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Co-branded credit cards are the ones that are launched in collaboration with well-known brands and offer exclusive benefits when users avail the products or services of the associated brands. These cards come with accelerated benefits which allow the brand’s loyal customers to save more on their spends. Today, several such cards that are co-branded with airlines, hotel chains, dining or food delivery apps, fuel, shopping and other lifestyle brands are available to choose from. Read below to know about some of the best co-branded credit cards available in India:
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Standard Chartered EaseMyTrip Credit Card
Joining fee: ₹350
Annual/Renewal Fee: ₹350
20% discount on domestic & international hotel bookings via EaseMyTrip
10% discount on domestic & international flight bookings via EaseMyTrip
Product Details
Yatra SBI Card
Joining fee: ₹499
Annual/Renewal Fee: ₹499
Yatra.com vouchers worth Rs. 8,250 as joining benefit
Up to Rs. 4,000 off on flight bookings through Yatra.com
Product Details
MakeMyTrip ICICI Bank Credit Card
Joining fee: ₹999
Annual/Renewal Fee: ₹999
Up to 6% savings on MakeMyTrip spends
Rs. 1,000 MMT voucher every year
Product Details
IRCTC SBI Card Premier
Joining fee: ₹1499
Annual/Renewal Fee: ₹1499
10% valueback on AC1, 2 & 3, ECC & CC bookings via IRCTC
Rewards redeemable on IRCTC in 1:1 ratio
Product Details
Marriott Bonvoy HDFC Credit Card
Joining fee: ₹3000
Annual/Renewal Fee: ₹3000
Marriott Bonvoy Silver Elite status with 4x MB Points on partner hotel spends
12 airport lounge access each within and outside India per year
Product Details
HSBC Taj Credit Card
Joining fee: ₹110000
Annual/Renewal Fee: ₹110000
25% savings on room/suite stay at Taj Palaces, Safaris and other properties
Free access to The Chambers Lounge and Taj Club Lounge
Product Details
Emirates Skywards ICICI Bank Rubyx Credit Card
Joining fee: ₹1000
Annual/Renewal Fee: ₹1000
1.5 Skywards Miles on every Rs. 100 spent
Complimentary Emirates Blue Tier Membership
Product Details
Etihad Guest SBI Card
Joining fee: ₹1499
Annual/Renewal Fee: ₹1499
Complimentary Etihad Guest Silver Tier Status
3X Etihad Guest Miles on spends at Etihad.com
Product Details
6E Rewards XL Indigo HDFC Credit Card
Joining fee: ₹1500
Annual/Renewal Fee: ₹1500
Free IndiGo flight ticket worth Rs. 3,000 & Indigo 6E Prime Add-on
5% value-back as rewards on IndiGo website and mobile app
Product Details
Kotak IndiGo 6E Rewards XL Credit Card
Joining fee: ₹1500
Annual/Renewal Fee: ₹1500
8 complimentary domestic airport lounge access per year
Up to 6% rewards on spends across different categories
Product Details
KrisFlyer SBI Card Apex
Joining fee: ₹9999
Annual/Renewal Fee: ₹9999
Up to 10 KrisFlyer miles per Rs. 200 spent
10,000 KrisFlyer miles on Rs. 5 lakh annual spends
Product Details
IndusInd Bank Avios Visa Infinite Credit Card
Joining fee: ₹10000
Annual/Renewal Fee: ₹5000
Up to 6 Avios on every Rs. 200 spent
Up to 36,000 bonus Avios as milestone benefit
Product Details
Suggested read: Best Credit Cards for Travel | Best Credit Cards for International Travel
Shoppers Stop HDFC Bank Credit Card
Joining fee: ₹299
Annual/Renewal Fee: ₹299
Up to 3% reward points on every spend
Shoppers Stop Gift voucher worth Rs. 500
Product Details
Tata Neu Plus HDFC Credit Card
Joining fee: ₹499
Annual/Renewal Fee: ₹499
Up to 7% value back on Tata Neu spends
4 domestic lounge access per year
Product Details
Flipkart Axis Bank Credit Card
Joining fee: ₹500
Annual/Renewal Fee: ₹500
7.5% cashback on Myntra
5% cashback on transactions at Flipkart and Cleartrip
Product Details
Lifestyle Home Centre SBI Card SELECT
Joining fee: ₹1499
Annual/Renewal Fee: ₹1499
5X Reward Points on Home Centre, Lifestyle, Max, Spar, dining & movies
Up to 34,400 Reward Points worth Rs. 8,600 as milestone benefits
Product Details
Reliance SBI Card PRIME
Joining fee: ₹2999
Annual/Renewal Fee: ₹2999
10 Reward Points per Rs. 100 spent at Reliance Retail Stores
Reliance Retail vouchers of up to Rs. 14,999 on joining
Product Details
Suggested read: Best Credit Cards for Online Shopping
IndianOil RBL Bank XTRA Credit Card
Joining fee: ₹1500
Annual/Renewal Fee: ₹1500
Up to 8.5% savings on IOCL fuel spends
1,000 Fuel Points on reaching Rs. 75,000 quarterly spends
Product Details
BPCL SBI Card Octane
Joining fee: ₹1499
Annual/Renewal Fee: ₹1499
7.25% value back on BPCL fuel expenses
10X rewards on dining, movies, groceries & departmental store spends
Product Details
IDFC FIRST Power+ Credit Card
Joining fee: ₹499
Annual/Renewal Fee: ₹499
Up to 6.5% value-back on HPCL fuel spends
Up to 8.83% savings on travel spends through IDFC FIRST mobile app
Product Details
ICICI HPCL Super Saver Credit Card
Joining fee: ₹500
Annual/Renewal Fee: ₹500
Up to 6.5% savings on HPCL fuel spends
5% back on grocery & utilities
Product Details
IndianOil Axis Bank Credit Card
Joining fee: ₹500
Annual/Renewal Fee: ₹500
Save up to 5% on IOCL fuel spends
1% back as 5 EDGE reward points per Rs. 100 spent on online shopping
Product Details
IndianOil Kotak Credit Card
Joining fee: ₹449
Annual/Renewal Fee: ₹449
Up to 5% savings on card spends made on IndianOil fuel
2% back as 12 reward points per Rs. 150 dining and grocery spend
Product Details
IndianOil HDFC Credit Card
Joining fee: ₹500
Annual/Renewal Fee: ₹500
Up to 6% savings on IndianOil fuel spends
5% fuel points on groceries and bill payment spends
Product Details
ICICI Bank HPCL Coral Credit Card
Joining fee: ₹199
Annual/Renewal Fee: ₹199
Up to 3.5% savings on HPCL fuel spends
25% off up to Rs. 100 per transaction on BookMyShow movie tickets
Product Details
Suggested read: Best Fuel Credit Cards in India
Swiggy HDFC Bank Credit Card
Joining fee: ₹500
Annual/Renewal Fee: ₹500
10% cashback on Swiggy food orders, Instamart, Dineout & Genie
5% cashback on online spends
Product Details
EazyDiner IndusInd Bank Signature Credit Card
Joining fee: ₹1999
Annual/Renewal Fee: ₹1999
Complimentary 12-month EazyDiner Prime membership
10 reward points per Rs. 100 dining, entertainment & shopping spends
Product Details
PVR INOX Kotak Credit Card
Joining fee: ₹0
Annual/Renewal Fee: ₹499
Free movie tickets worth Rs. 300 each every month
Flat 20% off on food & beverages at PVR
Product Details
RBL Bank Play Credit Card
Joining fee: ₹500
Annual/Renewal Fee: ₹500
2 free movie tickets every month
Product Details
Suggested read: Best Dining Credit Cards in India
Airtel Axis Bank Credit Card
Joining fee: ₹500
Annual/Renewal Fee: ₹500
25% cashback on payment for Airtel Mobile, DTH, etc. via Airtel Thanks App
10% cashback on utility bill payment via Airtel Thanks App
Product Details
Titan SBI Credit Card
Joining fee: ₹2999
Annual/Renewal Fee: ₹2999
Up to 7.5% cashback on Titan group brands
3% back on spends at Tanishq
Product Details
Apollo SBI Card
Joining fee: ₹499
Annual/Renewal Fee: ₹499
Health Care benefits
Up to 10% direct discount on Apollo Services
Product Details
| Pros | Cons |
| Accelerated rewards, discount or other benefits | Limited non-brand benefits on other everyday spends |
| Access to Exclusive memberships | Urge to spend more than you can afford to avail accelerated benefits |
| Milestone benefits like free movie/ flight tickets | Restricted rewards redemption |
Before choosing the right co-branded credit card for you it is advisable to analyze your spends and income to make a well-informed decision. Identify your preferred spending category and then choose from the brand you frequently spend on or would like to stick to. Consider factors such as annual fee, co-branded benefits, rewards or cashback programs, and additional perks during your comparison. Having a card with accelerated benefits on the partnered brand, along with basic benefits on other brands, can enhance your overall savings.