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Customers visiting the bank to conduct business must know the general bank timings. In this article, we have covered the general bank timings on weekdays and lunch timings, RBI timings NEFT and RTGS timings.
Bank Timings in India
Banks usually open around 9:30 AM and close at 5:30 PM. However, there are some banks that are open to customers for only six hours from 10:00 AM to 4:00 PM. Hence, it is recommended that one should find out the bank’s working hours before visiting the branch.
It is to be noted that banks may have different operating hours on weekends.
Major Bank Timings
| Banks | Bank Timings on Weekdays (Mon-Fri) |
| State Bank of India | 10:00 AM to 4:00 PM |
| HDFC Bank | 9:30 AM to 3:30 PM |
| ICICI Bank | 9:30 AM to 3:00 PM |
| RBL Bank | 10:00 AM to 5:00 PM |
| Bank of Baroda | 10:00 AM to 4:00 PM |
| IDBI Bank | 10:00 AM to 4:00 PM |
| YES Bank | 9:30 AM to 4:30 PM |
| Punjab National Bank | 10:00 AM to 4:00 PM |
| Allahabad Bank | 10:00 AM to 4:00 PM |
| HSBC Bank | 10:00 AM to 4:00 PM |
Note: These bank timings may vary from branch to branch.
One can conduct financial, as well as, non-financial business with the bank during the bank’s working hours. All the services that banks offers can be availed during these hours.
Bank Lunch Timings
Banks do not close down during lunch hours. Customers can visit the bank at any time during the bank’s working hours. Bank employees take their lunch break in batches so that the work is not affected. Usually they take a lunch break between 1:00 PM to 3:00 PM. However, these timings may vary from bank to bank.
Bank NEFT Timings
NEFT working hours are determined by the Reserve Bank of India. From 16 December 2019, NEFT has been made a 24×7 available service for the customers. The system will be available on all days of the year, including holidays. This includes 48 half-hourly settlement batches starting from – 00:30 hours to 00:00 hours.
NEFT is a nationwide payment system facilitating one to one funds transfer. Individuals can transfer funds from one account to another account in any bank that is participating in this scheme.
Bank RTGS Timings
Under Real Time Gross Settlement, RTGS, funds are transferred in real time. This means that the funds are transferred as soon as the instructions are received. RBI has made the transfer of funds through the Real-Time Gross Settlement (RTGS) system available to the customers 24×7 on all days of the week.
Bank Timings of Different Banks
Below-mentioned is a list of bank timings of different banks.
FAQs
Q. Is there a special time for banking on Saturdays?
Ans. All banks are closed on 2nd and 4th Saturdays and Sundays in India.
Q. What is the official bank timing for lunch in bank branches?
Ans. There is no specific time for lunch in most of the bank branches. To keep on serving their customers coming to the branch, most employees of banks go for lunch on a staggered basis.
Q. What all services are available on banking holidays?
Ans. Services available on banking holidays are:
- Immediate payment services (IMPS)
- Unified payment interface (UPI)
- Access to mobile and internet banking
- ATM services
- Cheque drop boxes at ATMs
Q. Do banks open on second and fourth Saturdays for half day?
Ans. No, banks are closed on 2nd and 4th Saturdays and Sundays.
Q. Do bank timings vary from branch to branch?
Ans. Yes, bank timings may vary from branch to branch.