How to Earn & Redeem IndusInd Credit Card Reward Points

To redeem IndusInd credit card reward points online, you are required to log in to the rewards portal. You can redeem the reward points online against items or vouchers as per your requirement. Follow the below-mentioned steps to redeem your reward points online:

Step 1: Go to the rewards portal of IndusInd Bank, i.e., www.indusmoments.com.

Step 2: Select a category from the various offered services.

Step 3: Select the item you want to purchase from the assortment provided to you.

Step 4: Click on Redeem/Book Now according to your requirement.

Step 5: Add items to the cart by clicking on the “Add to Cart” option.

Step 6: Click on “Proceed to Checkout” to initiate a transaction.

Step 7: Enter your credit card details and complete the transaction.

Note: For reservation and discount vouchers make the payment from your IndusInd Credit Card.

Apart from the options available under the rewards catalogue, you can also redeem your reward points against InterMiles. However, there are some IndusInd credit cards that rewards you with InterMiles for your transactions. You can convert your reward points into InterMiles at a value of:

• 100 IndusInd Bank Reward Points = 100 InterMiles

To redeem your reward points into InterMiles, follow the below-mentioned steps:

1. Call IndusInd Bank customer care cell at 1860 267 7777
2. Quote your credit card number and InterMiles membership number
3. Specify the number of reward points you want to redeem as InterMiles. The number must be in multiples of 100.
4. After a successful conversion, wait for at least 15 days for the amount to transfer to the InterMiles account

Note: You must have at least 500 reward points to convert them into InterMiles.

Suggested read: How to Redeem Credit Card Reward Points

You can also redeem your IndusInd credit card reward points against cash credit. The converted cash credit can be used to pay the outstanding amount on your credit card. The conversion ratio is:

• 1 Reward Point = Re. 1

To convert the reward points or saving points to cash, you can connect with the IndusInd Bank Credit Card Customer Care and ask the executive to convert your points to cash credit.

IndusInd credit card rewards catalogue has a wide variety of options against which you can redeem your reward points. You can redeem the earned reward points against the below-mentioned categories from the rewards catalogue:

• Flight & hotel bookings
• Products from various categories, such as electronics, lifestyle, fashion & more
• Deals or discount on top brands like Flipkart, MakeMyTrip, Ajio, etc.
• E-vouchers of Myntra, Max, Shoppers Stop, etc.
• Cashback offers on top brands, including Swiggy, EazyDiner, Yatra & others

Suggested read: Top Credit Cards in India

Q. What is the validity of IndusInd credit card reward points?

A. The reward points earned on your IndusInd Bank Credit Card are valid for a period of one year. This means you have to redeem the reward points within one year of receiving them. For an instance, if you have a total of 1,000 reward points on March 15, 2020. Then your reward points will be valid till March 15, 2021. After this date, your reward points will become null and you cannot redeem them.

Q. How to redeem IndusInd credit card reward points?

A. You can redeem the earned reward points through online and offline modes. To redeem your reward points online, you are required to log in to the rewards portal of the bank. If you want to redeem your reward points offline, then you can contact customer care of the bank and ask the representative to process the same.

Q. Can I redeem IndusInd credit card reward points once my card is closed?

A. No, you can only earn reward points on active credit cards. It is not possible to redeem the reward points post closure of the card account. Therefore, it is important to check your reward points balance before closing your card account.

Q. Can I redeem IndusInd credit card reward points to cash?

A. Yes, you can redeem the earned IndusInd credit card reward points against cash credit. The conversion value of 1 Reward Point is equivalent to Re. 1. You can contact the customer care of the bank to avail this facility.

Q. What is the value of IndusInd credit card reward points in rupee?

A. If you want to redeem your reward points against cash credit, then 1 Reward Point = Re. 1. Apart from this, the value of a reward point varies as per the variant of your credit card. For an instance, the value of 1 Reward Point for Duo Credit Card is Re. 0.75.