HDFC Titanium Times Credit Card – For Dining and Movies

Below-mentioned are the features and benefits of HDFC Bank Titanium Credit Card:

Welcome Benefit: e-gift vouchers worth Rs. 5000

Reward Points:

• Earn 2 Reward Points for every Rs.150 spent
• Weekday Dining Bonanza Reward Points
• Earn 5 Reward Points* on every Rs. 150 spent on dining spends on weekdays
• Reward Points are valid only for 2 years from the date of accumulation

Note: Transactions which are classified under the ‘Restaurant’ Merchant Category Code (MCC) as defined by VISA/ MasterCard only will be eligible for the bonanza Reward Points. Merchant Category Code (MCC) classified under ‘Hotel’ categories will not qualify for bonanza Reward Points.

Movie Offers: 25% discount on movies on BookMyShow

Fuel Surcharge Waiver: 1% fuel surcharge waiver at all fuel stations across India

Annual Fee Waiver: Spend over Rs. 1,50,000 in a year and get the annual fee waived off

Additional Benefits:

• Up to 5% cashback on utility bills/shopping, up to 35% discount on select restaurants via dineout app
• Up to 20%  discount offers on travel & shopping
• You can convert your big spends into EMI after purchase with this credit card
• This card is enabled for contactless payments, facilitating fast, convenient and secure payments

Click here to read a comparative review of HDFC Times Platinum and Times Titanium Credit Card

Title	Details
Joining Fee	Rs. 500 + GST
Annual Fee	Rs. 500 + GST
Finance Charges	3.75% p.m. | 45% p.a.
Late Payment Charges	For Statement Balance: Up to Rs. 100: Nil Rs. 101 to Rs. 500: Rs. 100 Rs. 501 to Rs. 1,000: Rs. 500 Rs. 1,001 to Rs. 5,000: Rs. 600 Rs. 5,001 to Rs. 10,000: Rs. 750 Rs. 10,001 to Rs. 25,000: Rs. 900 Rs. 25,001 to Rs. 50,000: Rs. 1,100 More than Rs. 50,000: Rs. 1,300

Click here to check other associated fees and charges.

Criteria	Details
Occupation	Salaried or Self-employed
Minimum Income for Salaried Applicants	Rs. 25,000 per month
Minimum Income for Self-employed Applicants	Rs. 6,00,000 per annum
Serviceable Cities	Click here for the list of eligible cities

Along with your application form, you should also submit valid proof of identity, address and income. Documents Required for HDFC Credit Card 

You should get HDFC Times Titanium Credit Card if –

• You are a movie lover looking for a card offering movie discounts
• You are looking for a card with a nominal joining and annual fee
• You are looking for a card that offers decent reward benefits

Suggested Read: Best HDFC Bank Credit Cards 2023

Credit Card	Annual Fee	Reward Points
HDFC Bank Titanium Times Credit Card	Rs. 500 Plus GST	Earn 2 reward points per Rs. 150 spent
HSBC VISA Platinum Credit Card	Nil	Earn 2 Reward Points for every Rs. 150 spent
ICICI Bank Coral Contactless Card	Rs. 500	Earn 2 PAYBACK Points per Rs. 100 spent
Standard Chartered Super Value Titanium Card	Rs. 750	Earn 1 reward point for every Rs. 150 spent and 5X reward points for overseas point-of-sale spends

What benefits can I avail on HDFC Times Titanium Credit Card?

This card is best suited for those who spend the most on entertainment and dining out. There is 25% off on movie ticket booking and 15% off on dining at partner restaurants. The annual fee waiver condition is also a good point about this card as the limit for a waiver has been set at Rs. 1.5 Lakh only.

I am getting this credit card with my HDFC salary account. Should I avail this?

Yes. You should definitely get this card, especially if you are new to credit and are preapproved for it. It will help build a credit history for you.

Can I use my HDFC Times Titanium Credit Card as soon as I receive it?

You can use the card after activating it and setting up the PIN for the first time. Click here to know how to activate HDFC Credit Card.

How do I find the partner restaurants and movie theatres?

The information about partner restaurants and cineplexes will be available on HDFC Bank’s website.

Is this a contactless credit card?

Yes, this is a contactless credit card and you can make payments up to Rs. 2,000 by just hovering the card in front of an NFC-enabled POS terminal.

What is SmartPay?

SmartPay is a facility from HDFC Bank through which you can set standing instructions for a utility or other bill payments.

How do I redeem the reward points accumulated on my Times Titanium Credit Card?

You can easily redeem the reward points by visiting HDFC Bank net banking. Click here to know all about HDFC Credit Card Reward Points.