Dena Bank Passbook

Dena Bank passbook contains below information-

• Name of the account holder
• Photograph of the account holder
• Branch name
• Account number
• Nomination details
• Address of the account holder
• Date of birth
• Mode of account holding

Apart from this basic information, passbook will carry the details of transactions carried out till date. As per the recent instructions from Reserve Bank of India, banks are supposed to include more details in the passbook. Here are the few more important details that passbooks will carry-

• Information about the ‘deposit insurance cover’. Every depositor is insured up to the extent of Rs. 1 Lakh.
• Passbook entries for third party payment transactions should carry details like name of the payee, mode of transfer (NEFT/RTGS/Cash/inter-branch/clearing), transferee bank name, etc.
• Passbook entries for bank charges debit transaction should carry the details of charges such as nature of charges and reason for the charge.
• Loan related payments should carry name of the loan account holder and loan account number.
• Reversal transactions should carry the reason for reversal and original entry details.
• POS (Point of Sale) transactions should carry date, time and location of POS.
• Debit entries for booking fixed deposit or recurring deposits to carry receipt number and name of the holder.
• Cash deposit transactions to carry name of the depositor.
• Interest credit entries to carry the detailed information of the same.

With the passbook containing elaborated information, a number of doubts and transaction related queries of customers are easily resolved. As the passbook will have banks seal and signature of the authorized officer on it, bank passbook can be produced as address proof and date of birth proof. It’s important to keep the passbook in safe custody. And you need to carry the passbook for withdrawal of cash if you need to use the withdrawal slip. It is also important to get your passbook updated from time to time.

However, sometimes you may need to apply for duplicate passbook or a new passbook for your Dena Bank account if the original passbook gets stolen or lost, damaged. Sometimes you have to apply for the new one when the old book runs out of pages. The process of applying for Dena Bank passbook is quite simple and easily.

Follow below process to apply for Dena Bank Passbook –

• Draft a written request to apply for passbook. Request letter should be addressed to the branch manager of your Dena Bank branch. Letter has to carry the name of the account holder, account number, type of account and the reason for requesting for issuance of passbook and to be duly signed by the account holder.
• Enclose a self-attested copy of your identity proof and address proof along with the passbook issuance application request.
• Submit the documents to Dena Bank branch where the account is held.
• Once the documents and signature are verified, new passbook will be issued for your Dena Bank account.

Once you receive the passbook, ensure to check all the details to get the errors rectified (if any). Dena Bank passbook carries a unique bar code. Every branch set up will have a self-service passbook printing kiosk. You can scan the bar code and get your passbook updated instantly. There is no cost involved in the issuance of passbook by Dena Bank.

Passbooks carry the entire information of account activity and keep you updated, specifically if you are not comfortable with online methods. It’s one of the important and basic documents which can be used as a proof for various purposes.