HDFC Platinum Plus Credit Card – For Rewards

  HDFC Bank Platinum Plus Credit Card is one of the popular credit cards that rewards you on every purchase you make. The card offers 2 reward points on all general purchases and 50% more rewards for every Rs. 150 you spend above Rs. 50,000 per statement cycle. Take a look at some key highlights regarding this credit card:

Key Highlights of HDFC Platinum Plus Credit Card

2 reward points for every Rs. 150 you spend 50% more rewards for every Rs. 150 you spend above Rs. 50,000 per statement cycle Up to 3 add-on cards are free for your family Zero liability on the lost card if reported immediately

Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit the HDFC Bank website.

Also read: Top 10 HDFC Credit Cards in India

On this page Features & Benefits Fees & Charges Eligibility & Documentation How to Apply? Other Reward Credit Cards FAQs

Features and Benefits of HDFC Platinum Plus Credit Card

The features and benefits of the HDFC Platinum Plus Credit Card are as follows:

Rewards: 2 reward points for every Rs. 150 you spend. Get 50% more rewards for every Rs. 150 you spend above Rs. 50,000 per statement cycle.

Add-on Cards: Get up to three add-on cards free for your family.

Interest-free Credit Period: Get 50 days of interest-free credit period.

Other Benefits: The additional benefits include:

• Zero liability on lost card if reported immediately
• Protect yourself against fraud with the EMV Chip technology in your card
• Pay utility and phone bills with ease by registering your card for SmartPay

HDFC Platinum Plus Credit Card- Fees and Charges

The fees and charges associated with HDFC Platinum Plus Credit Card are as follows:

Fees / Charge	Amount
Joining Fee	Communicated at the time of sourcing
Renewal Fee	Communicated at the time of sourcing
Interest Charges	3.6% per month i.e. 43.2% annually
Late Payment Charges	For Statement Balance Less than Rs. 100 – Nil Rs. 100 to Rs. 500 – Rs. 100 Rs. 501 to Rs. 5,000 – Rs. 500 Rs. 5,001 to  Rs. 10,000 – Rs. 600 Rs. 10,001 to Rs. 25,000 – Rs. 800 Rs. 25,000 to Rs. 50,000 – Rs. 1,100 More than Rs. 50,000 – Rs. 1,300

Click here to check other associated fees and charges. 

HDFC Platinum Plus Credit Card- Eligibility and Documentation

The applicant must fulfill the below eligibility to apply for this card:

Criteria	Details
Salaried Employee	21 to 60 years of age
Self-Employed	21 to 65 years of age
Serviceable Cities	Click here for the list of eligible cities

Along with your application form, you should also submit valid proof of identity, address and income. Click here to view the list of documents required for HDFC Platinum Plus Credit Card.

How to Apply for HDFC Platinum Plus Credit Card?

HDFC Bank Platinum Plus Credit Card is currently not being sourced by Paisabazaar. If you wish to apply for the same you can either visit the official website of HDFC Bank or can visit the nearest bank branch.

Other Rewards Credit Card You Can Consider

A few of the top credit cards for rewards are mentioned in the table below:

Credit Card	Annual Fee	Benefits
HDFC Moneyback Credit Card	Rs. 500	2 reward points per Rs. 150
ICICI Rubyx Credit Card	Rs. 3,000	2 reward points per Rs. 100 domestically and 4 reward points per Rs. 100 internationally
Citibank Rewards Credit Card	Rs. 1,000	1 reward point per Rs. 125
SBI SimplySave Credit Card	Rs. 499	1 reward point per Rs. 100
YES Prosperity Rewards Plus	Rs. 750	3 reward points for every Rs. 100 spent on groceries and supermarkets along with 2 reward points for every Rs. 100 spent on other categories
HSBC SmartValue Credit Card	Rs. 499	1 reward point per Rs. 100 and 3X accelerated reward points on online, dining and telecom categories
Standard Chartered Platinum Rewards Credit Card	Rs. 250	1 reward point per Rs. 150 and 5 reward points on every Rs. 150 spent on hotel, dining and fuel
SBI Card Prime	Rs. 2,999	20 reward points for every Rs. 100 spent on standing instructions of utility bill payments

Suggested read: Best Credit Cards in India

Important: As per RBI guidelines, the issuance of new credit cards on the Mastercard platform has been discontinued until further notice. Normal card services will continue for existing users.

Frequently Asked Questions (FAQs)

 Can I use my HDFC Platinum Plus Card for swipe transactions?

Yes, HDFC Bank Platinum Plus Credit Card comprises a magnetic strip that permits this action.

Can I use my HDFC Platinum Card for withdrawing cash in case of an emergency?

You can surely withdraw cash via any ATM using your HDFC Bank Platinum Plus Card.

What should I do if my credit card gets stolen or lost?

You should immediately report the issue to the 24-hour customer care center of HDFC Bank credit card service.

How many add-on cards can I avail along with this credit card? 

Customers can avail a maximum of 3 add-on cards using their HDFC Platinum Plus Card. These add-on cards come with no charges.

Is there any cap on the points that you earn?

No, there is no cap on the points on this credit card. However, points earned on insurance transactions will be capped at 2,000 points per transaction.

How do I make a purchase protection claim?

To make a purchase protection claim, you need to intimate the bank of any loss within 15 days of it happening. This can be done by sending an email to bankclaims@hdfcergo.com. Post this, all relevant documents need to be emailed to bankclaims@hdfcergo.com within 45 days of the loss of the product.