Paisabazaar Logo - Compare loans and credit cards

IndusInd Bank Credit Card

iconicon
Get assured 500* cashback on every card
Credit Card Approval in Minutes

Get up to 10% Cashback & Save ₹12,000

Top IndusInd Bank Credit Cards for March 2026

filter-icon

Filters

Travel

Benefits on Qatar & British Airways's IconBenefits on Qatar & British Airways

Up to 6 reward points on every Rs. 200's IconUp to 6 reward points on every Rs. 200

Up to 8 complimentary visits every year's IconUp to 8 complimentary visits every year

Joining Fee IconJoining Fee: 10,000+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 5,000+ Taxes

Read More

Compare

*Terms & Conditions

IndusInd Bank Legend Credit Card

IndusInd Bank Legend Credit Card

Travel

Lifetime Free

Rewards

Up to 2 reward points for every Rs. 100 spent's IconUp to 2 reward points for every Rs. 100 spent

 Low forex markup fee of 1.8%'s Icon Low forex markup fee of 1.8%

Buy one get one offer via BookMyShow's IconBuy one get one offer via BookMyShow

Joining Fee IconJoining Fee: 0+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 0+ Taxes

Read More

Compare

*Terms & Conditions

Rewards

Fuel

Up to 4% savings on Jio-bp fuel spends's IconUp to 4% savings on Jio-bp fuel spends

Up to 6,400 Smiles as milestone bonus's IconUp to 6,400 Smiles as milestone bonus

Zero annual fee charged on card renewal's IconZero annual fee charged on card renewal

Joining Fee IconJoining Fee: 499+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 0+ Taxes

Read More

Compare

*Terms & Conditions

Dining

EazyDiner Prime membership's IconEazyDiner Prime membership

Up to 50% off on dining bills's IconUp to 50% off on dining bills

Up to 10 rewards per Rs. 100's IconUp to 10 rewards per Rs. 100

Joining Fee IconJoining Fee: 1,999+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 1,999+ Taxes

Read More

Compare

*Terms & Conditions

Shopping

Rewards

Up to 8X rewards on shopping's IconUp to 8X rewards on shopping

Free vouchers on top brands's IconFree vouchers on top brands

Up to 8X rewards on travel spends's IconUp to 8X rewards on travel spends

Joining Fee IconJoining Fee: 0+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 0+ Taxes

Read More

Compare

*Terms & Conditions

Rewards

0.40% rewards on all spends's Icon0.40% rewards on all spends

Free vouchers of top brands's IconFree vouchers of top brands

Redeem rewards against Airmiles's IconRedeem rewards against Airmiles

Joining Fee IconJoining Fee: 0+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 0+ Taxes

Read More

Compare

*Terms & Conditions

CRED IndusInd Bank RuPay Credit Card

CRED IndusInd Bank RuPay Credit Card

Co-branded

Rewards

Online Shopping

Up to 5 CRED Points per Rs. 100 spent's IconUp to 5 CRED Points per Rs. 100 spent

No joining fee and low annual charges's IconNo joining fee and low annual charges

Up to 5% back on using CRED app's IconUp to 5% back on using CRED app

Joining Fee IconJoining Fee: 0+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 499+ Taxes

Read More

Compare

*Terms & Conditions

Travel

Rewards

Low forex markup fee of 1.5%'s IconLow forex markup fee of 1.5%

Up to 6X rewards on every spend's IconUp to 6X rewards on every spend

Free movie tickets every year's IconFree movie tickets every year

Joining Fee IconJoining Fee: 0+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 0+ Taxes

Read More

Compare

*Terms & Conditions

Dining

Lifetime Free

Rewards

EazyDiner Prime membership's IconEazyDiner Prime membership

Up to 50% off on dining bills's IconUp to 50% off on dining bills

Up to 2 rewards per Rs. 100's IconUp to 2 rewards per Rs. 100

Joining Fee IconJoining Fee: 0+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 0+ Taxes

Read More

Compare

*Terms & Conditions

Travel

Premium

Rewards

Zero foreign currency markup fee's IconZero foreign currency markup fee

Unlimited airport lounge access's IconUnlimited airport lounge access

4 free tickets via BookMyShow's Icon4 free tickets via BookMyShow

Joining Fee IconJoining Fee: 1,00,000+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 25,000+ Taxes

Read More

Compare

*Terms & Conditions

Why Choose Paisabazaar ?

Icon image of Compare Best IndusInd Bank Credit Cards

Compare Best IndusInd Bank Credit Cards

Explore IndusInd Bank cards across categories

Icon image of Make everyday purchases more rewarding

Make everyday purchases more rewarding

Pay via IndusInd credit card and earn value-back

Icon image of Explore pre-qualified credit card offers

Explore pre-qualified credit card offers

Enjoy a seamless digital application experience

4.5/5

15.5L Reviews

5.7Cr+Happy Customers
2 M+Cards Issued
100+ CardsMultiple Choices

IndusInd Bank and CRED Launch 2 Co-branded RuPay Credit Cards

IndusInd Bank and CRED have come together in a collaboration to offer two co-branded credit cards, namely CRED IndusInd Bank RuPay Credit Card and Sovereign Credit Card. Here, the former is an entry-level card that offers accelerated savings of up to 5% as rewards on online and co-branded spends, including online UPI transactions. The latter, on the other hand, is a premium invite-only card which is exclusively designed for high net-worth individuals.

Best IndusInd Bank Credit Cards for Travel

Travel

Travel

  • Up to 6 Avios on every Rs. 200 spent
  • Up to 36,000 bonus Avios as milestone benefit
Read More
Check Eligibility
Travel

Travel

Lifetime Free

Lifetime Free

Rewards

Rewards

  • Up to 2 rewards per Rs. 100 with 1:1 redemption ratio for air miles
  • Buy 1 get 1 free offer on BookMyShow movie tickets
Read More
Check Eligibility
Travel

Travel

Rewards

Rewards

  • Low forex markup fee of 1.5%
  • Complimentary international and domestic lounge visits
Read More
Check Eligibility
Rewards

Rewards

Fuel

Fuel

  • Up to 4% value-back on Jio-bp fuel spends
  • Up to 6,400 Smiles as milestone bonus every year
Read More
Check Eligibility
Travel

Travel

Premium

Premium

Rewards

Rewards

  • Unlimited airport lounge access
  • Up to 16 free movie tickets every year
Read More
Check Eligibility

Best Co-branded IndusInd Bank Credit Cards

Travel

Travel

  • Up to 6 Avios on every Rs. 200 spent
  • Up to 36,000 bonus Avios as milestone benefit
Read More
Check Eligibility
Rewards

Rewards

Fuel

Fuel

  • Up to 4% value-back on Jio-bp fuel spends
  • Up to 6,400 Smiles as milestone bonus every year
Read More
Check Eligibility
Dining

Dining

  • Complimentary 12-month EazyDiner Prime membership
  • 10 reward points per Rs. 100 dining, entertainment & shopping spends
Read More
Check Eligibility
Co-branded

Co-branded

Rewards

Rewards

Online Shopping

Online Shopping

  • Up to 5% CRED Points on online and select CRED spends, including UPI
  • Up to 1:1 points redemption ratio
Read More
Check Eligibility
Dining

Dining

Lifetime Free

Lifetime Free

Rewards

Rewards

  • Dining benefits with EazyDiner
Read More
Check Eligibility

Best IndusInd Bank Credit Cards for UPI Payments

Rewards

Rewards

  • 1.5 reward points for every Rs. 150 spent
Read More
Check Eligibility
Rewards

Rewards

Fuel

Fuel

  • Up to 4% value-back on Jio-bp fuel spends
  • Up to 6,400 Smiles as milestone bonus every year
Read More
Check Eligibility
Co-branded

Co-branded

Rewards

Rewards

Online Shopping

Online Shopping

  • Up to 5% CRED Points on online and select CRED spends, including UPI
  • Up to 1:1 points redemption ratio
Read More
Check Eligibility

IndusInd Bank Credit Card: Features & Benefits

Each IndusInd Bank credit card is designed to offer unique benefits. However, some of the common benefits of IndusInd Bank Credit Cards are as follows:

Reward/ Cashback: With IndusInd Credit Cards, you can earn reward points or cashback on every purchase. Cashback is directly credited to your statement, while accumulated reward points can be redeemed across various options, including travel bookings, e-vouchers, and products from rewards catalogue, offering decent value back across all spends.

Easy Accessibility: Your credit card account is accessible anytime and anywhere through online banking. You also receive regular updates via SMS and email notifications, keeping you informed about transactions, payment due dates, bill payments, monthly statements, and more, ensuring you stay on top of your finances.

Comprehensive Benefits: While most IndusInd Bank Credit Cards are designed to offer category-specific benefits, they also offer benefits across fuel, dining, insurance, and travel. For example,  EazyDiner IndusInd Bank Credit Card primarily focuses on dining benefits on EazyDiner but also offers accelerated rewards on everyday expenses like shopping and entertainment.”

Co-branded Benefits: IndusInd Bank also offers co-branded credit cards in collaboration with other brands. For instance, with IndusInd Bank Avios Visa Infinite Credit Card, you can earn accelerated benefits on your spends with Qatar Airways as well as British Airways.

Directly from Expert

At Paisabazaar, we believe access to credit should be simple, transparent, and inclusive — especially in a diverse market like Bharat. My team and I are focused on building a platform that offers wide credit card choices with a seamless digital experience, suiting the needs of first-time users as well as card-savvy users. With the trust of 50 million+ customers, we’re redefining how India chooses credit cards — making it faster, safer, and more personalised than ever.

Rohit Chhibbar profile

Rohit Chhibbar

LinkedIn icon
Head of Credit Cards

IndusInd Bank Credit Card: Fees & Charges

Some of the common fees and charges applicable to all IndusInd Bank Credit Cards are mentioned in the table below:

Fees & Charges Amount Details
Joining/Annual Fee Varies from one card variant to another
Finance Charges Up to 3.95% p.m. (47.40% p.a.)
Late Payment Fee For Outstanding Balance of –

  • Up to Rs. 100: Nil
  • Rs. 101 to Rs. 500: Rs. 100
  • Rs. 501 to Rs. 1,000: Rs. 350
  • Rs. 1,001 to Rs. 10,000: Rs. 550
  • Rs. 10,001 to Rs. 25,000: Rs. 800
  • Rs. 25,001 to Rs. 50,000: Rs. 1,100
  • Above Rs. 50,000: Rs. 1,300

Please refer to the fees, charges, and related terms & conditions for each IndusInd Bank Credit Card variant separately. Click here for detailed MITC.

cc-cashback-mobile

IndusInd Bank Credit Card: Eligibility Criteria

The eligibility criteria for IndusInd Credit Cards vary from card to card. However, the basic eligibility criteria to apply for any of the credit cards offered by IndusInd Bank, along with the required documentation, are mentioned below:

  • Age: Between 18 years and 75 years
  • Occupation: Salaried
  • Documents Required: Click here for the list of acceptable documents required for online IndusInd bank credit card application

Apply Online for IndusInd Bank Credit Card

Here are the steps to apply for IndusInd bank credit cards online with Paisabazaar:

Step 1: Click here to reach the credit card application form and enter your mobile number.
Step 2: Verify the OTP sent to your mobile number to see the pre-qualified credit card offers.
Step 3: Compare the cards you are eligible for and select the IndusInd Credit Card that suits your requirements the best.
Step 4: Apply for the chosen card and provide the required documents to complete your credit card application.

Compare Top Credit Cards

icon image of IndusInd Bank Jio-bp Mobility+ Credit CardBrush

Joining Fee: 499 onwards

bulletRewards
bulletFuel
Vs
icon image of HPCL IDFC FIRST Power Credit CardBrush

Joining Fee: 199 onwards

bulletRewards
bulletFuel
icon image of EazyDiner IndusInd Bank Platinum Credit CardBrush

Joining Fee: 0 onwards

bulletDining
bulletLifetime Free
bulletRewards
Vs
icon image of YES BANK Paisabazaar PaisaSave Credit CardBrush

Joining Fee: 0 onwards

bulletTravel
bulletDining
bulletCashback
icon image of IndusInd Bank Platinum Credit CardBrush

Joining Fee: 0 onwards

bulletRewards
Vs
icon image of HSBC RuPay Platinum Credit CardBrush

Joining Fee: 0 onwards

bulletRewards
icon image of IndusInd Bank Avios Visa Infinite Credit CardBrush

Joining Fee: 10000 onwards

bulletTravel
Vs
icon image of Emirates Skywards ICICI Bank Sapphiro Credit CardBrush

Joining Fee: 5000 onwards

bulletTravel
bulletRewards

FAQs

Yes, IndusInd Bank offers the facility of add-on cards with most of the credit cards. The add-on cardholders will mostly have the same benefits and privileges as that of a primary credit card. Additionally, most of the add-on cards are offered without any annual fee.

You can pay your IndusInd Credit Card bills via both online and offline modes. To make IndusInd Bank Credit Card payment online, you can use facilities like NEFT, internet banking, mobile banking, set an auto-debit payment mode and NACH. For offline mode, you can visit any of the nearest branches of the bank and pay via cheque or draft.

Yes, you can check the outstanding balance available on your credit card. To do so, you can log into the internet banking portal (IndusNet) or mobile app (IndusMobile) of IndusInd Bank and check your outstanding balance by entering your credit card details. Additionally, you may be given the option to check your outstanding balance through SMS or e-mail.

The bank offers discount, cashback and EMI offers to the cardholders across multiple categories, such as shopping, travel, dining, etc. These offers may vary by card and are subject to change.

The billing cycle of a credit card may range from 20 to 40 days. A credit card statement is issued at the end of every billing cycle and e-mailed to your registered ID or sent to your communication address (in case you have opted for a physical statement). To avoid additional charges, you must make your IndusInd Bank Credit Card payment before the due date.

Credit Card Articles

View All Articlesarrow right
quotes icon

What our customers say

Satisfied with Paisa Bazaar credit card application process

I applied for a rupay credit card through Paisa bazaar and had a great experience. The customer care support helped me choose the right card as per my needs and the approval process was smooth. I highly recommend for first time users

icon image of avatar
Sarita YadavFeb 3, 2026

Multiple Cards to Compare, Smooth Experience

I got all three of my credit cards through Paisabazaar, and the experience has been extremely smooth every time. What I like most is that all the information is available in one place, which makes it very easy to compare different cards and choose the right one. I would definitely recommend Paisabazaar to anyone who wants a credit card but is confused about where to compare options or how to apply easily.

icon image of avatar
Romit KumarJan 28, 2026

Got Cashback

I really liked the 5% cashback feature, and the customer service is excellent and very friendly!

icon image of avatar
Pranshu YadavJan 22, 2026

User Friendly and Fast

Compare more than 5 cards with filters. Very good experience, no spam calls after checking options.

icon image of avatar
Manav DesaiJun 13, 2025

Best for Card Comparison

I was confused between 3-4 cards. This website made it so easy to compare fees, rewards, and offers in one place. Helped me pick a card.

icon image of avatar
Nikita AroraJun 1, 2025

Reward Calculator

I spend a lot on online food and travel, so I was confused between a cashback card and a travel card. check the reward calculator tool here entered my monthly spends. It showed me which card would give me the most value. Super helpful and easy to use!

icon image of avatar
Naveen ReddyMay 29, 2025

Pre-Approved Card

I just checked the cibil score from this websites i have got 3 pre-approved credit card options!

icon image of avatar
Rohit SinhaMay 13, 2025

Best for Compare Credit Cards

I planning to get my first credit card and tbh i have no clue where to start. visit this site through Google all everything was clearly explained. Fees, benefits, joining benefits & i got my first life time card

icon image of avatar
Anjali KapoorMay 5, 2025

Compared Credit Cards in One Place!

I was confused between cashback, travel, and shopping cards. This site made it so easy to compare rewards, joining fees, and offers side by side. I picked the SBI Card as it fits my online shopping style. So helpful for people like me who don’t want to read bank brochures!

icon image of avatar
Neha BhandariJan 13, 2025

Excellent Service

I want you to know how much I appreciate the excellent service provided by Ms Kavita Sajwan and Mr Varun Malhotra with their time and energy to organize the best possible solution for me for a Credit Card issue I was facing. This is an excellent example of service. I am really happy to have such dedicated support from your team and will recommend Paisabazaar in the future to others.

icon image of avatar
Debabrata MajumderSep 4, 2020
View All Testimonials
Lepakshi Phogat profile
Written ByLinkedIn icon
Lepakshi Phogat
Shamik Ghosh profile
Reviewed ByLinkedIn icon
Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers