Allahabad Bank Passbook

With the major transformation in the field of banking through introduction of online services, every bank including Allahabad Bank has now moved on to the core banking platform. Basically, core banking solutions provide a facility of accessing and transacting through any of the network branches of a particular bank. Banking activity can be thus done from anywhere in any branch of the bank. Allahabad bank has also moved on to core banking platform way back in 2006 by rolling out its first core banking branch. By the end of 2011, the bank has completely adopted core banking solutions across all its branches. With CBS in place, Allahabad bank is offering gamut of services and products under a wide umbrella.

Allahabad Bank offers various types of savings accounts, current accounts and term deposit schemes to its customers. There are accounts exclusively for women, children, senior citizens as well as for other resident and non-resident Indians. Along with its wide range of products, Allahabad Bank also offers various convenient online services like internet banking, mobile banking and SMS banking to simplify the banking experience of all its customers. When customer opens an account with Allahabad Bank, one will be issued a cheque book, internet banking access, debit card, etc. The customer will also be issued a bank passbook for newly opened accounts.

The passbook is a ready reckoner for a bank customer to get the account activity details on a real time basis. Passbook is an easy to understand and handy document that can give an instant snapshot of account transactions. It is a very important document as it contains all the sensitive information related to the bank account. For people who are not tech-savvy bank passbook is of great use. Though banks send periodic statements and provide account access on mobile and on other online routes, the Reserve Bank of India has made it compulsory for every bank to issue passbooks to its customers free of charge. It becomes the customer’s duty to get the passbook updated on a timely basis.

As soon as the new savings or current account is opened with Allahabad bank, a passbook will be issued to customer. Over time as transactions are made, the passbook starts to get filled with entries of credits and debits leading to the need for a new one to be issued. The bank passbook can be reissued in the following cases:

• When the passbook gets damaged, application for duplicate passbooks can be placed.
• When an existing passbook runs short of pages for further entries, an application can be placed for new passbook.
• When the passbook gets stolen or lost, an application for new passbook can be placed.

In any of the above mentioned cases, it’s quite simple and easy to get the new Allahabad Bank passbook. Here are few steps to be followed for getting the new/duplicate passbook for Allahabad bank account.

• Draft an application for new passbook. Letter should be addressed to the Branch Manager of Allahabad with address of the bank branch where the applicant holds his/her account. The application letter must contain the bank account details such as name of the account holder, account number and type of account, etc. One should clearly state the reason for a new passbook application.
• Enclose a copy of identity proof and address proof along with the duly signed application request.
• Submit the documents (request letter+ self-attested copy of identity proof + self-attested copy of address proof) to the Allahabad Bank home branch.

Once the procedure is completed, the bank will verify the documents and signature as provided on the request letter. Upon successful verification, a new passbook will be issued by the bank. However, on receipt of new passbook, it’s better to verify few things such as presence bar code, name, account number and other important details. Presence of bar code is necessary as it is required to get the passbook updated later on. If the passbook is photo attested, it can be used as proof of identity in various cases. The bank passbook is an important document that can be used as address proof for various cases.

With the simple processes in place, it’s now quite easy to get a duplicate or new Allahabad Bank passbook. One should remember that a passbook contains all the sensitive information related to your bank account and hence must be kept in safe custody so as to available for reference at any time.