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*Offers are from Paisabazaar's partner Banks & NBFCs.
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit the YES Bank website.
YES Bank has launched the YES Prosperity Cashback Plus credit card which gives the users cashback on all their purchases, besides that users also get welcome benefits. Additional details of the card are given below.
The features and benefits associated with this credit card are:
Welcome Benefit Get Rs. 250 cashback on spending Rs. 2500 within 30 days of card setup
Cashback Get 5% cashback on Movies, Grocery and Utility Bill Payments. Earn 0.75% cashback on other spends
Fuel Surcharge Waiver Get 1% Fuel Surcharge waiver at all fuel stations in India for transaction between INR 400 to INR 5,000
Credit Shield In case primary cardholder dies then the bank will forgo the outstanding bill amount on the credit card
Instant EMI Customers can get instant EMI on big ticket purchases
| YES Prosperity Cashback Plus Credit Card | |
| Good For: People who prefer cashback Customers who want fuel surcharge waiver Card Holders who want credit shield | Bad For: People looking for travel benefits Customers who prefer rewards or air miles Cardholders who want concierge service |
The fees and charges associated with YES Prosperity Cashback Plus credit card are given below:
| Fee/Charge | Amount/Rate |
| First Year Membership Fee | Rs. 1,499 |
| Renewal Membership Fee | Rs. 1,499 |
| Interest-free Period | Up to 50 days |
| Cash Withdrawal Limit | 30% of the credit limit |
| Finance Charges/Cash Advance Fee | 3.50% of the amount |
| Overlimit Fee | 2.5% of the over-limit amount (min. Rs. 500) |
| Foreign Exchange Mark-up | 3.40% |
| Late Payment Charges | For balance- Below Rs. 100- Nil From Rs. 100 to Rs. 500- Rs. 100 From Rs. 501 to Rs. 5,000- Rs. 400 From Rs. 5,001 to Rs. 20,000- Rs. 500 Above Rs. 20,000- Rs. 700 |
| Add-on Card Fee | Nil (up to 3 cards can be issued) |
| Payment Return Charges (Autopay/Cheques) | Rs. 350 per instance |
Applicants must meet the following criteria if they wish to apply for this credit card.
| Criteria | Details |
| Occupation | Salaried or Self-employed |
| Minimum Income for Salaried Applicants | Rs. 25,000 per month |
| Minimum Income for Self-employed Applicants | ITR of at least Rs. 5 lakh |
| Age | 21 to 60 years |
| Documents Required | Click Here for the list of acceptable documents |
Who can apply for YES Prosperity Cashback Plus Credit Card?
Indian citizens who are above 21 years of age but below 60 years of age are eligible to apply for this credit card. Also, applicants must be earning a minimum salary of Rs. 25,000 or their Income Tax Returns must be more than Rs. 5.00 lakh.
What is the annual fee on this credit card?
The annual fee for YES Prosperity Cashback Plus Credit Card is Rs. 1499.
What is the cash withdrawal limit on this credit card?
Customers can withdraw up to 30% of their credit limit.
Does this credit card offer Reward Points?
No, only Cash back is earned on this credit card.
Thank you to the executives at Paisabazaar who helped me find such a rewarding scheme.
All my expenses are managed these days with the help of my Yes bank credit card.
These guys delivered my Yes bank credit card in just 2 business days at no additional fee.
The discounts, offers and cashbacks I am getting with Yes Bank, are simply unmatchable.
Yes bank is bank of the recent generation. They have outcasted many already established banks.
Paisabazaar has always been my favorite banking partner. They come up with great schemes on credit cards. I got mine from them.
