A digital initiative has been taken by Punjab National Bank by the name of PNB@Ease in which every banking transaction will be done via bank and authorisation will be done by customers themselves digitally. It helps in opening a savings account through video KYC from the comfort of home instantly with minimal documentation along with other services such as insta pre-approved loans, insta demat account, etc.
Let us find out in detail about PNB savings Account via video KYC in detail.

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Benefits of Opening PNB Savings Account via Video KYC
Following are the benefits of opening a savings account with PNB Savings Account via video KYC:
- It’s a complete paperless and contactless process
- Bank visit is not required even once for opening the savings account
- Minimum documentation is required, for instance, Aadhaar Card and PAN Card
- Account is opened instantly in five minutes in five simple steps
Steps for Opening PNB Savings Account via Video KYC
You can easily open PNB savings account via video KYC by following the steps mentioned below:
Step 1: Provide your personal information
Step 2: You need to provide online validation of information shared
Step 3: Connect to a bank official over a video call
Step 4: The bank official will verify your identity through Aadhaar and PAN Card
Step 5: Once done, your account will be opened successfully
Documents Required for Opening PNB Savings Account via Video KYC
You need to furnish the following doctors for opening PNB Savings Account via video KYC:
- 12- digit Aadhaar Number
- 10-digit PAN Card
Things to Keep in Mind while opening PNB Savings Account via KYC
You must keep the following things in mind while opening PNB Savings Account via KYC:
- Video interactions are real-time and not pre-recorded
- Ensure that you have an uninterrupted data connectivity
- You must be physically present in India while applying for the savings account
- Make sure you sit in a well-lit room during the video call

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Frequently Asked Questions
Q. What are the charges for video KYC verification of Punjab National Bank?
Ans. The bank does not charge any fee for opening a savings account of Punjab National Bank via video KYC.
Q. Do I need to visit the bank branch once the account is opened?
Ans. No, you are not required to visit the PNB branch once your savings account is opened via video KYC.
Q. What are the video KYC norms by the Reserve Bank of India?
Ans. The Reserve Bank of India has set various norms relating to video KYC such as:
- Video should be recorded live using a secured network
- Only the bank’s website or it’s mobile app will be allowed to carry out a video call, etc.