YES Prosperity Reward Plus Credit Card

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Whether you want to earn rewards or save more with discounts and deals, you will never fall short of Credit Card options. Paisabazaar is the right place to find the card that best fits your needs.

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*Offers are from Paisabazaar's partner Banks & NBFCs.

This is a highly rewarding credit card enriched with multiple benefits. Cardholders can avail great offers on movie tickets, lounges and much more. The card is also available against fixed deposits. The rewards are accelerated more on birthdays, dining and online spend. The card is a multipurpose card to fit all your requirements. Given below are the features and benefits of the card-

YES Prosperity Reward Plus Credit Card- Features and Benefits
YES Prosperity Reward Plus Credit Card- Fees and Charges
YES Prosperity Reward Plus Credit Card- Eligibility Criteria

YES Prosperity Reward Plus Credit Card- Features and Benefits

Annual Reward Points– On anniversary, you can get 12,000 reward points on reaching annual spend of Rs 3.6 lakhs or more.

Welcome Reward Points– Cardholders will get 1,250 reward points on spend of Rs. 5,000 within 30               days of card setup on your first transaction.

Instant EMI– You can now fulfill your instant needs anytime and repay in Equated Monthly Installments (EMIs) with your YES BANK Credit Card. You can avail this facility without any documentation and zero processing fee.

Edge Reward Points–

  • On spend of Rs. 100 on your birthday, get 5 reward points.
  • On spend of Rs. 100 on international transactions, get 4 reward points.
  • On spend of Rs. 100 on online transactions, get 3 reward points.
  • On all other retail spend of Rs. 100, get 2 reward points.
  • On making 4 transactions of Rs. 500 and above for first 6 statement cycle, get 100 reward points.
  • On each YesPAYNOW registration, get 500 reward points.

Insurance Coverage– In case of an accident of a primary card member, coverage of 1 lakh is provided as insurance.

Secured Password for Online Transaction– All online transactions made through Yes Prosperity Rewards Plus Credit Card are secured with a 3D secure password.

Fuel Surcharge Waiver– At all fuel stations in India, the cardholder will get the waiver of fuel surcharge for the transactions between Rs 400 to Rs 5,000.

YES Prosperity Reward Plus Credit Card- Fees and Charges

Joining Fee Nil
Annual Membership Fee (first year and renewal) Rs 350
Add-on Fee (per annum) Nil ( Maximum up to 3 add on cards can be issued)
Free Credit Period Up to 50 days
Cash Advance Limit 30% of credit limit
Overlimit Charges 2.50% on the over-limit amount (subject to a minimum of  Rs 500)
Late Payment Fee
  • Nil for total amount due from Rs. 0 to Rs. 100.
  • Rs. 100 for total amount due greater than Rs. 101 and up to Rs. 500.
  • Rs. 400 for total amount due greater than Rs. 501 and up to Rs. 5,000.
  • Rs. 500 for total amount due greater than Rs. 5,001 and up to Rs 20,000.
  • Rs. 700 for total amount due greater than Rs.20,000.
Outstation Cheque Processing Fee 25 per outstation cheque
Goods and Services Tax (GST) GST is levied on all taxable supplies.

YES Prosperity Reward Plus Credit Card- Eligibility Criteria

An applicant must fulfil the following eligibility criteria for this credit card–

  • He/she must be more than 21 years and less than 60 years old.
  • He/she must be self-employed or salaried.
  • He/she Minimum Gross Salary (Annual) or Annual Income of Rs. 18 Lakhs.
  • He/she must furnish supporting documents such as self-attested copies of income proof, identity proofs, residence proof, PAN card along with a photograph.
  • Proof of income like salary slip, bank statement, etc. will also be required.
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