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The Karur Vysya Bank is rated as a significant and active private banks in India, which has its headquarter in Karur (Tamil Nadu). This bank was initiated in 1916 by A. K. Chettiar and M.A Chettiar. Presently, Karur Vysya Bank is considered as one of the largest banks across the whole of South India. The primary motive to set up the bank was to satisfy the banking requirements of the flourishing trading community present in the area of Karur. Currently, the bank has enhanced its reach and is functional via 657 branches all throughout the country.
Interestingly, Karur Vysya Bank has matched up with the developing banking technology. The bank now offers facilities such as Cash Deposit Machines as well as fund transfer ease through NEFT and RTGS. Furthermore, the bank is known to present several savings account schemes which are specially designed to please its diverse client base.
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Savings Account Opening with Karur Vysya Bank
Opening Savings Account with Karur Vysya Bank can be termed as a simple and convenient process. This is primarily due to the online account opening facility.
- The candidate can access an online request for account opening by directly visiting the bank’s official website. Press to click on “Online Account Opening Request” option for gathering additional details regarding online request.
- After you have filled the form and fulfilled the required documents as required by the bank, the bank will present a representative who will collect the documents. Once the verification turns successful, you will be offered a Starter Kit to initiate your savings account. Make sure to safeguard important details such as Karur Vysya Bank account number, debit card number etc. Also, preserve your internet banking details, without sharing it with anyone.
The candidate can even visit the bank branch to open an account. This process involves filling a physical form directly at the bank; the remaining process stays the same since the bank officials are already present there at the branch.
Furthermore, with each of the savings bank account options available with Karur Vysya Bank, there is a minimum balance requirement that has to be complied. For example, considering the Shakthi Savings Account, the minimum balance maintained in the customer’s account should be INR 5,000. However, there are some accounts that do not require the retaining of minimum amount. For example, Student Savings Account, Smart Savings Account etc.
Documents Essentials for Accessing Savings Account at Karur Vysya Bank
The Karur Vysya Bank requires certain documents which are mandatory to be submitted for accessing a Savings Account. Below mentioned are the list of documents that have to be:
- Passport-sized photographs
- Identity proof
- Address proof
Below mentioned are the list of documents which can be submitted for identity proof and Address proof:
Identity documents proof:
- Passport
- Voter’s ID Card
- Aadhaar Card
- Ration Card
- Pension Card
- PAN Card
- Driver’s License
- ID card issued by Government (with photograph)
Address Proof Documents:
- Passport
- Driver’s License
- Ration Card
- Aadhaar Card
- ID Card Issued By Government
- Utility Bills: Electricity Bill, Telephone Bill etc.
- Pension Card