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Axis Bank Vistara Signature is a co-branded card offering multiple travel benefits for Vistara loyalists. Cardholders can earn CV Points for every purchase and later redeem them to avail upgrades or award flights. Complimentary Club Vistara Silver Membership and up to 5 complimentary Premium Economy ticket vouchers as milestone & welcome benefits make this card a suitable option for frequent flyers. However, after the April 2024 devaluation round, the bank has now removed some categories from the rewards program and added spend-based condition to avail Axis Bank credit card lounge access benefits, which might affect the overall value of this card. Read on know the updated features and to find out whether this would be the right fit for you.
Axis Vistara Signature Credit Card Overall Rating: ★★★
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| Milestone Benefits | ★★★★ |
| Reward Points |
★★★ |
| Lounge Access |
★★★ |
| Other Benefits | ★★★ |
Note: Axis Bank is not accepting new applications for Vistara co-branded credit cards. Content on this page, including card review, is based on information available before Vistara-Air India merger. Some features may be outdated. Please check the bank’s website for latest updates.
Axis Vistara Signature Credit Card is a step above the basic variant of Axis Bank’s Vistara co-branded cards. At an annual fee of Rs. 3,000, this card caters to the Premium Economy segment. Users can avail up to 5 complimentary Premium Economy Class tickets in a year as welcome/renewal and milestone benefits. The card features a decent reward rate of 4 CV Points per Rs. 200 across all spends; CV Points can be used to avail free flight tickets or class upgrades through Vistara’s online platform.
From April 2024, cardholders can no longer earn CV Points on Insurance or Gold/ Jewellery spends nor will these transactions be counted towards spend milestone calculation. Since the card offers major savings through milestone benefits, after the exclusion of these categories, it might be difficult for some consumers to achieve the spend thresholds.
This Axis Bank Credit Card also lacks in terms of international travel benefits. Despite being a mid-range card, it does not provide international lounge access. A forex mark-up fee of 3.5% is also quite high for a travel credit card.
Despite these drawbacks and recent devaluations, the card still holds good value for Vistara loyalists, especially those who can hit all the milestones by putting maximum spends on the card. However, in the Premium Economy segment, Club Vistara IDFC First Credit Card could be a better choice for consumers. At a slightly higher annual fee, Club Vistara IDFC FIRST offers a better reward rate, along with rewards on utility, fuel, or rent spends, up to 5 Premium Economy Class tickets as milestone benefits, and international lounge access, making it a better option for Vistara loyalists.
If you are looking for other variants of this card, you can opt for Axis Vistara Credit Card or Axis Vistara Infinite Credit Card.
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Here are some features of Axis Bank Vistara Signature Credit Card:
4 Club Vistara (CV) points per Rs. 200 spent across all categories. Points can used to redeem award flights or ticket upgrades.
Note: Government Services, Rental, Fuel, Wallet Load, Utility, Insurance and Gold/ Jewellery spends are not considered for earning CV Points and milestone benefit calculation.
Cardholders can avail up to 4 complimentary Premium Economy Class tickets on reaching spending milestones, as mentioned below:
Most travel credit cards in India reward their users in the form of points or miles or direct discount. However, this card offers up to 4 free premium economy tickets in a year, which is a great offer for frequent travellers. Those who travel frequently can easily reach the spending milestones and get rewarded in the form of free tickets.
2 complimentary visits to select airport lounges in India per calendar quarter on spending min. Rs. 50,000 during the previous 3 months.*
Note: In cases of new card issuance, the minimum spending condition is not applicable for the month of issuance followed by the next 3 months. Click here to check the list of applicable lounges.
Dining Discounts: 25% off up to Rs. 800, once per month via EazyDiner membership.
Golf Benefit: 3 complimentary rounds of golf at some of India’s best destinations. Click here to check the list of Golf Courses.
Extraordinary Weekends: Avail this feature to get exclusive services, such as airport transfer, airport concierge service and booking golf games/lessons.
Travel Insurance: The following insurance covers are provided on Axis Bank Vistara Signature Credit Card:
Axis Vistara Signature Credit Card offers up to 5 complimentary Premium Economy Class tickets, including 1 as a welcome benefit. Cardholders can maximize the benefits by achieving the spending milestones of Rs. 1.5 Lakh, Rs. 3 Lakh, Rs. 4.5 Lakh and 9 Lakh.
Let’s understand how much you can save on meeting these spend thresholds.
Suppose a one-way flight trip from Delhi to Mumbai costs you Rs. 9,300 in Premium Economy Standard Class and Rs. 39,000 in Business Standard. Now, through milestone benefits, you can avail free tickets as per the below details:
| Milestone | Benefit/ Reward Points | Savings (Approx.) |
| Rs. 1.5 Lakh | 1 Premium Economy Class Ticket | Rs. 9,300 |
| Rs. 3 Lakh | 1 Premium Economy Class Ticket | Rs. 9,300 |
| Rs. 4.5 Lakh | 1 Premium Economy Class Ticket | Rs. 9,300 |
| Rs. 9 Lakh | 1 Premium Economy Class Ticket | Rs. 9,300 |
| Total | Rs. 37,200 | |
You will also get 1 complimentary Premium Economy Ticket as Welcome/Renewal Benefit.
Total Savings in the form of Free Tickets = Rs. 37,200 + Rs. 9,300 = Rs. 46,500
In addition to the free tickets, you will be earn 18,000 CV Points on total spends of Rs. 9 Lakh.
Now, you can also book award flights from Delhi to Mumbai in exchange for CV Points as per the below details:
As per the above details, by accumulating 18,000 reward points, you can avail around 2 Premium Economy Class tickets in a year.
Overall, if you avail 5 Premium Economy Class tickets as milestone and welcome benefits and 2 Premium Economy Class tickets via CV Points, you can save around Rs. 65,000 in a year.
Note: The redemption value of CV Points is taken from Air Vistara website and is subject to change at the airline’s discretion. Moreover, the savings will differ depending on your places of origin and destinations.
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Here is a comparison of Axis Vistara Signature Credit Card with two other similar credit cards:
| Feature | Axis Vistara Signature | Club Vistara IDFC | Club Vistara SBI Prime |
| Annual Fee | Rs. 3,000 | Rs. 4,999 | Rs. 2,999 |
| Welcome Benefit |
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1 Vistara Premium Economy Ticket
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| Reward Points | 4 CV Points per Rs. 200 spent |
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4 CV Points per Rs. 200 spent |
| Bonus CV Points |
NA | 2,000 CV Points each on reaching monthly spends of Rs. 30,000 in the first 3 months | 3,000 bonus CV Points on reaching spends of Rs. 75,000 in the first 90 days |
| Milestone Benefits | Up to 4 Premium Economy Class tickets | Up to 5 Premium Economy Class tickets
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| Lounge Access Benefits | 2 complimentary domestic lounge visits per quarter (8 in a year) on spending Rs. 50,000 in a quarter |
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*Lounge visits activated on minimum monthly spends of Rs. 5,000.
HDFC Intermiles Signature Credit Card
Joining fee: ₹2500
Annual/Renewal Fee: ₹2500
Complimentary InterMiles Silver Membership
Up to 12 InterMiles per Rs. 150 spent on flight and hotel bookings
Product Details
Kotak IndiGo 6E Rewards XL Credit Card
Joining fee: ₹1500
Annual/Renewal Fee: ₹1500
8 complimentary domestic airport lounge access per year
Up to 6% rewards on spends across different categories
Product Details
6E Rewards XL Indigo HDFC Credit Card
Joining fee: ₹1500
Annual/Renewal Fee: ₹1500
Free IndiGo flight ticket worth Rs. 3,000 & Indigo 6E Prime Add-on
5% value-back as rewards on IndiGo website and mobile app
Product Details
Axis Vistara Signature Credit Card is a suitable option for frequent travellers who prefer to fly with Vistara Airlines. Cardholders who can easily achieve the spending milestones of up to Rs. 9 Lakh in a year can maximize the benefits through this card. However, after the exclusion of insurance and jewellery from the rewards program, some consumers might find it difficult to meet the spending milestone.
Consider Axis Vistara Signature if:
Consider other options if:
Moreover, Vistara loyalists who are ready to pay a slightly higher annual fee of Rs. 4,999 can opt for Club Vistara IDFC First Credit Card, as it offers better savings on travel as well as other spends.
The fees and charges associated with Axis Bank Vistara Signature Credit Card are:
| Fee Type |
Amount |
| Joining/Annual Fee | Rs. 3,000 |
| Finance Charges | 3.4% per month (49.36% per annum) |
| Late Payment Fee | For Statement Balance:
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Note: Banks reserve the right to change the fees & charges without prior communication. *Click Here to view the most important terms and conditions.
Can I use the free ticket to travel anywhere?
No, you can use the ticket to travel domestically only. Do note that only the base fare is waived off other taxes and charges will still be payable.
Can I transfer the free ticket to someone else?
Yes, you may transfer your free air ticket voucher to any nominees that you have saved in your account.
Does the free air ticket voucher expire?
The air ticket voucher comes with a validity of 6 months only.
How do I claim the Air accident insurance?
To claim the Air accident insurance the nominee has to follow the below given steps: