HDFC Bank Platinum Plus Credit Card is one of the popular credit cards that rewards you on every purchase you make. The card offers 2 reward points on all general purchases and 50% more rewards for every Rs. 150 you spend above Rs. 50,000 per statement cycle. Take a look at some key highlights regarding this credit card:
Key Highlights of HDFC Platinum Plus Credit Card
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit the HDFC Bank website.
Also read: Top 10 HDFC Credit Cards in India
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Features and Benefits of HDFC Platinum Plus Credit Card
The features and benefits of the HDFC Platinum Plus Credit Card are as follows:
Rewards: 2 reward points for every Rs. 150 you spend. Get 50% more rewards for every Rs. 150 you spend above Rs. 50,000 per statement cycle.
Add-on Cards: Get up to three add-on cards free for your family.
Interest-free Credit Period: Get 50 days of interest-free credit period.
Other Benefits: The additional benefits include:
- Zero liability on lost card if reported immediately
- Protect yourself against fraud with the EMV Chip technology in your card
- Pay utility and phone bills with ease by registering your card for SmartPay
HDFC Platinum Plus Credit Card- Fees and Charges
The fees and charges associated with HDFC Platinum Plus Credit Card are as follows:
|Fees / Charge||Amount|
|Joining Fee||Communicated at the time of sourcing|
|Renewal Fee||Communicated at the time of sourcing|
|Interest Charges||3.6% per month i.e. 43.2% annually|
|Late Payment Charges||For Statement Balance|
Click here to check other associated fees and charges.
HDFC Platinum Plus Credit Card- Eligibility and Documentation
The applicant must fulfill the below eligibility to apply for this card:
|Salaried Employee||21 to 60 years of age|
|Self-Employed||21 to 65 years of age|
|Serviceable Cities||Click here for the list of eligible cities|
Along with your application form, you should also submit valid proof of identity, address and income. Click here to view the list of documents required for HDFC Platinum Plus Credit Card.
How to Apply for HDFC Platinum Plus Credit Card?
HDFC Bank Platinum Plus Credit Card is currently not being sourced by Paisabazaar. If you wish to apply for the same you can either visit the official website of HDFC Bank or can visit the nearest bank branch.
Other Rewards Credit Card You Can Consider
A few of the top credit cards for rewards are mentioned in the table below:
|Credit Card||Annual Fee||Benefits|
|HDFC Moneyback Credit Card||Rs. 500||2 reward points per Rs. 150|
|ICICI Rubyx Credit Card||Rs. 3,000||2 reward points per Rs. 100 domestically and 4 reward points per Rs. 100 internationally|
|Citibank Rewards Credit Card||Rs. 1,000||1 reward point per Rs. 125|
|SBI SimplySave Credit Card||Rs. 499||1 reward point per Rs. 100|
|YES Prosperity Rewards Plus||Rs. 750||3 reward points for every Rs. 100 spent on groceries and supermarkets along with 2 reward points for every Rs. 100 spent on other categories|
|HSBC SmartValue Credit Card||Rs. 499||1 reward point per Rs. 100 and 3X accelerated reward points on online, dining and telecom categories|
|Standard Chartered Platinum Rewards Credit Card||Rs. 250||1 reward point per Rs. 150 and 5 reward points on every Rs. 150 spent on hotel, dining and fuel|
|SBI Card Prime||Rs. 2,999||20 reward points for every Rs. 100 spent on standing instructions of utility bill payments|
Suggested read: Best Credit Cards in India
Important: As per RBI guidelines, the issuance of new credit cards on the Mastercard platform has been discontinued until further notice. Normal card services will continue for existing users.
Frequently Asked Questions (FAQs)
Can I use my HDFC Platinum Plus Card for swipe transactions?
Yes, HDFC Bank Platinum Plus Credit Card comprises a magnetic strip that permits this action.
Can I use my HDFC Platinum Card for withdrawing cash in case of an emergency?
You can surely withdraw cash via any ATM using your HDFC Bank Platinum Plus Card.
What should I do if my credit card gets stolen or lost?
You should immediately report the issue to the 24-hour customer care center of HDFC Bank credit card service.
How many add-on cards can I avail along with this credit card?
Customers can avail a maximum of 3 add-on cards using their HDFC Platinum Plus Card. These add-on cards come with no charges.
Is there any cap on the points that you earn?
No, there is no cap on the points on this credit card. However, points earned on insurance transactions will be capped at 2,000 points per transaction.
How do I make a purchase protection claim?
To make a purchase protection claim, you need to intimate the bank of any loss within 15 days of it happening. This can be done by sending an email to email@example.com. Post this, all relevant documents need to be emailed to firstname.lastname@example.org within 45 days of the loss of the product.