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Bank of India RuPay Select Credit Card

Home Credit Card Bank of India Credit Card RuPay Select Credit Card
Updated: 09-09-2025 08:44:20 AM

Bank of India RuPay Select Credit Card lets the cardholders make POS, online, contactless as well as UPI payments. It offers rewards on every card spends, along with several lifestyle-related benefits spanning across categories, like food, grocery, movies, online shopping, and health. You can also avail complimentary airport lounge access and concierge services through this card. Read on to know about the features and benefits of this Bank of India credit card in detail.

Key Highlights of Bank of India RuPay Select Credit Card
Joining Fee Nil
Annual Fee Rs. 800
Rewards Benefits 2x reward points on card spends
Lifestyle Benefits Discount offers on BigBasket and BookMyShow, complimentary memberships
Lounge Access Benefits Up to 8 domestic and 2 international lounge visits per year

Note: This card is not available on Paisabazaar.com. The content on this page is for information only. To apply for this card, please visit Bank of India website. 

Bank of India RuPay Select Credit Card: Features & Benefits
Other Cards Similar to Bank of India RuPay Select Credit Card
Bank of India RuPay Select Credit Card: Fees & Charges
Bank of India RuPay Select Credit Card: Eligibility Criteria
Bank of India RuPay Select Credit Card: Features & Benefits

Complimentary Memberships: 

  • Annual Amazon Prime membership
  • 3-month Swiggy One membership every year

Discount Offers:

  • Groceries: BigBasket discount voucher worth Rs. 200 per month
  • Movies & Entertainment: Buy minimum of 2 tickets per month to get Rs. 250 off on that purchase via BookMyShow 

Rewards Benefits: 2x reward points on POS and e-commerce card transactions

Health Benefit: Customised health check-up packages that can be availed once per year

Lounge Access: Up to 8 complimentary domestic airport lounge access per year, max. 2 per quarter, and 2 international airport lounge access per year

Insurance Cover: Personal accidental and permanent disability insurance coverage worth up to Rs. 10 lakh by NPCI

Concierge Service: 24×7 concierge services available for assistance

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  • Flat Rs. 120 off on Swiggy on a minimum spend of Rs. 500, twice a month
  • Buy 1 Get 1 movie ticket free on bookings via District App, up to Rs. 200 off per month
  • Up to Rs. 1,000 off on Ajio on a minimum transaction of Rs. 2,999
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Gift vouchers worth Rs. 2,000 every year

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  • 2 CashPoints per Rs. 150 spent on other categories
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5% cashback on online spends

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  • 1% cashback on other spends
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  • On spending Rs. 1 Lakh in a quarter: Either get 1 free lounge access OR a Rs. 1,000 voucher from the list of partner brands
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Bank of India RuPay Select Credit Card: Fees & Charges
Fee Type  Amount Details
Joining/Annual Fee Issuance Fee: Nil
Annual Fee: Rs. 800 for primary and Rs. 600 for add-on card
Interest Charges on Revolving Credit 2% p.m. (24% p.a.) on daily balances;
In case of default, service charge is 3% p.m. (36% p.a)
Cash Advance Charges BOI ATM: 2% (minimum Rs. 50) per transaction
Other ATM: 2.5% (minimum Rs. 75) per transaction
Overseas ATM: 2.5% (minimum Rs. 125) per transaction
Bank of India RuPay Select Credit Card: Eligibility Criteria
Criteria Details
Minimum Age Required 18 years
Nationality Indian resident or Non-resident India (NRI)
Occupation Salaried or self-employed
Documents Required Proofs of identity, address and income
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