HDFC Diners Club Rewardz Review

The HDFC Diners Club Rewardz Credit Card is best suited for if you are a frequent traveller and would like to redeem reward points for booking air tickets and hotels. Available at an annual fee of Rs. 1,000, the card provides complimentary services to you with an extra range of rewards. If you love travelling and wish to avail great discounts on shopping, this card can be the right choice for you. Hence for your help, we have given a detailed review of the card along with some other similar credit cards that might suit your financial requirements.

Welcome and Renewal Bonuses for you

When it comes to offering gifts, the card provides you with great welcome and renewal bonuses in the form of points.

• Welcome gift- You will receive 1,000 reward points as your welcome gift when you sign up for the card
• Renewal gift- You will receive 1,000 reward points each year when you pay your annual fee and renew your card membership

The gifts offered by this card are quite good as compared to what the other cards provide. You can surely redeem accumulated reward points for future expenses. With the welcome gift, you can start accumulating points at the very beginning of your card journey. Also if you combine both the bonuses offered, the annual fee of the card will seem justified to you.

Earn reward points on every transaction

With the HDFC Diners Club Rewardz Credit Card, you earn reward points as you shop and travel. The reward earning rate is yet another attractive advantage of this card. With the card-

• You get 3 reward points for every Rs.150 spent
• You can get 10X reward points for shopping at all partner brands

You can redeem the accumulated points for exclusive gifts from the rewards catalogue. For flight and hotel bookings, you can redeem up to a maximum of 70% of booking value through Reward Points, while the rest will have to be paid via your credit card.

Suggested Read: How to earn & redeem HDFC Reward Points

Exclusive Travel Benefits 

You can enjoy the best of travel discounts only with this card. With this, you get benefits like airport lounge access, discounts on ticket bookings, hotel bookings , air miles etc. Have a look at the different travel discounts that you can avail:

*You can redeem up to maximum of 70% of booking value through reward points

Points to remember-

• 1 reward point=0.30 AirMile
• Partner Brands- Makemytrip, Goibibo, Redbus, Uber, JetAirways, Singapore Airlines and Air India 

The card provides you with the option to choose from over 150 airline and hotel partners when you book your travel and hotel stays on the Diners Club website. Also you can transfer your reward points to various frequent flyer programmes such as Jet Privilege (JP) and KrisFlyer miles.

Other Benefits on HDFC Diners Club Rewardz 

Is the Annual Fee Justified?

Although the annual fee is a little high, the rewards provided by the card are good if you are a frequent traveller or someone who is specifically looking to earn reward points. But the bank has recently removed certain benefits that the card used to offer, some of which includes- dining discount, complimentary lounge access and other travel-related benefits. Hence considering that, we cannot truly say that the annual fee is justified. There are many other credit cards on the market that offer better overall benefits at the same price.

HDFC Diners Club Rewardz Comparison with other Similar Cards

So should you go for HDFC Diners Club Rewardz?

You can surely apply for the HDFC Diners Club Rewardz Credit Card if your requirement matches any of the points we have listed below:

Drawbacks of HDFC Diners Club Rewardz

Being a travel and reward focused credit card, it has indeed some limitations. Besides the travel and shopping offers and that too with only partner brands, there are no additional benefits. Along with that, there are no accelerated rewards that you will earn when it comes to entertainment. If you are looking for benefits on dining, then the card might not be of much use to you. If the card doesn’t suit you financially, you can look at other alternate options like Citi PremierMiles or InterMiles ICICI Sapphiro 

Bottom Line

HDFC Diners Club Rewardz Credit Card is good for customers who don’t want to spend a lot on annual fee and simultaneously are not looking for great overall benefits. The card offers an annual fee waiver but only if you spend Rs.1 lakh or more, which can be a bit tight for the pocket. We suggest you get this card if most of your purchases are related to the travel category. However, if you do not spend much or avail much of the facilities provided by this card, you should opt for a credit card that fulfils all your requirements at a comparatively lower annual fee.