Standard Chartered Bank Add-on Credit Cards

The features and benefits that users can avail through Standard Chartered Add-on credit card are:

Credit Limit- The add-on cards share the credit limit of the primary credit card account. However, the primary cardholder can set the credit limit of add-on cards if required.

Rewards Scheme- The supplementary cards earn the same reward points as the primary cardholder. All the points are accrued under the primary card account and can be redeemed by the primary cardholder.

Offers- Standard Chartered add-on credit cards can also avail the same special offers that the primary cardholder gets.

Number of Add-on Cards- A primary cardholder can avail up to 3 supplementary credit cards for their immediate family members.

Fee- Add-on cards do not incur any fees.

Billing Statement- The monthly statements of add-on cards are sent to the primary cardholder directly since he/she is liable to clear the payments. No separate bills are available for add-on card members.

Track Expense- Since the transaction details are sent to the primary card owner they can easily monitor the expenses of add-on cards and regulate the same if needed.

Savings- Add-on cards ensure that users do not need to apply for separate credit cards for each family member. This helps in saving individual credit card maintenance charges.

The eligibility criteria on Standard Chartered add-on credit card are:

• The applicant must be a direct relative of the primary cardholder. They could be parents, siblings, spouse or kids
• The applicants must be above 18 years of age
• Applicant should belong to cities which source the credit cards
• Applicants are subject to policy checks by the Bank

Documents Required

Following documents are needed to apply for Standard Chartered add-on credit card:

Identity Proof	Passport, PAN Card, Aadhaar Card, Voter’s ID Card, Driving Licence, Photo Credit Card, Central and State Govt. issued Photo ID Proof, Defence ID Card, etc. (any 1)
Residence Proof	Aadhaar Card, Ration Card, Passport, Bank Account Statement, Voter’s ID Card, Letter from any recognized public authority, Telephone Bill, Electricity Bill, Water Bill (not more than 3 months old), etc. (any 1)

One can apply for an add-on card via any of the following options:

• Contact the 24*7 customer service desk and place request or send an e-mail to the bank’s customer care centre.
• Apply online via the official website of Standard Chartered Bank
• Visit any nearby branch of Standard Chartered Bank and apply for the add-on card

Among the plethora of cards available, some Standard Chartered Credit cards available with add-on options are listed below:

• Standard Chartered Bajaj Finserv Platinum Credit Card
• Standard Chartered Emirates World Credit Card
• Standard Chartered Gold Rewards Credit Card
• Standard Chartered Platinum Rewards Credit Card
• Standard Chartered SuperValue Titanium Credit Card
• Standard Chartered Visa Infinite Credit Card

Is there a separate limit for the Add-on Credit cards?

The credit limit will be shared with the Primary card account. No separate credit limit will be extended for add-on credit cards.

What is the interest and charges on the Supplementary credit cards?

Supplementary cards have no joining fee or annual fee charges. However, interest and fees that are applicable on transactions of Primary card will be applicable for the add-on cards as well.

For online transactions initiated on Supplementary Card, on which mobile number will the OTP be sent?

OTP will be sent to the Supplementary cardholders registered mobile number directly.

How is credit score calculated on an add-on credit card?

Credit score will not be calculated for an add-on credit card. Instead all activities will be reflected in the primary cardholder’s credit report. Hence the supplementary credit card must be used wisely.

Who is responsible for paying bills of the supplementary credit cards?

The primary cardholder is responsible for making payments of the supplementary credit cards.