IDBI Bank
The Industrial Development Bank of India (IDBI) offers personalised financial and banking solutions to corporate and retail customers. To encourage the customers to develop the habit of saving, IDBI has come up with an array of savings accounts.
| IDBI Bank Savings Account Balance | Rate of Interest |
| Less than Rs. 50 lakh | 3.00% p.a. |
| Rs.50 lakh and above | 3.50% p.a. |
Note: The above-mentioned interest rates are effective from 18th November 2020.
IDBI is one of the top banks in India offering a number of savings account options to choose from. You can evaluate your requirements and objective to pick the right IDBI Bank savings account.
| Types of IDBI Bank Savings Accounts | Primary Features |
| IDBI Super Savings Account |
|
| IDBI Bank Small Account (Relaxed KYC) |
|
| IDBI Bank Sabka Basic Savings Account (Complete KYC) |
|
| IDBI Bank Jubilee Plus Senior Citizen Account |
|
| IDBI Bank SuperShakti (Women’s) Account |
|
| IDBI Bank Being Me Account (For Youth) |
|
| IDBI Bank Power Kids Account |
|
| IDBI Bank Pension Savings Account (Central Govt. Employees) |
|
| Capital Gain Account Scheme |
|
| State & Central Government Salary Account |
|
| Imperial Salary Account |
|
| Crown Salary Account |
|
| Star Salary Account |
|
| Prime Salary Account |
|
| Pride Salary Accounts |
|
| Indian Army Salary Accounts |
|
| Indian Navy Salary Accounts |
|
**Not available to Under Guardianship minor account.
1. IDBI Super Savings Account
| IDBI Bank Super Savings Account | Features |
| Minimum Balance Requirement (MAB) | Metro & Urban Branches – Rs. 5000 Semi-Urban Branches – Rs. 2500 Rural Branches – Rs. 500 |
| Interest Rate | 3.00% p.a. – On balance less than Rs. 50 lakh 3.50% p.a. – On balance equal to Rs. 50 lakh and above |
| Debit Card | International Debit cum ATM Card |
| Free ATM Transactions | Free five ATM transactions at other Bank ATMs at Non Metro Locations |
| Pass-book facility Available | Yes |
2. IDBI Bank Small Account (Relaxed KYC)
| IDBI Bank Small Account | Features |
| Minimum Balance Requirement (MAB) | Zero Balance Savings Account |
| Interest Rate | 3.00% p.a. – On balance less than Rs. 50 lakh 3.50% p.a. – On balance equal to Rs. 50 lakh and above |
| Debit Card | Free Debit cum ATM card |
| Phone Banking / Internet Banking Available | Yes |
| SMS & Email Alerts | Yes |
3. IDBI Bank Sabka Basic Savings Account (Complete KYC)
| IDBI Bank Sabka Basic Savings Account | Features |
| Minimum Balance Requirement (MAB) | Zero Balance Savings Account |
| Interest Rate | 3.00% p.a. – On balance less than Rs. 50 lakh 3.50% p.a. – On balance equal to Rs. 50 lakh and above |
| Debit Card | Free International Debit cum ATM card |
| Phone Banking / Internet Banking Available | Yes |
| Cash Deposit Charges (Home & Non-Home Branch) | Free (No charges applicable) |
4. IDBI Bank Jubilee Plus Senior Citizen Account
| IDBI Bank Senior Citizen Account | Features |
| Minimum Balance Requirement (MAB) | Zero Balance Savings Account |
| Interest Rate | 3.00% p.a. – On balance less than Rs. 50 lakh 3.50% p.a. – On balance equal to Rs. 50 lakh and above |
| ATM Withdrawal Limit | Rs. 50,000 per day |
| Auto Sweep Facility | Yes |
| No. of free transactions at Other Bank ATMs | Free 10 transactions |
5. IDBI Bank SuperShakti (Women’s) Account
| IDBI Bank SuperShakti Women Account | Features |
| Minimum Balance Requirement (MAB) | Metro & Urban – Rs. 5000 Semi-Urban – Rs. 2500 Rural – Rs. 500 |
| Interest Rate | 3.00% p.a. – On balance less than Rs. 50 lakh 3.50% p.a. – On balance equal to Rs. 50 lakh and above |
| ATM Withdrawal Limit | Rs. 40,000 per day |
| Auto Sweep Facility | Yes |
| No. of free transactions at Other Bank ATMs | Free 10 transactions |
6. IDBI Bank Being Me Account (Savings Account for Youth)
| IDBI Bank Being Me Account (For Youth) | Features |
| Account Opening Amount | Rs. 2500 |
| Interest Rate | 3.00% p.a. – On balance less than Rs. 50 lakh 3.50% p.a. – On balance equal to Rs. 50 lakh and above |
| Debit Card | Exclusively Designed Being Me Debit cum ATM Card |
| ATM Withdrawal Limit | Rs. 25000 |
| No. of free transactions at Other Bank ATMs | Free 5 transactions (Non-Metro Locations) |
7. IDBI Bank Power Kids Account
| IDBI Bank Power Kids Account | Features |
| Minimum Balance Requirement (MAB) | Rs. 500 |
| Interest Rate | 3.00% p.a. – On balance less than Rs. 50 lakh 3.50% p.a. – On balance equal to Rs. 50 lakh and above |
| Debit Card | Exclusive designed Kids ATM Card** |
| ATM Withdrawal Limit | Rs. 2000 |
| No. of free transactions at Other Bank ATMs | Free 5 transactions (Non-Metro Locations) |
8. IDBI Bank Pension Savings Account (Central Govt. Employees)
| IDBI Bank Pension Savings Account | Features |
| Minimum Balance Requirement (MAB) | Zero Balance Savings Account |
| Interest Rate | 3.00% p.a. – On balance less than Rs. 50 lakh 3.50% p.a. – On balance equal to Rs. 50 lakh and above |
| Debit Card | International ATM cum Debit card |
| Cheque Book | Personalized multicity Cheque Book |
| No. of free transactions at Other Bank ATMs | Free 5 transactions (Non-Metro Locations) |
9. IDBI Capital Gain Account Scheme
| IDBI Bank Capital Gain Account | Features |
| Minimum Amount | Rs. 10,000 |
| Maximum Amount | Rs. 100 crore |
| Interest Rate | 3.00% p.a. – On balance less than Rs. 50 lakh 3.50% p.a. – On balance equal to Rs. 50 lakh and above |
| Types of Deposit | Deposit A: Savings Account Deposit B: Term Deposit Account (For deposit rates, please click here.) |
| Eligibility Criteria | Resident Individuals, HUFs, Sole Proprietorship firms, Partnership Firms |
10. IDBI State & Central Government Salary Account
| IDBI State & Central Government Salary Account | Features |
| Minimum Balance Requirement | Zero Balance Savings Account |
| Interest Rate | 3.00% p.a. – On balance less than Rs. 50 lakh 3.50% p.a. – On balance equal to Rs. 50 lakh and above |
| Personal Accident death Insurance | Complimentary (Cover ranging from Rs 3 lakh – Rs 20 lakh) |
| NEFT / RTGS / IMPS Transactions | Free (through branch channels) |
| Auto Sweep Facility | Yes |
11. IDBI Bank Imperial Salary Account
| IDBI Bank Imperial Salary Account | Features |
| Interest Rate | 3.00% p.a. – On balance less than Rs. 50 lakh 3.50% p.a. – On balance equal to Rs. 50 lakh and above |
| Debit Card | Free Gold Debit Card |
| Insurance Cover | Personal Accident (Rs. 3 lakh) Purchase Protection (Up to Rs. 50,000 up to 90 days) |
| Electronic Fund Transfers facility | RTGS, Card to Card transfer and Fund Transfer |
| Internet Banking / Mobile Banking Available | Yes |
12. IDBI Bank Crown Salary Account
| IDBI Bank Crown Salary Account | Features |
| Interest Rate | 3.00% p.a. – On balance less than Rs. 50 lakh 3.50% p.a. – On balance equal to Rs. 50 lakh and above |
| Debit Card | Free Gold Debit Card |
| Insurance Cover | Personal Accident (Rs. 3 lakh) Purchase Protection (Up to Rs. 50,000 up to 90 days) |
| Electronic Fund Transfers facility | RTGS, Card to Card transfer and Fund Transfer |
| Internet Banking / Mobile Banking Available | Yes |
13. IDBI Bank Star Salary Account
| IDBI Bank Star Salary Account | Features |
| Minimum Balance Requirement | Zero Balance Savings Account |
| Interest Rate | 3.00% p.a. – On balance less than Rs. 50 lakh 3.50% p.a. – On balance equal to Rs. 50 lakh and above |
| Debit Card | Free International Classic debit-cum-ATM card |
| Insurance Cover | Personal Accident (Rs. 3 lakh) Purchase Protection (Rs. 50,000) |
| Internet Banking / Mobile Banking Available | Yes |
14. IDBI Bank Prime Salary Account
| IDBI Bank Prime Salary Account | Features |
| Minimum Balance Requirement | Zero Balance Savings Account |
| Interest Rate | 3.00% p.a. – On balance less than Rs. 50 lakh 3.50% p.a. – On balance equal to Rs. 50 lakh and above |
| Debit Card | Free International Classic debit-cum-ATM card |
| Any Branch Banking | Yes (Cash Withdrawals & Deposit at any branch) |
| Internet Banking / Mobile Banking Available | Yes |
15. IDBI Bank Pride Salary Account
| IDBI Bank Pride Salary Account | Features |
| Minimum Balance Requirement | Zero Balance Savings Account |
| Interest Rate | 3.00% p.a. – On balance less than Rs. 50 lakh 3.50% p.a. – On balance equal to Rs. 50 lakh and above |
| Debit Card | Free International Classic debit-cum-ATM card |
| Any Branch Banking | Yes (Cash Withdrawals & Deposit at any branch) |
| Internet Banking / Mobile Banking Available | Yes |
16. IDBI Bank Indian Army Salary Account
| IDBI Bank Indian Army Salary Account | Features |
| Minimum Balance Requirement | Zero Balance Savings Account |
| Interest Rate | 3.00% p.a. – On balance less than Rs. 50 lakh 3.50% p.a. – On balance equal to Rs. 50 lakh and above |
| Debit Card | Free international Debit cum ATM card |
| Insurance cover | Accidental Insurance and purchase protection at Bank’s cost |
| Internet Banking / Mobile Banking Available | Yes |
17. IDBI Bank Indian Navy Salary Account
| IDBI Bank Indian Navy Salary Account | Features |
| Minimum Balance Requirement | Zero Balance Savings Account |
| Interest Rate | 3.00% p.a. – On balance less than Rs. 50 lakh 3.50% p.a. – On balance equal to Rs. 50 lakh and above |
| Debit Card | Free International Classic debit-cum-ATM card |
| Auto Sweep Facility | Yes |
| Internet Banking / Mobile Banking Available | Yes |
If you want to open IDBI Savings Account, you can call Phone Banking numbers (mentioned below) or visit your Nearest IDBI Branch. IDBI’s customer representative will contact you at the earliest.
| IDBI Phone Banking Numbers |
| Toll-free Numbers |
1800-200-1947 1800-22-1070 |
| Call Centre numbers (Chargeable for customers) |
022- 66937000 (For our customers) 0091-22-66937000 (For our customers staying abroad) |
| Hotlisting |
| 1800-22-6999 |
| Debit Card Blocking through SMS |
If you remember your Card number SMS BLOCK <Customer ID> <Card Number> to 5676777 Eg: SMS BLOCK 87656522 4586998765652220 to 5676777 |
In case you do not remember your Card number SMS BLOCK <Customer ID> to 5676777 Eg: SMS BLOCK 87656522 to 5676777 |
| Credit Card Queries |
24 – Hour Customer Care Toll-free number: 1800 425 7600 Non-Toll free number: 022 – 4042 6013 (Call Charges Applicable) Email: idbicards@idbi.co.in |
