IndusInd Bank Credit Card Upgrade

Users can use any of the following means to upgrade their IndusInd Bank credit card.

Net Banking: Login to your account. Select credit card which you would like to upgrade. You will be directed to your credit card page. There click on the service request tab and select upgrade. Follow the instructions to successfully upgrade your credit card.

Phone Banking: Customers can contact the toll free number of the bank 18602677777/1800 209 0061/022 4406 6666. After validating your identity place a request for upgrading your credit card. The bank will then check your credibility and accordingly will decide whether to upgrade the card or not

Email: Users can also apply for an upgrade request by sending an email to premium.care@indusind.com. Remember to mention the card number and send the mail from registered email address only

Branch Visit: Cardholders can visit IndusInd branch and contact a bank official who will guide them through the card upgrade process

For Further Support: IndusInd Bank Customer Care

The benefits of upgrading IndusInd Bank credit card are given below:

Credit Score: credit score forms a very important role in the financial world and upgrading the card does not affect your credit score negatively. Moreover, the increased credit limit will allow for a better credit utilization ratio if credit utilization remains the same

Benefits of Premium Card: Premium credit cards give users more reward points on their purchases

Increased Credit Limit: Upgrading the card might also increase the credit limit of the user thus increasing their purchasing power

Users should keep the following points in mind when upgrading their credit card.

• One of the most important points that one should remember while upgrading their credit card is that the premium cards sometimes charge a higher annual fee
• Upgrading of the card means that you will not get the joining benefits that usually come with a new credit card
• Sometimes reward points are not transferred to the new credit card. So, we suggest you spend the reward points before applying for a new card

*Offer valid till 30th June 2021

Do I need to surrender my old card to get an upgraded card?
When you apply for a credit card upgrade then the old card will be disabled.

Is upgrading better than applying for a new card?
The application process of new card will be considered a fresh proposal which will take the usual processing time. But upgradation process takes less time and along with it also improves the individual credit score.

Can one get an add-on credit card as well with a credit card upgrade?
Yes, you can apply for an add-on card after you have upgraded the primary credit card.

Will my login id be same after the upgrading the credit card?
Yes, you will be able to use the same User ID and password after the upgrading the credit card.

How can I upgrade my credit card?
Upgrading request can be placed at the branch, phone banking, email or through net banking of the bank.