YES Prosperity Rewards Plus Apply Now

Features
Benefits
Fees and Charges
Eligibility and Documentation
Customer Care Details

YES Prosperity Rewards Plus Credit Card is best suited for every day spends. Users earn bonus reward points on grocery and supermarket transactions. Additional details of this credit card are given below.

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Eligibility and Documentation

Criteria	Details
Occupation	Salaried
Minimum Income for Salaried Applicants	Rs. 4,20,000 per annum
Serviceable Cities	Click here for the list of eligible cities

YES Bank will also ask for KYC documents including identity proof, income proof and address proof. List of acceptable documents is given below.

Proof of Identity

PAN Card, Aadhaar Card, Voter’s ID Card, Passport, Driving Licence or any other government approved photo ID

Proof of Address

Aadhaar Card, Passport, Utility bills (not more than 3 months old) or Any other government approved address proof

Proof of Income

Bank statement for the last 3 months, Salary slips for the last 3 months, Audited financials for the last two years (for self-employed), Form 16, etc.

Features

Reward Points
The reward points that can be earned on this credit card are:
- 3 reward points on every Rs. 100 spent on Grocery and Supermarket spends
- 2 reward points are earned per Rs. 100 spent on other categories
- 500 Reward points are earned per YES PayNow registration
Annual Bonus Rewards
Users earn 12,000 bonus reward points on spending Rs. 3.60 lakh annually
Reward Point Redemption
Users get to redeem reward points on an exclusive YES Rewardz catalogue. 4 Reward Point = 1 Intermile
Fee Reversal
Users can get the Annual & Renewal fee reversed if they meet the below-given criteria:
- First Year Fee Reversal – Users must spend Rs. 10,000 within 90 days of card activation to get this benefit
- Renewal Fee Waiver – Cardholder has to spend Rs. 50,000 in a year to avail this benefit

Watch this video
YES Prosperity Rewards Plus Credit Card is best suited for those who love to spend and want to get rewarded for the same. The card offers generous rewards on all purchases along with several other benefits. Watch this short video about the features of this card.

YES Prosperity Rewards Plus Credit Card

Benefits

Credit Shield

Under this scheme, cardholder’s outstanding amount is insured and, in case of primary cardholder’s death by accident, the family does not have to pay the bill.

Fuel Surcharge Waiver

Users get fuel surcharge waiver if for fuel transactions between Rs. 400 and Rs. 5,000. Maximum waiver in a month is capped at Rs. 125.

Fee and Charges

Title	Details
Annual Fee	Rs. 499
Interest-free Period	Up to 50 days
Cash Limit	30% of the credit limit
Cash Advance Fee	2.5% of the amount withdrawn (min. Rs. 300)
Overlimit Fee	2.5% of the over-limit amount (min. Rs. 500)
Foreign Exchange Mark-up	3.40%
Late Payment Charges	For balance-Below Rs. 100- Nil From Rs. 100 to Rs. 500- Rs. 100 From Rs. 501 to Rs. 5,000- Rs. 400 From Rs. 5,001 to Rs. 20,000- Rs. 500 Above Rs. 20,000- Rs. 700
Add-on Card Fee	Nil (up to 3 cards can be issued)

YES Bank Credit Card Customer Care Details

Title	Details
Customer Care Number for Resident Indians	1800 103 1212 (Toll Free)
Customer Care Number for Resident Indian	+91 22 4935 0000
Customer Care E-mail Address	yestouchcc@yesbank.in

How to Apply for YES Prosperity Rewards Plus Credit Card

Click here to start the application process and fill up the required details
You will now see all the cards you are eligible for
Filter the results for “YES Bank Credit Cards” and find “YES Prosperity Rewards Plus Credit Card”
Check eligibility for this card by entering some more details
If eligible, proceed to fill a detailed application form and submit

After a successful application, an executive from Paisabazaar or YES Bank will call you and take the process further. A field agent will come to collect the documents from your home/office address. The bank will then verify the information provided and carry out its internal proceedings. If satisfied, YES Bank will issue the card. The process may take up to 15 days.

FAQs

Are my online transactions secured?
Yes, all the online transactions secured with 3D secure OTP verification feature.

When does foreign transaction fee become applicable?
Foreign transaction fee is applicable whenever customer makes a purchase overseas this could be online or offline (Retail transactions & cash withdrawals). It is also applicable on transactions done on POS machines that are registered overseas, like the ones at Duty-free shops.

How can I track my YES Prosperity Rewards Plus credit card application status?
The various methods are:

Click here to track credit card application status
Call 24*7 Customer Care Number 1800-103-1212 & quote the Application Reference Number

How do I register the credit card for Samsung Pay service?
To register the card for Samsung Pay follow the below given steps:

Download the Samsung Pay app and Launch it
Enter the Samsung Account ID and Password to Log-in. Sign up if you don’t have an account
Click on Samsung Pay icon and tap the Use Fingerprint button to register a fingerprint (You may opt for PIN as well)
Now, register the card by clicking on Add
You may use the camera or enter the details manually
Enter the OTP that was sent to you via SMS to complete the process

I don’t meet the income requirements can I still apply for the credit card?
You may apply for the credit card; however, if you don’t meet the requirements by a large margin then your application might be rejected.

Other Rewards Credit Cards

Credit Card	Annual Fee	Key Feature	Paisabazaar Rating
Citibank® Rewards Credit Card	Rs. 1,000	Earn 1 reward point for every Rs. 125 spent Earn 10X reward points on apparel and departmental store spends	4.2/5
Standard Chartered Platinum Rewards Credit Card	Rs. 250	Earn 5X reward points on dining and fuel spends Earn 1 reward point on every spending of Rs. 150 on all the other categories	3.5/5
Yes Prosperity Rewards Plus Credit Card	Rs. 350	Earn 3 reward points on every Rs. 100 spent on Grocery and Supermarket spends Earn 2 reward points are earned per Rs. 100 spent on other categories	N/A
HDFC Bank Diners Club Rewardz Credit Card	Rs.1,000	Earn 1000 Reward Points on successful sign-up Earn 3 Reward Point per Rs. 150 spent on retail	N/A