earn a maximum cashback of Rs. 3,000 in a month, i.e., 15,000 Jewels.

Reward Redemption

Cardholders can redeem the accumulated Jewels for cash credit through the Jupiter app, or as Digital Gold or Brand Vouchers, at a value of 5 Jewels = Rs. 1 (i.e., 1 Jewel = Rs. 0.20).

Note: Fuel spends, government-related transactions, rent payments, utility bill payments, wallet loads, gift or prepaid card loads, voucher purchases, cash advances, and EMI transactions are not eligible for earning Jewels.

Welcome Benefit: Voucher worth Rs. 250 on first UPI transaction of Rs. 2,000 or more at partner brands. The voucher can be redeemed against any of these brands: Amazon, Flipkart, Swiggy, Zomato, and Myntra.

Insurance Benefit: Personal accident and total permanent disability cover of up to Rs. 10 Lakh.

Jupiter Edge CSB Bank RuPay Credit Card is a lifetime free card offering accelerated benefits on UPI spends. Cardholders can earn 2% cashback on the selected accelerated category and 0.4% cashback on other spends. This card is a suitable option for consumers who prefer to plan their purchases in advance, as they can earn accelerated benefits on only one of the following categories at a time - shopping, dining, or travel. The preferred category can be changed via the Jupiter app once every three months.

*The lifetime free offer is for first 200K users.
For other fees & charges and terms & conditions, click here .