These days, credit cards are regarded as essential products that are actively used by people to fulfill their frequent transactions. Times have changed and the use of credit cards isn’t restricted to buying airline tickets or managing larger deals. The customer population has grown smarter with the use of credit cards and they do make its effective use to settle utility bills, mobile bills etc. In India, almost all banks have started to offer their credit card service without any difficult processing.
Vijaya Bank is one such bank that is famous across South India. It is known to offer some wonderful credit card options which cannot be overlooked. In addition, candidates can even grab tailored credit cards that are designed to fulfill varied needs such as shopping, restaurant, travel and a lot more. At Vijaya Bank, credit card customers are eligible for rewards & benefits associated to each card. There are certain cards which provide cashback offers for certain transactions made using the respective card presented by the bank. The acquired reward points can be later redeemed to receive additional profits and gifts. Customers need to manage their credit card bills on time, in order to obtain all such perks.
Presently, the two prime options for making Vijaya Bank credit card bill payment includes, online and offline platforms. There are several channels under these two categories, using which a customer can quickly pay off his/her credit card dues. You can contact the bank’s customer care service to gather knowledge about these modes and how they are accessed.
Vijaya Bank Online Credit Card Payment
Since the world is transforming into the digital skin, many people are in need for online payment services to settle their bills. Vijaya Bank has actively understood this fact and has offered multiple ways to pay credit card dues without any additional trouble to the customers.
Net Banking Service
In order to use the net banking service at Vijaya Bank, current and savings account holders at the bank are required to register for this facility. It is only after the registration, you can manage online payments using this platform. Furthermore, customers can even connect their credit cards issued by Vijaya Bank with their net banking account. To make this happen, the ATM pin is needed, which is entered on the net banking portal.
Using the net banking service, customers can view credit card information, as well as statements with a single click. Also, unbilled transactions up to 6 months can also be viewed using this facility.
For paying your credit card bills, simply log in to your net banking portal and access the credit card tab. From here you need to select “Credit Card Payment” option. With this service, your credit card bills would be paid using your savings account at Vijaya Bank.
Online Payment through Non-Vijaya Bank Account
Customers can pay credit card bills at Vijaya Bank using a different bank account through the NEFT facility. However, the procedure might slightly vary in different banks. The basic instruction is to add the payee account, which is your credit card number for making active payments using NEFT. It should be known that, any type of payment processed during working hours (weekday) would be fulfilled on that particular day itself. Moreover, a payment initiated after working hours would be added on the next business day.
Vijaya Bank Offline Credit Card Payment
Presently, there are numerous people who wish to make bill payments through traditional methods. This can be due to their reliance on the orthodox ways of banking, or security reasons. Hence, to cater the needs of such customers Vijaya Bank presents offline payment methods which are available at all bank branches present all over India. Some of the prominent offline payment methods for making Vijaya Bank credit card bill payment are:
Customers can pay credit card bills through cash deposits at any of the nearest bank branches managed by Vijaya Bank. This is a person-to-person dealing which is indeed preferred by many customers. You would be offered a pay-in slip which has to be filled with the essential details. Once you make the payment at the counter, the teller would provide a confirmation slip that should be preserved as a proof.
Cheques can also be used to pay credit card dues, and this procedure is simple and trouble-free. Frame a cheque mentioning the exact credit card number and additional details. The final step is to drop the cheque at any of the Vijaya Bank branch or ATM (having a drop box).