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ESAF is an Indian Small Finance Bank which provides banking services and small loans in urban, semi urban, rural and rural unbanked areas. Headquartered in Thrissur, ESAF Small Finance Bank provides a wide array of banking and financial services like savings account, fixed deposits and loans. Not only that, account holders can also avail the benefit of services like ESAF Small Finance Bank Balance Enquiry, fund transfers and much more on-the-go.

To check ESAF Bank Account Balance, give a missed call to –
To get ESAF Bank Mini Statement of last few transactions, give a missed call to –
To do ESAF Bank Balance Enquiry, account holders will be required to give a missed call to the ESAF Balance Enquiry number 8592866639. Account holders can follow the below-mentioned steps to check their ESAF Account Balance in no time –
Also, if any user is holding multiple accounts with the bank and has the same mobile number linked with all of the accounts, then he / she will get information on the primary account only. To change the primary account before doing ESAF Bank Balance Enquiry for other accounts, SMS “SETPRIME XXXX” to 80860-77575.
XXXX denotes the last 4 numbers of the ESAF account number, which the account holder wants to update.
To avail the benefit of ESAF Balance Enquiry by Missed Call facility, account holders are required to register themselves. But, to make banking at ESAF seamless and to simplify the whole procedure, ESAF Small Finance Bank automatically enrols all the customers on boarding for missed call banking. So, unlike other banks, account holders will not be required to pay any visit to the bank or submit any application form for the same. All the customers are enrolled automatically and registered for SMS Banking and Missed Call Banking by default.
1. ESAF Net Banking – ESAF Small Finance Bank account holders can check their account balance instantly using net banking service provided by the bank. Account holders can avail the benefit of 24 x 7 banking via ESAF Net banking portal and enjoy banking services like fund transfer, ESAF Balance Enquiry, generate MMID, manage beneficiaries and much more. Account holders will be required to register for ESAF Net banking service. This can be done by visiting ESAF’s official website and click on “Login” to continue with the net banking registration process.
2. Mobile Banking – ESAF Small Finance Bank users can download and install mobile banking app provided by the bank to carry out transactions and check ESAF Account Balance on-the-go. Account holders can use ESAF mobile banking app for fund transfers, registration / deregistration of account statement by email, ESAF Balance Enquiry and much more.
3. SMS Banking – For ESAF Small Finance Bank Balance Enquiry, account holders can use the ESAF SMS Banking service as well. Using ESAF SMS Banking, account holders will be required to SMS <BAL> to 8086077575.

For seamless banking process and customer experience, all customers opening an account with the bank are enrolled automatically for SMS Banking as well.
4. Passbook – ESAF Small Finance Bank provides passbook to all its account holders at the time of account opening to help them keep a track of all their banking transactions. Account holders can visit their nearest bank branch to check their ESAF Bank Account Balance by passbook. ESAF Bank passbook comprises of all the debit and credit transactions carried out by the account holder.
5. ATM – ESAF Small Finance Bank account holders can visit their nearest ATM to check ESAF account balance instantly. Listed below are the steps which account holders should follow for ESAF Bank Balance Enquiry:
6. ESAF Toll-free Number – Account holders can call on ESAF Small Finance Bank Toll-free Number provided below to check their account balance instantly:
After calling ESAF Balance Enquiry Number 18001033723, account holder will be required to select the language. Post language selection, account holder can easily check ESAF Bank Account Balance.
Consumer ExperienceWhat is the best method for ESAF Small Finance Bank balance check online? I have been using ESAF Small Finance Bank’s mobile banking service to view my account balance on-the-go. The facility is easy to use and can be availed at any time of the day. I would highly recommend using this service. What is the best method for ESAF Small Finance Bank balance check offline? To check my balance offline in ESAF Small Finance Bank, I use its SMS banking service. I simple send an SMS from my registered mobile number in the mentioned format SMS<BAL> to 8086077575 and receive my account balance instantly. -Shruti Mehra, ESAF Bank Customer |
How to check ESAF Account Balance?
Account holders can check ESAF Small Finance Bank Account Balance by giving a missed call to the ESAF Balance Enquiry Number 8592866639. Alternatively, users can check their ESAF Account Balance by SMS, Net banking, mobile banking, passbook and other methods mentioned above as well.
What is the ESAF Bank Balance Enquiry Number?
ESAF Small Finance Bank account holders can call on 1800-103-3723 (toll-free) to use the telebanking facility and check ESAF account balance any time during the day.
How to do ESAF Balance Enquiry by SMS?
Account holders can check their account balance by SMS as well. Account holders can SMS <BAL> to 8086077575 to do ESAF Balance Enquiry on-the-go.