The Industrial Development Bank of India (IDBI) offers personalised financial and banking solutions to corporate and retail customers. To encourage the customers to develop the habit of saving, IDBI has come up with an array of savings accounts.
IDBI Bank Savings Account Interest Rates 2025
IDBI Bank Savings Account Balance | Rate of Interest (%, p.a.) |
Up to Rs. 1 lakh | 2.60 |
Above Rs.1 lakh to Rs. 5 lakh | 2.65 |
Above Rs. 5 lakh to Rs. 5 crore | 2.70 |
Above Rs. 5 crores to Rs. 100 crores | 3.10 |
Above Rs. 100 crores to Rs.1000 crores | 3.10 |
Above Rs. 1000 crores to Rs. 1500 crores | MIBOR + 10 bps |
Above Rs. 1500 crores to Rs. 2000 crores | MIBOR + 40 bps |
Above Rs. 2000 crores to Rs. 5000 crores | MIBOR + 75 bps |
Above Rs. 5000 crores | MIBOR + 65 bps |
Note: The above-mentioned interest rates are updated as on 27 June 2025. with effect from 18 June 2025.