Canara Bank Credit Card Application Status

Canara Bank allows you to check your credit card application status through the following ways:

Call

• You can call Canara Bank’s customer care to know about your Canara Bank credit card application status
• The Canara Bank Toll-Free Customer Care number is 1800 – 425 – 0018
• Do remember to keep your application form number and PAN card number handy as the customer care executive might ask for your details

Email

• You can also email Canara Bank to know about your Canara Bank credit card application status
• The email address is hocancard@canarabank.com
• Remember to give your credit card application number/ Application Reference Number, PAN and Date of Birth
• These details are required to process the request

Net Banking

• If you are an existing customer of Canara Bank, you can log in to your net banking interface of your current or saving bank account
• You can search for credit card tab, under which you will find the status of your recent credit card application
• The portal will reflect the status only if your credit card account is linked successfully with your existing bank accounts

Branch Visit

You can visit the nearest Canara Bank to know about your Canara Bank credit card application status.

If your Canara Bank credit card application is rejected due to one reason or the other, you should keep a few points in your mind that will affect your chances of getting your credit card application approved in future:

Credit Score

• Canara Bank considers your credit score as one of the most important factors to determine whether you are eligible for a credit card or not
• Credit score gives an insight of your credit profile and credit history
• If you have maintained a decent credit history as well as a good credit score you have better chances to secure a credit card

Spending Patterns

• Canara Bank offers a variety of credit cards that are tailored for people with different needs and spending patterns
• If you like shopping a lot, a credit card that offers cashback will suit you
• To know your spending pattern, we suggest you take all your monthly expenses into account and make the decision as per that

Income

• It is important to note that a credit card can increase your expenses if you do not use it wisely
• Check whether you really require a new credit card or not as owning multiple credit cards can prove to be a financial burden

Eligibility

• Ensure that you are fulfilling the eligibility criteria set by Canara Bank for their credit cards at the time of application
• The candidate should be at least 18 years old
• There might be minimum income requirements as well

My Canara Bank credit card application was rejected last month. Can I apply it again?
It is recommended that you wait for at least a couple of months before applying again for the credit card. However, one should preferably wait for six months before applying for a credit card again.

What does “Approved” in the application status mean?
In case your Canara Bank credit card status shows approved, it denotes that your credit card application has been accepted and a card will be issued and dispatched soon.

When can I check the application status?
You can check the application status after applying for the Canara Bank credit card. Before approval, it will be mentioned “In Progress” and when approved, it will be mentioned “Approved” in the status.