Cosmos Bank Mobile Banking

For mobile banking with Cosmos Bank (CosMobile), all you require is a smartphone. With the CosMobile application, the customer can transfer funds to other accounts directly and also make direct payments to merchants while shopping. The customer can apply for multiple services at a time like requesting an email statement, Cheque book, balance inquiry, stop Cheque, mini statement, account initiation, regeneration of ATM pin, etc. To avail the mobile banking facility from Cosmos Bank, you need to follow the steps mentioned below:

1. You need to open an account from Cosmos Bank.
2. You need to register yourself with the bank for online banking.
3. The generated unique identity and password will aid in the future transaction procedures.
4. You can transact money with your debit card or credit card without any hassle.
5. You can pay your bills easily online with a quick mobile banking procedure.
6. For the security of your account and your money, a unique Personal Identification Number (PIN) is provided that will be your key to access your account using the net banking facility.
7. You can fill up a quick form provided on the website providing your basic details to get in-depth knowledge about the Cosmos Bank Mobile Banking.

Within a few steps, you can use the mobile application of Cosmos Bank without any hassles:

Step 1: You have to download and install the free application named CosMobile app for iPhone or Blackberry.

Step 2: Next, you will be required to accept the terms and conditions.

Step 3: Next, you need to verify your mobile number. Here you need to make sure that you use the same phone number to sign in that is registered with Cosmos Bank account.

Step 4: Your Cosmos Bank account details will automatically be added to the mobile application post successful verification, and your account will be signed in for mobile banking.

Step 5: Now you can check your account balance as well as transfer your money to other bank accounts in real-time.

You need to install the free mobile application for Cosmos Bank Mobile Banking named “Cosmobile”. You need to enter your mobile number that is registered with Cosmos Bank and enjoy the following features provided with the application:

1. Enquire about account balance online without any hassle.
2. Real-time money transfer facility available to transfer money from your Cosmos Bank account to any Indian bank account.
3. Make unlimited fund transfers without any additional charges levied.
4. Facility to pay credit card bills of any Indian bank.
5. Pay insurance premiums within a few clicks.
6. Recharge your phone, DTH, or pay your electricity, gas, internet, telephone, and water bills efficiently.
7. Ability to view the complete transaction history.
8. BHIM UPI services are available with the app.
9. You can transfer money without the hassles of adding beneficiaries.
10. You can donate money with the Cosmos mobile app to the recipient of your choice.
11. You can monitor and manage your retirement funds with this mobile application.

1. It is quick and convenient to manage the account, make transactions and meet other financial requirements.
2. For small and middle-class businessmen, mobile banking aids in saving a lot of their time for quick sale closure, office shipping, revenue production, and much more.
3. With mobile banking, banks have introduced a modernized and quick banking procedure attracting more customers each day.

Apart from the benefits mentioned above, you should make sure that you stay vigilant while using mobile banking. Although the bank provides end-to-end encryption, you need to secure your phone as well as your bank details to avoid hacking or misuse of your account and money.