Bank of Baroda Netbanking

 

What are the Services Offered by Bank of Baroda Netbanking?

Bank of Baroda net-banking users can benefit from its  various online services that are as follows:

• Check and view account statement and balances
• Funds transfer to self-linked accounts
• Utilities Bill payments
• Pay Tuition Fees
• Book air and rail tickets online
• Make payments using IMPS/NEFT/RTGS
• Open and close FD/RD accounts online
• Apply & Manage debit card online
• Open DEMAT account
• Apply for IPO
• Pay Direct/Indirect taxes and State Taxes payment
• Cheque Book Request
• SMS and e-mail alert on all transactions and activities
• View KVP certificates
• Stop payments and much more.

Steps to Register for ‘bob World’ Internet Banking

bob World internet banking registration can be done by following the basic mentioned steps:

Step 1: For retail/corporate users*, download internet-banking form online from the home page by clicking on ‘Download Application Form’.

Step 2: Applicants need to sign and submit the duly filled application form at the base branch where the applicant is already maintaining his/her account for processing.

Step 3: After the form submission, applicant shall receive the User ID on their registered email address.

Step 4: After receiving the User ID, applicants need to set their passwords by using the option “Set Password/Forgot Password”, available at the login page of the ‘bob World’ Internet.

Step 5: Applicants, who are already using bob’s active debit card, can register themselves for ‘bob World’ Internet from his office/home without visiting branches.

Step 6: An ‘Online Registration using Debit Card’ link is available on the login page of bob World Internet.

Step 7: Applicants can Login to their net banking account by using the User ID and password to initiate the bob Internet Banking.

 *Retail form to be used only by individual account holders, whereas Corporate form can be used by all non-individuals that include sole proprietorships, private and public limited companies, partnership firms and HUFs.

For any further assistance regarding BOB Net banking registration or for any queries contact BOB Customer Care.

How to Regenerate BOB Transaction Password using Debit Card?

Customers have to set up two types of passwords for BOB netbanking, one for BOB Netbanking Login called the Sign on Password and another for transacting/completing a transaction for BOB Internet Banking called the Transaction Password.

 Customer can regenerate transaction password by submitting the request for generation of new password application directly at the bank branch. Once this form is accepted, a new password would be delivered to the customer’s listed address.

Alternatively, customers can perform the following steps to regenerate transaction password online:

Step 1: Visit the official website of BOB and click on “Retail user” option.

Step 2: Enter the user ID and click on ‘Reset your transaction password using Debit Card, Click Here option.

Step 3: Enter the validation details like the card type, card number, expiry date, ATM PIN and click on “Next” afterword verification.

Step 4: Enter the OTP received on the registered mobile number and click on “Next”.

Step 5: After entering the OTP, the customer would be prompted to set the transaction password.

Step 6: On successful completion of the process following message will appear. The customer can login subsequently.

Ways to Transfer Funds through BOB Net Banking

Bank of Baroda account holders can transfer funds through NEFT, RTGS, or IMPS using the BOB net-banking facility:

BOB NEFT Transfer

Funds can be transferred using NEFT service available 24*7 on BOB net-banking portal. This service is available online for Bank of Baroda account holders who have enabled net-banking.

Benefits of NEFT online:

• Using this service, users can transfer funds in a simple, convenient and seamless manner
• Not just a fast service but also very safe and secure
• It cost less than the conventional modes of remittance such as DD/MT
• Available online 24*7 all days
• Can be accessed anywhere and any time

How to transfer funds online via NEFT?

• Log in to Baroda Connect
• Select ‘Transfer’ option from the main menu
• Click on ‘Transfer to other bank NEFT’
• Fill in all the details required
• Transfer your funds safely

BOB RTGS Transfer

Real-Time Gross Settlement (RTGS) option is also available on BOB net-banking for a convenient and comfortable banking experience for the account holders. Fund transfer via RTGS online can be availed by BOB account holders who have registered for net-banking service.

Benefits:

• Available 24*7 all days
• Can be accessed anywhere and any time
• Costs less than conventional modes such as DD/MT
• A simple, secure and seamless way of transferring funds

How to transfer funds online via NEFT?

• Log in to Baroda Connect
• Select ‘Transfer’ option from the main menu
• Click on ‘Transfer to other banks RTGS’
• Fill in all the details required
• Transfer your funds safely

BOB IMPS Transfer

IMPS fund transfer (customers with mobile Banking facility) through MMID/IFSC is available for the retail and corporate Bank of Baroda customers 24 x 7 x 365.

Benefits:

• Available 24*7 all days
• IMPS is safe, secure and cost-effective
• No minimum amount limit on transactions of funds
• Using IMPS the funds will be credited in the beneficiary’s account within a few seconds

How to transfer funds online via IMPS?

• Log in to Baroda Connect
• Select ‘Fund Transfer’ option
• Select ‘Other Bank’ and then ‘IMPS’
• Enter on all details required
• Click on ‘Ok’ and transfer safely

What are the transaction limits available under the BOB Netbanking?

Below are the limits available for both retail and corporate customers for different financial services:

For retail customers:

Baroda connect fund transfer limit	For government and self-linked account payments	For Third-party and Shopping mall payments	For payments via RTGS and NEFT
Per transaction	Unlimited	7 lakh	10 lakh
Daily	Unlimited	10 lakh	15 lakh

For corporate customers:

Baroda connect fund transfer limit	For government and self-linked account payments	For Third-party and Shopping mall payments	For payments via RTGS and NEFT
Per transaction	Unlimited	10 lakh	20lakh
Daily	Unlimited	25 lakh	75 lakh

Hotlisting Debit/Credit Cards using BOB net-banking

In case of any Unauthorised Electronic Banking Transaction in your account through BOB Debit Card/M-connect/Baroda Connect/Unified Payment Interface (UPI) you can use the following mode for registration of your complaint and blocking of the channel :

To block your debit/card online, you can

• Visit the Baroda Connect website
• Log-in to Net-banking using your User ID and Password
• From the main menu, click on the ‘Services’ option
• Now go to ‘My Accounts’
• Click on ‘Debit Card/Credit Card Blocking’
• On the next screen, select your card and click on ‘Block’
• After that, click on ‘Confirm’
• Enter the transaction password and click on ‘Submit’
• Your card will be blocked

To hotlist your BOB debit/credit card without the internet, you can

• Dial 24*7 toll-free number 1800-258-44-55 or 1800-102-44-55
• Dial 24*7 IVR number 1800-258-44-55 or 1800-102-44-55 and select option 1 to report loss of card, to report a fraud or to report an Unauthorized transaction not done by you

FAQs on Bank of Baroda Net Banking

Q. Are there any net-banking charges applied by Canara Bank?

Ans. No, there are no extra charges levied on net-banking services.

Q. Who can use Baroda Connect?

Ans. Bank of Baroda account holders can access Baroda Connect for internet banking. In case you have a joint account, your account should have instruction stating ‘Either or Survivor’ or ‘Any One or Survivor’ to use net-banking. Also, you must be one of the following- Karta of HUF, any one/two/three/all partners, all partners jointly, or any one/two/three Directors.

Q. Can I pay tax using BOB net banking?

Ans. Yes, you can pay Direct / Indirect / State tax payment and get instant TAX receipt for free using BOB net banking.

Q. I have a joint account. How can I access internet banking in Bank of Baroda?

Ans. You can access internet banking for a joint account if the instructions provided by you at the bank are- Either or Survivor, Any One or Survivor, Karta of HUF.

Q. What to do if one forgets net banking password? How to acquire a fresh one?

Ans. In case one forgets Bank of Baroda net banking password, simply contact the bank branch or customer care. The individual is required to submit the ‘Forgot Password’ application directly at the bank branch. Once this form is accepted, a new password would be delivered to the customer’s listed address.

Q. Can Baroda Connect be used to pay loan instalment?

Ans. Yes, one can pay loan instalment using Baroda Connect, if one has transaction rights.

Q. What to do if one fails to login using the allotted user ID and password?

Ans. If one fails to login using the given user ID and password, one need to contact the branch to confirm if it has been activated else recheck for any human error such as using capital letters, etc.