ICICI Bank Platinum Identity Credit Card

Cardholders can avail the following benefits on this ICICI Bank credit card:

Reward Points: Earn 2 hand-picked rewards every time you spend Rs. 200 in India while shopping. Earn 4 hand-picked rewards when you spend Rs. 200 internationally. If users spend 5.00 lakh then they earn 8 hand picked points per Rs. 200 spent.

Fuel Surcharge Waiver: Get fuel surcharge waiver across all fuel stations.

Complimentary membership to Priority Pass: Get access to more than 600 exclusive airport lounges across the world. This membership is valid for one year. The $99 annual membership fee for Priority Pass is complimentary. You will need to pay for the lounge visit charges.

Concierge Service:  Use the facility to make travel bookings, restaurant reservations, gift delivery, road side auto assistance or emergency medical services.

Suggested Read: Concierge Services: A Perk for Premium Credit Card Users

ICICI Bank Platinum Identity Credit Card
Good For: People who want to earn Rewards People who want concierge services Customers looking for a premium credit card	Bad For: People who prefer cash back People who prefer lounge access Customers that want to get air accident insurance

Category	Amount
Joining Fee	Rs. 2,000
Annual Fee	Rs. 750
Add-on Card Annual Fee	Nil
Finance Charges & Interest on Cash Advance	3.40% per month/40.80% annually
Card Replacement Fee	Rs. 100
Foreign Currency Mark-up Fee	3.50%
Cash Advance Fee	2.50%/Min. Rs. 300
Redemption Handling Fee	Rs. 99
Dial-a-draft Fee	3%of the amount/Min. Rs. 300
Over-limit charges	2.50% on over-limit amount/Min. Rs. 500
Cheque Return/Auto Debit Return Fee	2% of amount/Min. Rs. 450
Late Payment Fee	Nil for amount less than Rs. 100 Rs. 100 for amount between Rs.100 – Rs. 500 Rs. 500 for amount between Rs. 501 – Rs. 10,000 Rs. 750 for amount more than Rs. 10,000

Eligibility Criteria

• Customer must be over 21 years but less than 65 years of age
• He/she must have a stable job with good income

Documents Required

Applicant is required to submit KYC documents to validate their identity. PAN card/Form 60 submission is compulsory.

Applicants can apply for this card via ICICI Bank website or they can visit the nearest ICICI Bank branch and contact a bank official for the same.

Who can apply for this credit card?
Indian citizens who are over the age of 21 but below 65 years of age can apply.

What services will the concierge facility provide?
Users can use the concierge service to get road side assisatance, medical service, gift booking and so on.

Does the card provide priority Pass Menbership?
Priority Pass Membership is no longer provided by the credit card.

What is the annual Fee on this credit card? 

The annual fee is Rs. 750 on this credit card.