Bank of Baroda Mobile Banking

Financial Services offered by BOB World – Bank of Baroda
Fund Transfer within Self-linked Accounts	Fund Transfer with Third-party Accounts	Fund Transfer to other Banks via IMPS, NEFT, RTGS, UPI
Mobile Recharge	Quick Bill Payment	Bharat Bill Payment System
Registered Bill Payment	Pre-approved Personal Loan	Cash on Mobile
Opening of Term Deposit	FASTag Purchase/Recharge	BOB Card Bill Payment

 

Non-Financial Services by BOB World – Bank of Baroda
Account Balance	Cheque Status Enquiry	Positive Pay Confirmation
Change mPIN	Set Transactions Limit	De-link Accounts
Unlock/Forgot Application Password	Language Selection	360 Degree View of Account

 

Other Services by BOB World – Bank of Baroda
Aadhaar Update	Transaction History	Branch/ATM Locator
Account Statement	TDS Certificate	Debit Card Hotlisting
Submission of Form 15G/15H	Request for new Debit Card	Add/Modify/Delete Nomination Details
Transfer of Savings Account from One Branch to Another	Set Debit Card PIN	Apply for Locker
Apply for Demat, Insurance, Life Certificate, NPS Account Opening, Loans, BOB Credit Card	Pay Direct Taxes	Account Opening for Non-Customers Using Aadhaar Card + OTP

 

New Added Features by BOB World – Bank of Baroda
Flight & Hotel Booking	Debit Card Controls	Invite & Earn
UPI	Apply IPO	BOB World Benefits
Bus Booking	Compare & Shop	Credit Score

Bank of Baroda provides several mobile banking apps for different purposes, with the intention to provide digital products that make banking hassle-free and smooth and provide rich customer experience.

Bank of Baroda Mobile Applications

BOB Mobile Banking app	Primary Features
BOB World	Check Account Balance, outstanding credit card payment, account statements Transfer funds using IMPS, RTGS & NEFT
BHIM Aadhar Baroda Pay	A secured payment system created for vendors and merchants in which their savings/current accounts are to be linked with Aadhar Card
Baroda mPassbook	This is the traditional bank passbook on mobile that provides all information related to a customer bank account in 8 languages
Baroda M-Invest	Online wealth manager with paperless KYC and investment portfolio tracking and management
Baroda E-Trade	Seamless back-office online trading platform with equity advisors from BOBCAPS

BOB World app erstwhile BOB MConnect+ gives accountholders access to their account on their mobile phones. One can register for mobile banking either through online banking or by submitting a form at the base branch or a BOB ATM. Here’s how to register for Bank of Baroda mobile applications:

Step 1: Download BOB World app from the Google Play store or Apple App store

Step 2: Open the app and select the language you want to continue in

Step 3: Click on ‘Confirm’ and select the registered mobile number for verification process

Step 4: An OTP will be sent on the registered mobile number. Enter the OTP and click on ‘Confirm’

Step 5: Add your 14-digit account number, last 6 digits of your Debit Card and validity date and click ‘Submit’

Step 6: Enter the 4-digit verification key and click ‘Proceed’

Step 7: Set a 4-digit transaction PIN and then re-enter the transaction PIN again which you will need at the time of doing transactions. Click on ‘Next’.

Step 8: Set a 4-digit login PIN which you will need at the time of logging in the app. Re-enter the PIN and click ‘Submit’.

Step 9: The registration is successful. Log in to your account with the set credentials.

Step 1: Log in to BOB World using login PIN or Biometric

Step 2: To check your account balance, click on view all accounts. You can check balance of the account you want to know.

Step 3: Click on mini statement to check the transactions done

Step 4: Click on the credit score option to check your CIBIL score

Step 5: By clicking on My BOB transfer section, you can transfer money within bank or other any other bank

• BOB Mobile Banking provides several convenient features to make daily banking quick and easy
• One can make fund transfers, pay bills or recharge phones or DTH and can even use the app to make cardless cash withdrawals
• The app is available in regional languages for ease of all kinds of customers
• There is a facility to link and manage different types of accounts of the user, like savings, current, loan, PPF, OD, etc.
• Favourite routine transactions can be saved for future use

BOB Mobile Banking comes with a myriad of benefits to make banking on smartphones easy. Following are the advantages of BOB Mobile Banking:

• BOB has provided an easy-to-use interface with picture buttons to identify all basic banking operations like account overview, funds transfer, transaction lists, management of payees, and debit card hot listing
• BOB has incorporated robust security measures in the form of 2-step authenticated transactions as well as encryption for transactions. This helps in ensuring the account’s safety
• The app provides features to take care of the regular utility bill payments and recharges
• It provides unique ‘app only’ discounts related to transactions in the form of Baroda Rewards, which can be redeemed at any time
• This mobile banking facility also facilitates other banking operations like SMS banking, investment banking guidance, and management, etc.

Precautions to follow while using Bank of Baroda Mobile App (M-Connect plus)

Find below the basic precautions to be followed while using Bank of Baroda mobile app (M-connect plus)

• Never share your mPIN and other banking passwords with anyone
• Remain aware of the fraudulent calls
• Make it a practice to frequently change or reset your banking passwords to enhance account’s security

Q. How can one register for the BOB Mobile Banking service?

Registration for mobile banking can be done by:

• Net banking
• ATM using Debit Card
• Branch
• Self-Registration using Debit Card

Q. What are the limits for funds transfer in a day?

The maximum amount that can be transacted on the mobile banking app is Rs. 1 lakh. However, the maximum amount per transaction in rupees is Rs. 50,000.

Q. How to download the BOB mobile banking application?

Ans. To download the BOB mobile banking app, you need to visit the AppStore or PlayStore on your smartphones. Then you need to search for the app known as ‘BOB World’ and download it on your mobile. The app shall get installed in your mobile automatically, so you can start using its mobile banking services.

Q. How can I activate my mobile banking?

Ans. For the mobile banking activation, you need to visit your nearest BOB ATM to enter your debit card and enter its PIN. After PIN validation, click on the Mobile Banking tab to further select the Registration option.

Q. What is the eligibility criteria for BOB world mobile app?

Ans. Individuals who hold savings accounts and are above 15 years of age are eligible for the BOB world mobile app. The mode of operation of the savings account shall be by Self, Either or Survivor, Anyone or survivor.

Q. Can NRI customers use the BOB mobile banking app?

Ans. Yes, the NRI customers are eligible to use the BOB mobile banking facility and make transactions subject to FEMA/RBI guidelines.

Q. What is Cash on Mobile?

Ans. This is a unique feature provided by the mobile banking app by which one can withdraw money up to Rs. 5,000 without using the debit card from any BOB ATM. The user needs to generate an OTP on the app and visit any nearby BOB ATM. This facility can only be used at BOB ATMs.

Q. What happens if a fund transfer fails?

Ans. If a fund transfer fails or a transfer of an incorrect amount has been made, contact the base branch immediately. In case a transaction fails, the amount deducted from the account will be automatically refunded back into the account within 7 working days.

Q. How can I make payments after working hours or on holidays?

Ans. NEFT and RTGS services are not available after working hours or on holidays. In such cases, user can use IMPS service to make payments or transfer funds, which is available 24/7.