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Every year the Reserve Bank of India (RBI) releases a list of bank holidays, informing customers about the days on which the banks will be non-operational. Both private and public sector banks remain closed on 2nd and 4th Saturdays and all Sundays of every month. Given below is the complete list of bank holidays in the month of September 2020. However, the set of RBI holidays differ from one region to another.
Following is a list of bank holidays in September 2020:
| Date | Day | Holiday Description | Regional Office |
| 2nd September, 2020 | Wednesday | Pang-Lhabsol / Sree Narayana Guru Jayanthi | Gangtok, Kochi, Thiruvananthapuram |
| 17th September, 2020 | Thursday | Mahalaya Amavasye | Agartala, Bengaluru, Kolkata, |
| 21st September, 2020 | Monday | Sree Narayana Guru Samadhi Day | Kochi, Thiruvananthapuram |
Note: It is to be noted that in addition to the above mentioned holidays, the 2nd and 4th Saturdays and all Sundays in a month are bank holidays, as provided by RBI.
Adhering to the guidelines of the Reserve Bank of India (RBI), the banks in India keep their 2nd and 4th Saturdays and all Sundays non-operational every month. However, the 1st, 3rd and 5th Saturday remain operational (unless it is observed as a public holiday or some other restricted holiday). Following is the list of bank holidays on Saturdays in September 2020:
| Date | Holiday Description | Regional Office |
| 12th September, 2020 | 2nd Saturday | All regional offices |
| 26th September, 2020 | 4th Saturday | All regional offices |
According to the recent notification released by the Reserve Bank of India (RBI), the NEFT payment service is now available to the users 24×7, throughout the year. NEFT can now be accessed on any day of the year (including bank holidays) just like IMPS. The fund transferred by NEFT gets settled in half-hourly batches, unlike IMPS where there is instant transfer of funds from one bank account to another.
The RTGS payment remains non-operational on all 2nd and 4th Saturday and all Sundays of every month, as provided by the Reserve Bank of India (RBI). The funds via RTGS are settled in real-time and on gross basis. Given below is the list of RTGS Holidays in the month of September 2020.
| RTGS Holidays in September 2020 | |
| Date | Holiday Description |
| 6th September, 2020 | Sunday |
| 12th September, 2020 | 2nd Saturday |
| 13th September, 2020 | Sunday |
| 20th September, 2020 | Sunday |
| 26th September, 2020 | 4th Saturday |
| 27th September, 2020 | Sunday |
Following listed are the various banking services that can be accessed even on bank holidays in September 2020. For facilitating any financial or non-financial transaction or for availing other banking services, the user can opt for any of the below listed services:
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