Apply Now
HDFC credit card offers numerous credit cards matching the needs of different customers. Travel, lifestyle, shopping, entertainment- HDFC has credit for every need. Apply now.
*Offers are from Paisabazaar's partner Banks & NBFCs.
HDFC offers Business Regalia Credit Card is designed to help manage your business expenses. The card also provides facilities like concierge services, lounge accesses and zero liability on lost cards which will make your travels luxurious as well as secure. More details of HDFC Business Regalia Credit Card are given below for our reference.
Key Highlights of HDFC Business Regalia Credit Card |
Eligibility | Apply | Fees | FAQs |
Cashback – 5% CashBack on Telecom, Electricity, Government/Tax, Railway, Hotels & Dining and Taxi spends. The maximum cashback offered is Rs.250 per month on spending Rs. 10,000.
Spend Milestone Benefit – The cardholder may earn 10,000 or 15,000 reward points on spending Rs. 5 Lakh or Rs. 8 Lakh respectively in one year of using the card.
Lounge Access – Get the following lounge privileges:
You will have to apply for the Priority Pass membership to avail the lounge access. You will be eligible for application once you have made 4 or more retail transactions on your HDFC Bank Regalia Credit Card.
Rewards Programme – 4 Reward Points for every Rs.150 spent.
Foreign Mark-up Fee – 2% mark-up fee on international transactions.
Comprehensive Coverage – Following insurance coverage is provided:
| Category | Amount |
| Air Accidental Death | 1 crore |
| Emergency Overseas Hospitalization | Rs. 15 lakh |
| Flight Delay cover | Rs. 25,000 |
| Missing of Connecting International Flight | Rs. 25,000 |
Concierge Service – Use the service to make travel-related bookings and much more.
Fuel Surcharge Waiver – Surcharge waived on spends that are worth Rs. 400 or more. Maximum CashBack offered is Rs. 250 per statement cycle.
Fee waiver – Annual Fee is waived upon spending Rs. 3 lakh in a year. Joining Fee is waived upon spending Rs. 60,000 in the first 90 days of card issuance.
The following fees and charges are applicable on this credit card:
| Fee/Charge | Amount/Rate |
| Annual Fee | Rs. 2,500 |
| Renewal Fee | Rs. 2,500 |
| Charges on Revolving Credit | 3.49% per month |
| Cash Withdrawal Charges | 2.5% of withdrawn amount or Rs. 500, whichever is higher |
| Cash Processing Fee | Rs. 100 |
| Payment Return Charges | 2% of the payment amount or Rs. 450, whichever is higher |
| Late Payment Fee |
|
| Finance Charges | 3.6% p.m. | 43.2% p.a. |
To be eligible for this credit card, an applicant should meet the following requirements:
Documents Required
Applicants will also be required to submit a set of relevant documents which includes identity proof, address proof and income proof. Being a business credit card, documents will be needed for both the individual and the business. The following documents may be accepted:
To apply for this business credit card, applicants can visit the official website of HDFC Bank. On the ‘Apply Now’ section, they would be required to enter some basic details such as name, contact number, PAN, email ID, etc. Once the form is submitted, the bank will call the customer to discuss the documentation and other aspects of the application. A field agent of the bank will be sent to collect the documents. The bank will then validate the information and check the documents and, if satisfied, the credit card will be issued.
Applicants can also visit the nearest branch of HDFC Bank to apply for this credit card.
How to track the status of my application for HDFC Business Regalia credit card?
Go to HDFC Bank’s official website. Click on the “Track your credit card” tab and then provide the 16-digit application reference ID and your phone number or DOB.
Does the HDFC Business Regalia credit card offer annual fee waiver?
If you spend Rs. 3 lakh in a year via the Business Regalia Card then you will earn a waiver for succeeding year’s annual membership fees.
Can I earn Fuel Surcharge Waiver on Business Regalia cards?
Yes, you can earn a Fuel Surcharge Waiver of approximately Rs. 6,000 each year.
Membership rewards card is the best card compared to any card of any other bank. I mean which bank gives you 1000 points by just making 4 transactions in 1 calender month ...? none amex roxx and the cx care is next level no other bank is even 10% of amex cx care ......without thinking twice just go for it
No extra rewards or benefits. Only basic features. Could have been better.
SBI Simply Click is a good card for online shopping. I get a lot of rewards. Recommended!
The only credit card from American Express that comes with low Annual fee of Rs. 495 but offers amazing list of cashbacks and rewards that make it worth having
My job keeps me on my toes with frequent travels, thanks for American Express Platinum Travel Credit Card I get to enjoy lounge access on the days when my flights are painfully delayed
Ever since i have got this card my spending have become rewarding with amazing rewards program that Amex membership rewards card offers.
