PNB SMS Banking is a service provided by the Punjab National Bank to all its account holders. Using PNB SMS Banking service, account holders get access to all the account related information without using internet & visiting the bank branch. Account holders can check their PNB account balance, mini statement or request for a stop payment or fund transfer from the convenience of their home.
PNB SMS Banking Services
The banking transactions can be easily done at the convenience of the account holder instantly with the SMS banking service provided by Punjab National Bank. Here is a list of services with the corresponding keywords required to avail the services using PNB SMS Banking –
The account holder needs to send an SMS from the registered mobile number to 5607040 along with the desired keyword mentioned below:
| Facility | Short Code | SMS Format |
| PNB Mini Statement | MINSTMT | MINSTMT 16 digit A/C NUMBER |
| PNB Balance Enquiry | BAL | BAL 16 digit A/C NUMBER |
| Stop payment of cheque | STPCHQ | STPCHQ CHEQUE NUMBER 16 digit A/C NUMBER |
| A/c Statement Request | STMT | STMT Month 16 digit A/C NUMBER |
| Cheque Status Enquiry | CHQINQ | CHQINQ CHEQUE NUMBER 16 digit A/C NUMBER |
| Change SMS Password | CHNGPWD | CHNGPWDSMS PASSWORD NEW SMS PASSWORD |
| Cheque Book Request | CHKBK | CHKBK ACCOUNT NUMBER MBANKING USERID NUMBER OF LEAVES FOR CHEQUE BOOK |
Account holders can also use the following keywords and send it to 5607040 to avail fund transfer facility.
| Facility | Short Code | SMS Format |
| Self-Transfer of funds | SLFTRF | SLFTRF FROM ACCOUNT NUMBERTO ACCOUNT NUMBERAMOUNT |
| IMPS | Intra bank & Interbank remittance up to Rs. 5000/- per day per customer | |
| Generate 7 digit MMID | MMID | MMID |
| To Cancel MMID | MMIDCANCEL | MMIDCANCEL |
| Method 1 for Fund Transfer | IMPS | IMPSBeneficiary Mobile NoBeneficiary MMIDAmountIMPS PIN
* IMPS PIN is a seven digit no. which is combination of 4 digit SMS password and last 3 digits of Remitter’s MMID |
| Method 2 for Fund Transfer | IMPS | IMPS XXXX Debit Account No Beneficiary Mobile NoBeneficiary MMIDAmount |
Account holders can also SMS “PNB PROD” to 5607040 to check the list of services offered by the bank via SMS Banking.
How to register for PNB SMS Banking?
For PNB SMS Banking registration, account holders will be required to visit their nearest bank branch and get their mobile number registered without any hassle. Once registered, account holders can use their mobile number to avail all the facilities using PNB SMS Banking mentioned above.
Before visiting the bank branch, account holder should be aware of the PNB Bank Timings – working hours and lunch timings.
Important Tips for Customers - Banking Operations
Account holders can enjoy several facilities with the PNB SMS banking service. The account holder can cheque the account balance, request for a stop payment of a cheque, get the mini account statement and also execute self-fund transfer with SMS banking service with a daily limit of Rs. 5,000.
PNB SMS Banking Charges
Punjab National Bank charges a nominal amount of Rs. 15 + GST every quarter to account holders using the SMS Banking service. However, the bank does not charge senior citizens, Vidyarthi accounts, Mitra accounts, PMJDY accounts, as well as staff & ex-staff accounts. These accounts are exempted from PNB SMS banking charges & can avail it for free