YES Prosperity Rewards Plus Credit Card

The features and benefits associated with this credit card are given below.

Reward Points – The reward points that can be earned on this credit card are:

• 3 reward points on every Rs. 100 spent on Grocery and Supermarket spends
• 2 reward points are earned per Rs. 100 spent on other categories
• 500 Reward points are earned per YES PayNow registration

Annual Bonus Rewards – Users earn 12,000 bonus reward points on spending Rs. 3.60 lakh annually

Reward Point Redemption – Users get to redeem reward points on an exclusive YES Rewardz catalogue. 4 Reward Point = 1 JPMile

Credit Shield – Under this scheme cardholder’s outstanding amount is insured and the customer or their family does not have to pay the bill in case of primary cardholder’s death by accident

Fuel Surcharge Waiver – Users get fuel surcharge waiver if they transact between Rs. 400 and Rs. 5,000

Fee Reversal – Users can get the Annual & Renewal fee reversed if they meet the below-given criteria:

• First Year Fee Reversal – Users must spend Rs. 7,500 within 90 days of card activation to get this benefit
• Renewal Fee Waiver – Cardholder has to spend Rs. 25,000 in a year to avail this benefit

Also Read: YES First Business Card

The fees and charges associated with YES Prosperity Rewards Credit Card are:

The eligibility criteria for YES Prosperity Rewards Plus Credit Card are:

Age Criteria – Applicant should be between the ages of 21 to 60 years old

Salary – The net income of the applicant must be Rs. 25,000. Self Employed people should have Income Tax Returns of 5.00 lakh or above

Nationality – Customer must be an Indian National

The applicant can follow the steps given below to apply for this credit card:

• Click here to start your application
• Provide the basic details
• All the credit cards that you can apply for will be displayed.
• Now, filter out YES Bank Credit Cards
• Click on the Check Eligibility button against the YES Prosperity Rewards Plus Credit Card
• Answer the question “Whether you have applied for this credit card in the past 6 months”
• If you meet the eligibility then proceed with the application process by providing additional information and then submit the form

Afterwards, an executive from YES Bank will contact the customer to set date and time for document collection. The bank will then verify the information and if satisfied dispatch the credit card.

There are other ways to apply for this credit card. Users can visit YES Bank’s official website or visit the nearest YES Bank branch to apply.

What is the annual fee charged on YES Prosperity Rewards Plus Credit Card?

The annual fee charged on YES Prosperity Rewards Plus Credit Card is Rs. 350.

Is there an annual/renewal fee waiver?

If users spend Rs. 25,000 in a year then their annual/renewal fee will be waived.

Is there a fuel surcharge fee on this credit card?

No, YES Prosperity Rewards Plus Credit Card does not charge a fuel surcharge fee as long as the user spends between Rs. 400 and Rs. 5,000.

How are reward points earned on this credit card?

The reward point earning rate on this credit card is mentioned below:

• 3 reward points are earned per Rs. 100 spent on Groceries or Supermarket spends
• 2 reward points are earned on every Rs. 100 spent on other categories
• 500 Reward points are earned on every YES PayNow registration

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