IndusInd Bank Credit Card

Apart from the above-mentioned credit cards, IndusInd Bank also offers several other cards that you can consider. You can choose from any of these credit cards based on your eligibility and spending preferences.

Check 25 Best Credit Cards in India and find the right card as per your requirements.

Each IndusInd Bank credit card is designed to offer unique benefits. However, some of the common benefits of IndusInd Bank Credit Cards are as follows:

Reward/ Cashback: With IndusInd Credit Cards, you can earn reward points or cashback on every purchase. Cashback is directly credited to your statement, while accumulated reward points can be redeemed across various options, including travel bookings, e-vouchers, and products from rewards catalogue, offering decent value back across all spends.

Easy Accessibility: Your credit card account is accessible anytime and anywhere through online banking. You also receive regular updates via SMS and email notifications, keeping you informed about transactions, payment due dates, bill payments, monthly statements, and more, ensuring you stay on top of your finances.

Comprehensive Benefits: While most IndusInd Bank Credit Cards are designed to offer category-specific benefits, they also offer benefits across fuel, dining, insurance, and travel. For example,  EazyDiner IndusInd Bank Credit Card primarily focuses on dining benefits on EazyDiner but also offers accelerated rewards on everyday expenses like shopping and entertainment.”

Co-branded Benefits: IndusInd Bank also offers co-branded credit cards in collaboration with other brands. For instance, with IndusInd Bank Avios Visa Infinite Credit Card, you can earn accelerated benefits on your spends with Qatar Airways as well as British Airways.

Some of the common fees and charges applicable to all IndusInd Bank Credit Cards are mentioned in the table below:

Please refer to the fees, charges, and related terms & conditions for each IndusInd Bank Credit Card variant separately. Click here for detailed MITC.

The eligibility criteria for IndusInd Credit Cards vary from card to card. However, the basic eligibility criteria to apply for any of the credit cards offered by IndusInd Bank, along with the required documentation, are mentioned below:

• Age: Between 18 years and 75 years
• Occupation: Salaried or self-employed
• Documents Required: Click here for the list of acceptable documents required for online IndusInd bank credit card application

Here are the steps to apply for IndusInd bank credit cards online with Paisabazaar:

Step 1: Click here to reach the credit card application form and enter your mobile number.
Step 2: Verify the OTP sent to your mobile number to see the pre-qualified credit card offers.
Step 3: Compare the cards you are eligible for and select the IndusInd Credit Card that suits your requirements the best.
Step 4: Apply for the chosen card and provide the required documents to complete your credit card application.

Given below are some of the links that can help you manage your IndusInd Bank Credit Cards better:

Q. Can I apply for an add-on credit card with my primary IndusInd Bank Credit Card?
A. Yes, IndusInd Bank offers the facility of add-on cards with most of the credit cards. The add-on cardholders will mostly have the same benefits and privileges as that of a primary credit card. Additionally, most of the add-on cards are offered without any annual fee.

Q. What are the modes of IndusInd Bank Credit Card bill payment?
A. You can pay your IndusInd Credit Card bills via both online and offline modes. To make IndusInd Bank Credit Card payment online, you can use facilities like NEFT, internet banking, mobile banking, set an auto-debit payment mode and NACH. For offline mode, you can visit any of the nearest branches of the bank and pay via cheque or draft.

Q. Can I check the outstanding balance on my IndusInd Bank Credit Card?
A. Yes, you can check the outstanding balance available on your credit card. To do so, you can log into the internet banking portal (IndusNet) or mobile app (IndusMobile) of IndusInd Bank and check your outstanding balance by entering your credit card details. Additionally, you may be given the option to check your outstanding balance through SMS or e-mail.

Q. Where can I find the latest offers on IndusInd Bank Credit Cards?
A. The bank offers discount, cashback and EMI offers to the cardholders across multiple categories, such as shopping, travel, dining, etc. These offers may vary by card and are subject to change. Click here to find the latest offers or visit the official bank website for the same.

Q. What is the billing cycle of IndusInd Credit Card?
A. The billing cycle of a credit card may range from 20 to 40 days. A credit card statement is issued at the end of every billing cycle and e-mailed to your registered ID or sent to your communication address (in case you have opted for a physical statement). To avoid additional charges, you must make your IndusInd Bank Credit Card payment before the due date.

Q. How can I apply for IndusInd Bank Credit Card?
A. You can apply for a credit card online by visiting the official website of the bank or through our platform by following the steps mentioned above. Besides this, you can also apply offline by calling the 24 hour IndusInd Bank helpline number 1860 267 7777. All you need to do is submit a duly-filled application form along with the relevant documents.

Q. How can I activate my IndusInd Bank Credit Card?
A. To activate your IndusInd Bank Credit Card online, you can use the net banking (IndusNet) or mobile banking facility called IndusMobile. You need to log in to the net banking portal or mobile app and click on the ‘Generate Credit Card PIN’ under the ‘Credit Card’ section. You can also contact customer care of the bank and follow the instructions given by the IVR to activate your card.

Q. How can I track the application status of my IndusInd Credit Card?
A. You can track your application status by visiting the official website of the bank. You need to enter your application number to check the current status of your card. Besides this, you can also contact the bank’s customer care on the helpline number 18602677777 and ask the representative about your application status. An SMS is generally sent to your registered mobile number once your application is processed. You can also visit any of the nearest branches of the bank and contact an executive for the same.

Q. How can I redeem IndusInd Bank Credit Card reward points?
A. To redeem your IndusInd Credit Card reward points, you can log in to the rewards portal of the bank. After logging in, you are required to select the desired category for reward points redemption. You can redeem your IndusInd Credit Card reward points against cash credit, airmiles, products from the rewards catalogue, flight & hotel bookings and much more.