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HDFC Titanium Times Credit Card – For Dining and Movies

Home Credit Card HDFC Bank Credit Card Titanium Times Credit Card

HDFC Titanium Times Credit Card is a low annual fee entertainment card. It offers a discount on movie tickets and extra rewards on your dining spend. Read on to know more about this HDFC Credit Card.

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Updated: 19-08-2025 10:43:25 AM

Key Highlights of HDFC Titanium Times Credit Card
Card Type Entry-Level
Best Suited for Dining and Movies
Joining Fee Rs. 500
Renewal Fee Rs. 500
Minimum Income Requirement Salaried – Rs. 25,000 per month
Self-Employed – Rs. 6,00,000 per year
Best Feature 25% off on movie tickets on BookMyShow
Paisabazaar’s Rating ★★★ (3/5)

Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit HDFC Bank’s website.

Also read: Top Credit Cards in India

On this page
HDFC Titanium Times Credit Card Features and Benefits
HDFC Titanium Times Credit Card Fee and Charges
HDFC Titanium Times Credit Card Eligibility and Documentation
Should you get this card?
Similar Credit Cards by Other Banks
FAQs
HDFC Titanium Times Credit Card Features and Benefits

Below-mentioned are the features and benefits of HDFC Bank Titanium Credit Card:

Welcome Benefit: e-gift vouchers worth Rs. 5000

Reward Points:

  • Earn 2 Reward Points for every Rs.150 spent
  • Weekday Dining Bonanza Reward Points
  • Earn 5 Reward Points* on every Rs. 150 spent on dining spends on weekdays
  • Reward Points are valid only for 2 years from the date of accumulation

Note: Transactions which are classified under the ‘Restaurant’ Merchant Category Code (MCC) as defined by VISA/ MasterCard only will be eligible for the bonanza Reward Points. Merchant Category Code (MCC) classified under ‘Hotel’ categories will not qualify for bonanza Reward Points.

Movie Offers: 25% discount on movies on BookMyShow

Fuel Surcharge Waiver: 1% fuel surcharge waiver at all fuel stations across India

Annual Fee Waiver: Spend over Rs. 1,50,000 in a year and get the annual fee waived off

Additional Benefits:

  • Up to 5% cashback on utility bills/shopping, up to 35% discount on select restaurants via dineout app
  • Up to 20%  discount offers on travel & shopping
  • You can convert your big spends into EMI after purchase with this credit card
  • This card is enabled for contactless payments, facilitating fast, convenient and secure payments
Click here to read a comparative review of HDFC Times Platinum and Times Titanium Credit Card
HDFC Titanium Times Credit Card Fee and Charges
Title Details
Joining Fee Rs. 500 + GST 
Annual Fee Rs. 500 + GST
Finance Charges 3.75% p.m. | 45% p.a.
Late Payment Charges For Statement Balance:

Up to Rs. 100: Nil
Rs. 101 to Rs. 500: Rs. 100
Rs. 501 to Rs. 1,000: Rs. 500
Rs. 1,001 to Rs. 5,000: Rs. 600
Rs. 5,001 to Rs. 10,000: Rs. 750
Rs. 10,001 to Rs. 25,000: Rs. 900
Rs. 25,001 to Rs. 50,000: Rs. 1,100
More than Rs. 50,000: Rs. 1,300

Click here to check other associated fees and charges.

HDFC Titanium Times Credit Card Eligibility and Documentation
Criteria Details
Occupation Salaried or Self-employed
Minimum Income for Salaried Applicants Rs. 25,000 per month
Minimum Income for Self-employed Applicants Rs. 6,00,000 per annum
Serviceable Cities Click here for the list of eligible cities

Along with your application form, you should also submit valid proof of identity, address and income. Documents Required for HDFC Credit Card 

Should you get this card?

You should get HDFC Times Titanium Credit Card if –

  • You are a movie lover looking for a card offering movie discounts
  • You are looking for a card with a nominal joining and annual fee
  • You are looking for a card that offers decent reward benefits

Suggested Read: Best HDFC Bank Credit Cards 2023

Similar Credit Cards by Other Banks
Credit Card Annual Fee Reward Points
HDFC Bank Titanium Times Credit Card Rs. 500 Plus GST Earn 2 reward points per Rs. 150 spent
HSBC VISA Platinum Credit Card Nil Earn 2 Reward Points for every Rs. 150 spent
ICICI Bank Coral Contactless Card Rs. 500 Earn 2 PAYBACK Points per Rs. 100 spent
Standard Chartered Super Value Titanium Card Rs. 750 Earn 1 reward point for every Rs. 150 spent and 5X reward points for overseas point-of-sale spends
FAQs

What benefits can I avail on HDFC Times Titanium Credit Card?

This card is best suited for those who spend the most on entertainment and dining out. There is 25% off on movie ticket booking and 15% off on dining at partner restaurants. The annual fee waiver condition is also a good point about this card as the limit for a waiver has been set at Rs. 1.5 Lakh only.

I am getting this credit card with my HDFC salary account. Should I avail this?

Yes. You should definitely get this card, especially if you are new to credit and are preapproved for it. It will help build a credit history for you.

Can I use my HDFC Times Titanium Credit Card as soon as I receive it?

You can use the card after activating it and setting up the PIN for the first time. Click here to know how to activate HDFC Credit Card.

How do I find the partner restaurants and movie theatres?

The information about partner restaurants and cineplexes will be available on HDFC Bank’s website.

Is this a contactless credit card?

Yes, this is a contactless credit card and you can make payments up to Rs. 2,000 by just hovering the card in front of an NFC-enabled POS terminal.

What is SmartPay?

SmartPay is a facility from HDFC Bank through which you can set standing instructions for a utility or other bill payments.

How do I redeem the reward points accumulated on my Times Titanium Credit Card?

You can easily redeem the reward points by visiting HDFC Bank net banking. Click here to know all about HDFC Credit Card Reward Points.

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