|HDFC InterMiles Credit Cards Rating|
Annual Fee ★★★
Other Benefits ★★
|Overall Rating ★★★|
Intermiles HDFC Signature, Platinum and Diners Club credit cards are co-branded credit cards that let card users enjoy several benefits under the Intermiles Program (previously JetPrivilege). These cards are some of the best-suited credit cards for frequent travellers and can help them save a lot on their air travel. To know whether you should have any of these cards, read the review below:
InterMiles HDFC Credit Cards at a Glance
|Annual Fee||Rs. 1,000||Rs. 2,500||Rs. 5,000|
|Renewal Benefits*||On payment of the membership fee after completion of a year, enjoy various benefits such as||On payment of the membership fee after completion of a year, enjoy various benefits such as||On payment of the membership fee after completion of a year, enjoy various benefits such as|
InterMiles Accrual Programme
|Etihad Airways Privileges|
|Lounge Access||Unlimited Airport lounge access to more than 1,000 domestic and international lounges|
*Renewal fee can be waived off on spending Rs. 2.5 lakh (Platinum card), 3 lakh (Signature card), 8 lakh (Diners Club) in the previous year, however after availing waiver, cardholders will not be applicable to receive the renewal benefits.
Limitations of HDFC Intermiles Credit Card
InterMiles earned can only be redeemed on bookings via the InterMiles website, which might not be a good choice for every cardholder. On the other hand travel credit card such as Citi PremierMiles offers airmile benefits that can be transferred across 14 airlines and hotel partners offering more flexibility for the cardholders. Therefore, if you are looking for travel credit cards that offer benefits across platforms, HDFC intermiles cards may not be a very attractive option for you.
Comparison of HDFC Intermiles Credit Card with Other Co-branded Intermiles Credit Cards
To decide whether or not to have an HDFC Intermiles Credit Card, below is a comparison of HDFC Intermiles Signature Credit Card with other intermiles credit cards available in the market. This comparison will help you understand the different benefits offered by these credit cards.
HDFC InterMiles Signature Credit Card
|Annual Fee||Rs. 2,500||Rs. 2,500||Rs. 2,000|
|Welcome Benefits||Up to 8,000 Bonus InterMiles||5,000 bonus intermiles||2,000 InterMiles within 30 days of fee payment|
|Intermiles Earned||Earn 6 intermiles on every Rs. 150 spent on retail spends|
Earn 12 intermiles on every Rs. 150 spent on every flight ticket bookings via the intermiles website
Earn 12 intermiles on every Rs. 150 spent on hotel bookings via the intermiles website
|3 intermiles per Rs. 100 spent|
6 intermiles per Rs. 100 spent on flight bookings via intermiles platform
6 intermiles per Rs. 100 spent on hotel bookings done via intermiles platform
5 InterMiles on every Rs 100 spent on InterMiles Shop platform on various brands like Amazon, Flipkart, Dominos, etc.
|Earn 6 intermiles per Rs. 100 on flights booked via intermiles website and hotels booked via interbook.intermiles.com on weekends and earn 4 intermiles on the same booking on weekdays|
Earn intermiles per Rs. 100 on weekends 4 intermiles on weekdays on all other spends
2X InterMiles on flight bookings via intermiles website
2.5X InterMiles on Ethihad Airways bookings
|Renewal Benefits||On payment of the membership fee after completion of a year, enjoy various benefits such as||2,500 bonus InterMiles, flight discount voucher and hotel discount voucher|
|Airport Lounge Access||1 complimentary lounge access per quarter||Travel plus program offering 8 lounge access worth Rs 2,057|
Should you get this card?
The HDFC Intermiles credit cards are an excellent choice for regular travellers. These credit cards allow cardholders to save money on hotel and travel reservations. Aside from that, these cards offer extra discounts on Etihad Airways and free airport lounge access every year. Overall, all the HDFC intermiles variants are wonderful credit cards for folks who travel often and would like to avail the benefits offered by intermiles.