Paisabazaar Logo - Compare loans and credit cards

Kotak Mahindra Bank Credit Card

iconicon
Get assured ₹ 500* cashback on every card
Credit Card Approval in Minutes

Get up to 10% Cashback & Save ₹12,000

Top Kotak Mahindra Bank Credit Cards in 2026

filter-icon

Filters

Kotak Solitaire Credit Card

Kotak Solitaire Credit Card

Travel

Premium

Rewards

Up to 10% rewards as Air Miles on travel spends's IconUp to 10% rewards as Air Miles on travel spends

Unlimited access with up to 4 guest visits's IconUnlimited access with up to 4 guest visits

Free stays and discounts on luxury hotels's IconFree stays and discounts on luxury hotels

Joining Fee IconJoining Fee: ₹0+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹25,000+ Taxes

Read More

Compare

*Terms & Conditions

IndiGo Kotak XL Credit Card

IndiGo Kotak XL Credit Card

Travel

Up to 21 BluChips per Rs. 100 on IndiGo spends's IconUp to 21 BluChips per Rs. 100 on IndiGo spends

BluChip vouchers worth up to Rs. 16,000 every year's IconBluChip vouchers worth up to Rs. 16,000 every year

Up to 8 domestic lounge visits per year's IconUp to 8 domestic lounge visits per year

Joining Fee IconJoining Fee: ₹3,000+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹3,000+ Taxes

Read More

Compare

*Terms & Conditions

Kotak Air+ Credit Card

Kotak Air+ Credit Card

Travel

Lounge Access

5% back on travel spends on Kotak Unbox's Icon5% back on travel spends on Kotak Unbox

Earned Air Miles redeemable in 1:1 ratio's IconEarned Air Miles redeemable in 1:1 ratio

Free lounge access across the world's IconFree lounge access across the world

Joining Fee IconJoining Fee: ₹3,000+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹3,000+ Taxes

Read More

Compare

*Terms & Conditions

Kotak Cashback+ Credit Card

Kotak Cashback+ Credit Card

Dining

Cashback

Fuel

5% cashback on Grocery & Entertainment's Icon5% cashback on Grocery & Entertainment

5% cashback on online food delivery's Icon5% cashback on online food delivery

3% cashback across all fuel spends's Icon3% cashback across all fuel spends

Joining Fee IconJoining Fee: ₹750+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹750+ Taxes

Read More

Compare

*Terms & Conditions

Kotak Zen Signature Credit Card

Kotak Zen Signature Credit Card

Shopping

Rewards

Up to 10 reward points per Rs. 150 spent's IconUp to 10 reward points per Rs. 150 spent

Up to 11 free airport lounge visits per year's IconUp to 11 free airport lounge visits per year

Up to 15,000 bonus reward points per year's IconUp to 15,000 bonus reward points per year

Joining Fee IconJoining Fee: ₹1,500+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹1,500+ Taxes

Read More

Compare

*Terms & Conditions

IndianOil Kotak Credit Card

IndianOil Kotak Credit Card

Fuel

Up to 5% savings at IndianOil 's IconUp to 5% savings at IndianOil

2% value back on grocery & dining's Icon2% value back on grocery & dining

24x7 personal concierge services's Icon24x7 personal concierge services

Joining Fee IconJoining Fee: ₹449+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹449+ Taxes

Read More

Compare

*Terms & Conditions

PVR INOX Kotak Credit Card

PVR INOX Kotak Credit Card

Movies

20% off on F&B at PVR cinemas's Icon20% off on F&B at PVR cinemas

5% off on PVR movie tickets's Icon5% off on PVR movie tickets

Access to PVR in-cinema lounges's IconAccess to PVR in-cinema lounges

Joining Fee IconJoining Fee: ₹0+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹499+ Taxes

Read More

Compare

*Terms & Conditions

IndiGo Kotak Credit Card

IndiGo Kotak Credit Card

Travel

Up to 19 BluChips per Rs. 100 IndiGo spends's IconUp to 19 BluChips per Rs. 100 IndiGo spends

Vouchers of up to 10,000 BluChips per year's IconVouchers of up to 10,000 BluChips per year

2% BluChips on dining & entertainment spends's Icon2% BluChips on dining & entertainment spends

Joining Fee IconJoining Fee: ₹1,500+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹1,500+ Taxes

Read More

Compare

*Terms & Conditions

Kotak UPI RuPay Credit Card

Kotak UPI RuPay Credit Card

Rewards

3% reward points on shopping spends's Icon3% reward points on shopping spends

Uncapped rewards on every Rs. 100 spent's IconUncapped rewards on every Rs. 100 spent

No joining or annual card fee charged's IconNo joining or annual card fee charged

Joining Fee IconJoining Fee: ₹0+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹0+ Taxes

Read More

Compare

*Terms & Conditions

Kotak League Platinum Credit Card

Kotak League Platinum Credit Card

Movies

Rewards

2X reward points on select travel spends's Icon2X reward points on select travel spends

2X rewards on select everyday spends 's Icon2X rewards on select everyday spends

Up to 8 free movie tickets every year's IconUp to 8 free movie tickets every year

Joining Fee IconJoining Fee: ₹499+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹499+ Taxes

Read More

Compare

*Terms & Conditions

Why Choose Paisabazaar ?

Icon image of Compare Best Kotak Mahindra Bank Credit Cards

Compare Best Kotak Mahindra Bank Credit Cards

Explore Kotak Mahindra Bank cards across categories

Icon image of Make everyday purchases more rewarding

Make everyday purchases more rewarding

Pay via Kotak Mahindra Bank credit card and earn value-back

Icon image of Explore pre-qualified credit card offers

Explore pre-qualified credit card offers

Enjoy a seamless digital application experience

google-play-icon

Google Play Store

4.5/5

15.5L Reviews

5.7Cr+Happy Customers
2 M+Cards Issued
100+ CardsMultiple Choices

While some Kotak Mahindra credit cards offer all-round or generic benefits across one or multiple lifestyle categories, others are co-branded with leading brands like Myntra, PVR, IndianOil, and IndiGo. Additionally, all cards are feature-loaded with perks like no-cost EMIs, convenient payments, hassle-free rewards tracking, and quick approval. Read on to find out more about features and benefits of Kotak Mahindra Credit Cards.

Best Kotak Mahindra Bank Credit Cards for Travel

Kotak Solitaire Credit CardBrush

Kotak Solitaire Credit Card

Joining Fee: ₹ 0

Travel

Travel

Premium

Premium

Rewards

Rewards

  • 10 Air Miles per Rs. 100 spent on travel bookings on Kotak Unbox
  • Zero foreign exchange markup fee
Read More
Check Eligibility

Compare

*Terms & Conditions
IndiGo Kotak XL Credit CardBrush

IndiGo Kotak XL Credit Card

Joining Fee: ₹ 3000

Travel

Travel

  • Up to 21 IndiGo BluChips per Rs. 100 on IndiGo spends
  • IndiGo BluChip vouchers worth Rs. 16,000 every year
Read More
Check Eligibility

Compare

*Terms & Conditions
Kotak Air+ Credit CardBrush

Kotak Air+ Credit Card

Joining Fee: ₹ 3000

Travel

Travel

Lounge Access

Lounge Access

  • 5% back as Air Miles on travel spends on Kotak Unbox
  • 4 domestic and 2 international lounge access per year
Read More
Check Eligibility

Compare

*Terms & Conditions
IndiGo Kotak Credit CardBrush

IndiGo Kotak Credit Card

Joining Fee: ₹ 1500

Travel

Travel

  • Up to 19 IndiGo BluChips per Rs. 100 spent on IndiGo flight bookings
  • Vouchers of up to 10,000 bonus BluChips per year
Read More
Check Eligibility

Compare

*Terms & Conditions

Best Co-branded Kotak Mahindra Bank Credit Cards

IndiGo Kotak XL Credit CardBrush

IndiGo Kotak XL Credit Card

Joining Fee: ₹ 3000

Travel

Travel

  • Up to 21 IndiGo BluChips per Rs. 100 on IndiGo spends
  • IndiGo BluChip vouchers worth Rs. 16,000 every year
Read More
Check Eligibility

Compare

*Terms & Conditions
IndianOil Kotak Credit CardBrush

IndianOil Kotak Credit Card

Joining Fee: ₹ 449

Fuel

Fuel

  • Up to 5% savings on card spends made on IndianOil fuel
  • 2% back as 12 reward points per Rs. 150 dining and grocery spend
Read More
Check Eligibility

Compare

*Terms & Conditions
PVR INOX Kotak Credit CardBrush

PVR INOX Kotak Credit Card

Joining Fee: ₹ 0

Movies

Movies

  • Free movie tickets worth Rs. 300 each every month
  • Flat 20% off on food & beverages at PVR
Read More
Check Eligibility

Compare

*Terms & Conditions

Best Kotak Mahindra Bank Credit Cards for UPI Payments

Kotak UPI RuPay Credit CardBrush

Kotak UPI RuPay Credit Card

Joining Fee: ₹ 0

Rewards

Rewards

  • UPI linked credit-card benefits
  • Lifetime Free RuPay credit card
Read More
Check Eligibility

Compare

*Terms & Conditions
IndianOil Kotak Credit CardBrush

IndianOil Kotak Credit Card

Joining Fee: ₹ 449

Fuel

Fuel

  • Up to 5% savings on card spends made on IndianOil fuel
  • 2% back as 12 reward points per Rs. 150 dining and grocery spend
Read More
Check Eligibility

Compare

*Terms & Conditions
Kotak League Platinum Credit Card Brush

Kotak League Platinum Credit Card

Joining Fee: ₹ 499

Movies

Movies

Rewards

Rewards

  • 2X reward points on select travel and day-to-day spends
  • Welcome benefits worth the joining fee
Read More
Check Eligibility

Compare

*Terms & Conditions
IndiGo Kotak Credit CardBrush

IndiGo Kotak Credit Card

Joining Fee: ₹ 1500

Travel

Travel

  • Up to 19 IndiGo BluChips per Rs. 100 spent on IndiGo flight bookings
  • Vouchers of up to 10,000 bonus BluChips per year
Read More
Check Eligibility

Compare

*Terms & Conditions
Kotak Cashback+ Credit CardBrush

Kotak Cashback+ Credit Card

Joining Fee: ₹ 750

Dining

Dining

Cashback

Cashback

Fuel

Fuel

  • 5% cashback on online groceries, food delivery and online entertainment
  • 3% cashback on fuel spends across all fuel stations
Read More
Check Eligibility

Compare

*Terms & Conditions

Kotak Mahindra Credit Cards: Fees & Charges

Some common fees and charges associated with Kotak Credit Cards are listed below:

Fee Type Amount
Joining/Annual Fee Depends on the credit card variant
Finance charges APR up to 3.99% p.m. (47.88% p.a.)
Late Payment Fee For Outstanding Balance of –
Up to Rs. 100: Nil
More than Rs. 100 to Rs. 500: Rs. 100
More than Rs. 500 to Rs. 1,000: Rs. 500
More than Rs. 1,000 to Rs. 5,000: Rs. 600
More than Rs. 5,000 to Rs. 10,000: Rs. 750
More than Rs. 10,000 to Rs. 25,000: Rs. 900
More than Rs. 25,000 to Rs. 50,000: Rs. 1,100
More than Rs. 50,000: Rs. 1,300

Click here for other fees & charges and detailed terms & conditions related to Kotak Mahindra Credit Cards.

Directly from Expert

At Paisabazaar, we believe access to credit should be simple, transparent, and inclusive — especially in a diverse market like Bharat. My team and I are focused on building a platform that offers wide credit card choices with a seamless digital experience, suiting the needs of first-time users as well as card-savvy users. With the trust of 50 million+ customers, we’re redefining how India chooses credit cards — making it faster, safer, and more personalised than ever.

Rohit Chhibbar profile

Rohit Chhibbar

LinkedIn icon
Head of Credit Cards

Eligibility Criteria

In addition to having a good credit score (preferably above 750), most cards come with their own eligibility criteria which may include the age bracket and employment type with minimum income required that you must meet in order to be eligible for them. Here is the basic eligibility criteria and documents required from the applicant for Kotak Mahindra Bank Credit Cards:

  • Age: 18 or above
  • Employment: Salaried or Self-employed
  • Documents Required: Click here for the list of acceptable documents for Kotak Mahindra Bank Credit Card application.

In addition to the above mentioned parameters, there are several other internal policies of Kotak Mahindra Bank which determine your eligibility.

cc-cashback-mobile

How to Apply Online for Kotak Mahindra Bank Credit Cards?

Kotak Mahindra Bank is not a credit card partner with Paisabazaar.com. But, you can apply for top credit cards from other issuers by following the below-mentioned steps:

Step 1: Click here to go to the form on top of this page and provide your mobile number.
Step 2: Verify by entering the OTP sent to your mobile number to see the pre-qualified credit card offers that you are eligible for.
Step 3: Select your preferred credit card after comparing the offers.
Step 4: Complete the application process by filling the detailed form and providing the documents, as asked.

If you are unable to view the offer for a card of your choice on our platform, you may visit the respective bank’s website to apply there directly. Kotak Mahindra Bank is not accepting new credit card applications.

Quick Links to Manage your Kotak Credit Card

Here are some of the links that will help you manage your Kotak Credit Card better:

Kotak Credit Card Bill Payment How to Block Kotak Credit Card Track Kotak Credit Card Application Status
Kotak Credit Card Cash Withdrawal Kotak Credit Card Offers Kotak Credit Card Customer Care

Explore Our
Credit Card Partners

axis-bankAxis Bankamex-bankAmerican Expressau-small-finance-bankAU Bankhdfc-bankHDFC Bankhsbc-bankHSBCicici-bankICICI Bankindusind-bankIndusInd Banksbi-bankSBI Cardidfc-first-bankIDFC First
View All Partners

Compare Top Credit Cards

icon image of Kotak Cashback+ Credit CardBrush

Joining Fee: ₹ 750 onwards

bulletDining
bulletCashback
bulletFuel
Vs
icon image of HSBC RuPay Cashback Credit CardBrush

Joining Fee: ₹ 499 onwards

bulletShopping
bulletCashback
icon image of IndianOil Kotak Credit CardBrush

Joining Fee: ₹ 449 onwards

bulletFuel
Vs
icon image of IndianOil HDFC Credit CardBrush

Joining Fee: ₹ 500 onwards

bulletFuel
icon image of PVR INOX Kotak Credit CardBrush

Joining Fee: ₹ 0 onwards

bulletMovies
Vs
icon image of RBL Bank Play Credit CardBrush

Joining Fee: ₹ 500 onwards

bulletMovies
icon image of Kotak UPI RuPay Credit CardBrush

Joining Fee: ₹ 0 onwards

bulletRewards
Vs
icon image of HDFC Bank UPI RuPay Credit CardBrush

Joining Fee: ₹ 99 onwards

bulletShopping
bulletRewards

FAQs

Kotak Mahindra Credit Card limit is increased automatically. The issuer reviews your spending patterns and other factors like unpaid balances, credit utilisation ratio, credit history etc and then decides whether to offer an increase or not. Besides this, you can also contact customer care of Kotak Mahindra Bank and make a request to enhance your credit limit.

You can generate the PIN for your Kotak Credit Card through net banking or mobile banking. All you need to do is log in to your account and navigate to the “Credit Card” section to generate the PIN. To generate your credit card PIN offline, you can contact the customer care of the bank and request for the same.

You can close your Kotak Credit Card by writing an application and submitting it at the nearest branch, emailing or contacting the customer care service. Before closing your credit card, make sure that all your dues are clear, all reward points are redeemed, and auto payments are cancelled.

In case you lose your Kotak Mahindra Bank Credit Card, you can contact the customer care of the bank at 1860-266-2666 and for Kotak 811 card at 1860-266-0811. It is important to report the loss of your credit card as soon as you notice it. The bank representative will ask for a few details and block your credit card to save you from any kind of fraud.

To apply for any of the Kotak Mahindra Bank Credit Cards, the cardholder should be in the age bracket of 18-65 years. The cardholder should also be an Indian citizen with a stable income or a Non-Resident Indian in the case of an NRI credit card. Some requirements like minimum income and the location of the cardholder vary as per the variant of the credit card.

Credit Card Articles

icon image of Axis Bank Announces Changes to Airtel Credit Card: Capping Revised, Lounge Access Removed

Axis Bank Announces Changes to Airtel Credit Card: Capping Revised, Lounge Access Removed

icon image of undefined
18 Mar 2026
icon image of Why Secured Credit Cards Are the Smartest Way to Build Credit

Why Secured Credit Cards Are the Smartest Way to Build Credit

icon image of undefined
12 Mar 2026
icon image of 6 Myths About Secured Credit Cards You Should Stop Believing

6 Myths About Secured Credit Cards You Should Stop Believing

icon image of undefined
11 Mar 2026
icon image of Infinia Gets Tougher to Keep: HDFC Raises the Bar for Existing Users

Infinia Gets Tougher to Keep: HDFC Raises the Bar for Existing Users

icon image of undefined
27 Feb 2026
icon image of Swipe Smart: RuPay Credit Cards Powering UPI Payments

Swipe Smart: RuPay Credit Cards Powering UPI Payments

icon image of undefined
17 Feb 2026
icon image of How to Link RuPay Credit Card With UPI

How to Link RuPay Credit Card With UPI

icon image of undefined
03 Feb 2026
icon image of Busting RuPay Credit Card Myths

Busting RuPay Credit Card Myths

icon image of undefined
28 Jan 2026
icon image of IDFC FIRST Power+ vs. ICICI HPCL Super Saver: Which RuPay Card Should You Choose?

IDFC FIRST Power+ vs. ICICI HPCL Super Saver: Which RuPay Card Should You Choose?

icon image of undefined
19 Jan 2026
icon image of Swipe Smart: Year-end Edition | Credit Card Newsletter- Dec 2025

Swipe Smart: Year-end Edition | Credit Card Newsletter- Dec 2025

icon image of undefined
06 Jan 2026
icon image of Best Railway Lounge Access Credit Cards in India 2026

Best Railway Lounge Access Credit Cards in India 2026

icon image of undefined
09 Dec 2025
View All Articlesarrow right
quotes icon

What our customers say

Satisfied with Paisa Bazaar credit card application process

I applied for a rupay credit card through Paisa bazaar and had a great experience. The customer care support helped me choose the right card as per my needs and the approval process was smooth. I highly recommend for first time users

icon image of avatar
Sarita YadavFeb 3, 2026

Multiple Cards to Compare, Smooth Experience

I got all three of my credit cards through Paisabazaar, and the experience has been extremely smooth every time. What I like most is that all the information is available in one place, which makes it very easy to compare different cards and choose the right one. I would definitely recommend Paisabazaar to anyone who wants a credit card but is confused about where to compare options or how to apply easily.

icon image of avatar
Romit KumarJan 28, 2026

Got Cashback

I really liked the 5% cashback feature, and the customer service is excellent and very friendly!

icon image of avatar
Pranshu YadavJan 22, 2026

User Friendly and Fast

Compare more than 5 cards with filters. Very good experience, no spam calls after checking options.

icon image of avatar
Manav DesaiJun 13, 2025

Best for Card Comparison

I was confused between 3-4 cards. This website made it so easy to compare fees, rewards, and offers in one place. Helped me pick a card.

icon image of avatar
Nikita AroraJun 1, 2025

Reward Calculator

I spend a lot on online food and travel, so I was confused between a cashback card and a travel card. check the reward calculator tool here entered my monthly spends. It showed me which card would give me the most value. Super helpful and easy to use!

icon image of avatar
Naveen ReddyMay 29, 2025

Pre-Approved Card

I just checked the cibil score from this websites i have got 3 pre-approved credit card options!

icon image of avatar
Rohit SinhaMay 13, 2025

Best for Compare Credit Cards

I planning to get my first credit card and tbh i have no clue where to start. visit this site through Google all everything was clearly explained. Fees, benefits, joining benefits & i got my first life time card

icon image of avatar
Anjali KapoorMay 5, 2025

Compared Credit Cards in One Place!

I was confused between cashback, travel, and shopping cards. This site made it so easy to compare rewards, joining fees, and offers side by side. I picked the SBI Card as it fits my online shopping style. So helpful for people like me who don’t want to read bank brochures!

icon image of avatar
Neha BhandariJan 13, 2025

Excellent Service

I want you to know how much I appreciate the excellent service provided by Ms Kavita Sajwan and Mr Varun Malhotra with their time and energy to organize the best possible solution for me for a Credit Card issue I was facing. This is an excellent example of service. I am really happy to have such dedicated support from your team and will recommend Paisabazaar in the future to others.

icon image of avatar
Debabrata MajumderSep 4, 2020
View All Testimonials
Lepakshi Phogat profile
Written ByLinkedIn icon
Lepakshi Phogat
Shamik Ghosh profile
Reviewed ByLinkedIn icon
Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers