InterMiles HDFC Bank Platinum – Travel Credit Card

This credit card offers benefits on your travel bookings, be it hotel or flight. Below mentioned are the key features and benefits of this credit card:

Up to 3,000 InterMiles on Joining

This card comes with multiple welcome offers as per the below details:

• InterMiles Silver membership for the first year
• Up to 3,000 InterMiles as per the below details:
  • 1,500 InterMiles on spending Rs. 3,000 within 30 days of card activation
  • 1,500 InterMiles on reaching the retail spending limit of Rs. 50,000 within the first 90 days
• Flight discount voucher worth Rs. 500
• Hotel discount voucher worth Rs. 1,000

Up to 8 InterMiles

The earn rate of InterMiles is :

• 8 InterMiles per Rs. 150 spent on flight tickets or hotel bookings made via InterMiles website
• 4 InterMiles per Rs. 150 spent on retail

Up to 50% off on Etihad Airways

Cardholders can avail below benefits on Etihad Airways bookings:

• 5% discount on booking Etihad Airways Economy Class tickets via InterMiles website
• 2.5X InterMiles on booking Etihad Airways tickets via InterMiles website

Complimentary Dineout Membership: 

Exclusive Dineout Passport Membership that offers up to 30% off on dining. You can also get dining benefits as per the below details:

• Flat 25% off at 2,000+ premium restaurants
• Additional 5% off via InterMiles HDFC Bank Platinum Club Credit Card
• Early access to events and festivals such as Gourmetlicious*

*All Dineout benefits are applicable if you spend Rs. 30,000 and more every calendar quarter using your Intermiles HDFC Bank Platinum Credit Card.

Milestone Benefits

Spend Rs. 3,000 within the first 30 days of the Anniversary date and get 1,500 InterMiles. Also, get a flight discount voucher worth Rs. 500 and hotel discount voucher worth Rs. 1,000. These renewal benefits are only applicable on the realization of membership fees.

Renewal Membership Fee Waiver

Spend Rs. 2.5 lakh through your InterMiles HDFC Bank Platinum Credit Card within 12 months of the card setup or card renewal date and get the renewal fee for the next year waived off.

Other Benefits

Some of the other benefits offered by this credit card are as follows:

Complimentary Lounge Access: 8 complimentary domestic lounge visits per year (2 per quarter).

Fuel Surcharge Waiver: 1% fuel surcharge waiver can be availed on the card. However, you cannot earn InterMiles on fuel transactions.

Low-interest Rate: Low-interest rate of 3.60% on revolving credit. 

Interest-free Credit Period: Up to 50 days of interest-free credit period from the date of purchase.

Add-on Cards: Up to 3 add-on cards* for your immediate family members (above 18 years).

*All card features offered on InterMiles HDFC Bank Credit Card are not applicable for add-on cardholders.

Must read: Best Travel Credit Cards in India

The charges and fees associated with InterMiles HDFC Bank Platinum Credit Card are as follows:

Title	Details
Joining Fee	Rs. 1,000
Annual Fee	Rs. 1,000 (waived off on spending Rs. 2.5 lakh in a year)
Finance Charges	3.75% p.m. i.e. 45% p.a.
Late Payment Charges	For Statement Balance: Up to Rs. 100: Nil Rs. 101 to Rs. 500: Rs. 100 Rs. 501 to Rs. 1,000: Rs. 500 Rs. 1,001 to Rs. 5,000: Rs. 600 Rs. 5,001 to Rs. 10,000: Rs. 750 Rs. 10,001 to Rs. 25,000: Rs. 900 Rs. 25,001 to Rs. 50,000: Rs. 1,100 More than Rs. 50,000: Rs. 1,300

*To view the most important terms and conditions, Click here.

The applicant must fulfill the below eligibility criteria to apply for this card:

Criteria	Details
Occupation	Salaried or Self-employed
Minimum Income for Salaried Applicants	Rs. 30,000 p.m.
Age for Salaried Applicants	21-60 years
Minimum Income for Self-employed Applicants	ITR>Rs. 6 lakh p.a.
Age for Self-employed Applicants	21-65 years
Documents Required	Click here for the list of acceptable documents
Serviceable Cities	Click here for the list of eligible cities

InterMiles HDFC Bank Platinum is a travel credit card that offers InterMiles on your bookings. You can later utilize the earned InterMiles on your future bookings. Additionally, this card also provides domestic lounge access every year.

Overall, this is a decent credit card for people who frequently travel and make most of the bookings through credit cards. You can opt for this credit card if you are looking for a travel-specific credit card with a low annual fee. However, if you want an upgraded version along with access to international lounges, you can opt for InterMiles HDFC Bank Signature Credit Card.

Suggested read: Best Credit Cards in India

A few of the similar credit cards are listed in the table below:

Credit Card	Annual Fee	Reward Points
InterMiles HDFC Bank Platinum Credit Card	Rs. 1,000	4 InterMiles per Rs. 150 spent and 8 InterMiles per Rs. 150 spent on booking flight tickets through InterMiles website
CitiBank PremierMiles	Rs. 3,000	10,000 air miles on spending Rs. 1,000 within 60 days of issuance and 10 air miles per Rs. 100 on airline spends
Standard Chartered Emirates World Credit Card	Rs. 3,000	6 skyward miles per Rs. 100 spent on Emirates transactions and 3 skyward miles per Rs. 100 on all other spends
Kotak IndiGo Ka-ching 6E Rewards Credit Card	Rs. 700	6E rewards on every Rs. 100 spent
SBI Card Elite	Rs. 4,999	Up to 50,000 bonus reward points worth Rs. 12,500 and 5X reward points on dining, departmental stores, etc.

Is HDFC JetPrivilege Card still operational?

Yes, HDFC JetPrivilege Platinum Credit Card is still available, but now the benefits are offered under the InterMiles Program.

How can I check the InterMiles balance on my card?

You can log in to the InterMiles website using your InterMiles number to check the balance. If you already have a JetPrivilege card, then you can log in using your JetPrivilege number. Existing JPMiles balance will automatically be transferred to InterMiles.

Does the annual fee on this card get waived off?

Yes, the renewal fee for the next year will be waived off on spending Rs. 2.5 lakh within 12 months of the card setup date or card renewal date.

What is the customer care number for HDFC credit card?

HDFC Credit Card Customer Care Number is (STD Code) 6160 6161. 

How can I check the status of my InterMiles HDFC Credit Card application?

You can check the status on HDFC Bank’s website by entering the application reference number. Click here to see the full process to check your application status.