Standard Chartered Emirates World Credit Card Review

Standard Chartered Emirates World Credit Card is most suitable for individuals who travel frequently. It is a co-branded credit card that offers skyward miles, cash back on duty-free spending, airport lounge access, and other premium benefits like travel insurance. However, it may not be suitable for individuals who seek multi-faceted benefits from a credit card. Let’s see if Standard Chartered Emirates World Credit Card is at par with other travel credit cards or not.

Earn Skyward Miles on every transaction

Skyward is the frequent flyer programme of Emirates, best for frequent flyers. Below are more details on Skyward miles:

As seen from the table above, Standard Chartered Emirates World is mostly about Skyward Miles, making it beneficial for frequent travellers. Another thing is, the skyward miles are pretty flexible as you can use them to book your flight tickets too.

Additional Features with Standard Chartered Emirates World

Airport Lounge Access – Complimentary lounge access to 25+ domestic lounges through the Mastercard Lounge program and 2 complimentary accesses to Domestic and International Priority Pass lounges per month. Spend more than Rs.10,000 in a month and enjoy 2 free accesses to Priority Pass lounges in the next month.

Cashback on Duty-Free – On your duty-free shopping, you will get 5% cashback every month with a Standard Chartered Emirates World credit card. Up to a maximum of Rs.1,000 per month can be availed.

Golf Privileges – You will enjoy access to 3 complimentary golf games in a year with a 50% discount on all games along with one free golf lesson.

Overseas Insurance – The card comes with complimentary overseas insurance of Rs.1 crore on the loss of baggage and flight delay.

Is the Annual Fee of Rs.3,000 worth it?

Standard Chartered Emirates World credit card comes with an annual fee of Rs.3,000 + taxes. But the key benefits of Standard Chartered Emirates World credit card revolve around travel rewards only. This implies that if you are expecting some additional benefits from your credit card, then the annual fee might hurt your pocket.

Other travel credit cards you can opt for 

Apart from Standard Chartered Emirates World credit card, here is a list of some other travel credit cards that come with benefits like airport lounge access, golf privileges and you get rewarded for travelling too.

Who should go for Standard Chartered Emirates World Credit Card?

Standard Chartered Emirates World comes with a high annual fee but with decent benefits on travelling only. Apart from this, you should apply for this card if:

• You are looking for a travel credit card
• A high annual fee doesn’t bother your finances
• Your preferred airline is Emirates for international travel

Drawbacks of Standard Chartered Emirates World Credit Card

Some additional features on enetrtainment would have made this card the most preferred for travel purposes. Also, other credit cards that have a high annual fee, come with either annual or joining fee reversal which is not the case with this card.

Botom Line

As pointed out in the review, if you are looking for a travel credit card, Standard Chartered World Emirates might be a good option. However, the important thing to note here is that there are other travel credit cards that come with better miles programme. Standard Chartered Emirates world gets restricted to only travel benefits and with minimal offers for entertainment. Our suggestion would be if you fly regularly with Emirates then this credit card will solve your purpose. The Skyward miles earned on joining and on booking flight tickets makes this card a good choice.

On the other hand, Citi Premiermiles or YES First Preferred are good options to consider for your travel benefits other than Standard Chartered Emirates World credit card.