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IDBI Bank, one of India’s leading banks provides a Savings Bank account – IDBI Sabka Basic Savings Account which is free from the hassles of maintaining the minimum balance. Through this product, the bank intends to expand the reach of its services.
| Savings Account Balance | Rate of Interest (w.e.f. October 1, 2017) |
| Account Balance up to Rs. 25 Lakh | 3.50% p.a. |
| Account Balance above Rs. 25 Lakh | 4.00% p.a. |
| Types of IDBI Savings Accounts | |
| IDBI Super Savings Account | Woman Savings Account / SuperShakti Women Account |
| Senior Citizen Account- IDBI Bank Senior Citizen Accounts | Savings Account for Youth – IDBI Bank Being Me Account |
| Children Saving Account – IDBI Bank Power Kids Account |
Savings Bank Account IDBI Bank Small Account (Relaxed KYC) |
| Pension Saving Account | Capital Gain Account Scheme – IDBI Bank Capital Gain Account |
| Particular | Features & Benefits |
| Minimum Balance Requirement | Zero balance savings account |
| ATM Debit Card | Free International ATM cum Debit Card |
| SMS and E-mail Alerts | Free alerts for every transaction |
| Account Statement | Free consolidated account statement on a monthly basis through e-mail |
| Eligibility Criteria | Indian residents |
| Documents Required for IDBI Sabka Basic Savings Account | |
| Application Form |
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| Proof of ID |
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| Proof of Address |
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| Photographs |
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| Proof of Date of Birth (only for minor) |
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Individuals who want to open this savings account with IDBI Bank can download the application form from the official website/portal of the bank or visit the nearest branch of the bank to collect the form. After getting the form, fill in all the details correctly and attach the copies of KYC documents. Submit the form and self-attested documents. Upon successful verification, you will be provided with a starter kit containing the debit card, PIN, etc.