Bank of Baroda (BOB) offers internet banking facility called ‘Baroda Connect” to its customers. This 24 x 7 unique online service can be customized for use by both corporate as well as retail customers. It is a round-the-clock global banking service that makes banking a convenient and hassle-free experience.
What are the Services Offered by Bank of Baroda Netbanking?
Bank of Baroda net-banking users can benefit from the special online requests available such as-
Services offered by Bank of Baroda Netbanking | ||
Fund Transfer | Tax payment | Online ticket booking |
Cheque book issuance | Bill payment | Alert on pending bills |
Review & view bills online | Online Temple Donation | Mobile Alerts of Debit and Credit transactions |
Open online Fixed Deposit | Services and Support center | IPO / FPO |
Balance enquiry | View transaction history | Online shopping |
Hotlisting of Debit card | Generation of ESBTR receipt/GRN | Debit PIN reset |
Generation of TDS certificate | SB account transfer from one branch to other Branch | Generation of interest certificate of SB/TD/OD and loan accounts |
Switch mailing address | Get access to SPGRS | Tracking of loan status |
Direct access to e-trade | Download pensioner life certificate | Navigate to NPS site and contribute to NPS |
Direct access to Baroda eTrade, where customer can log and perform DEMAT transactions | Check CIBIL score | Complete FATCA Self Certification |
Aadhar Verification | Check the status of their clearing instrument | Register to Government regulated Schemes |

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How to Register for BOB Netbanking?
Bank of Baroda net banking registration can be done by both online and offline modes:
- Customers can get the BOB net banking registration form (Retail form/Corporate form) from any BOB branch
- Fill in all the details stated in the application form along with the essential signatures and submit the fully filled form at the branch
- User ID and password would be sent via courier and with the availability of these credentials, one can log in to online BOB account
Alternatively, customers can register for BOB net banking online. Here are the following steps for BOB netbanking online registration:
Step 1: Visit the official website of BOB.
Step 2: Click on “Not Registered (Retail User) Click Here” to activate net banking for a savings account.
Step 3: Enter the validation details like the card type, card number, expiry date, ATM PIN and click on “Next” afterword verification.
Step 4: Enter the OTP received on the registered mobile number and click on “Next”.
Step 5: Enter all the user details like the name, address and the registered mobile number
Step 6: Under Type of Facility option customer can choose for “view rights only” if he/she just wants to view the account details and not carry out fund transfer.
Step 7: Customers can choose for “Both view & Txn Rights” if he/she wants to transfer funds as well as view account details.
Step 8: When a customer opts for “Both view & Txn Rights” he/she needs to set the user ID, Sign-up password and Transaction password and click on “next” to complete the step
Step 9: A confirmation text will appear along with the user ID.
Step 10: Click on the “close window” option and log in again by visiting on BOB official website and clicking on “Retail User” option.
Step 11: Login using the user the password set earlier.
For any further assistance regarding BOB Net banking registration or for any queries contact BOB Customer Care.
How to Regenerate BOB Transaction Password using Debit Card?
Customers have to set up two types of passwords for BOB netbanking, one for BOB Netbanking Login called the Sign on Password and another for transacting/completing a transaction for BOB Internet Banking called the Transaction Password.
Customer can regenerate transaction password by submitting the request for generation of new password application directly at the bank branch. Once this form is accepted, a new password would be delivered to the customer’s listed address.
Alternatively, customers can perform the following steps to regenerate transaction password online:
Step 1: Visit the official website of BOB and click on “Retail user” option.
Step 2: Enter the user ID and click on ‘Reset your transaction password using Debit Card, Click Here option.
Step 3: Enter the validation details like the card type, card number, expiry date, ATM PIN and click on “Next” afterword verification.
Step 4: Enter the OTP received on the registered mobile number and click on “Next”.
Step 5: After entering the OTP, the customer would be prompted to set the transaction password.
Step 6: On successful completion of the process following message will appear. The customer can login subsequently.

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Ways to Transfer Funds through BOB Net Banking
Bank of Baroda account holders can transfer funds through NEFT, RTGS, or IMPS using the BOB net-banking facility:
BOB NEFT Transfer
Funds can be transferred using NEFT service available 24*7 on BOB net-banking portal. This service is available online for Bank of Baroda account holders who have enabled net-banking.
Benefits of NEFT online:
- Using this service, users can transfer funds in a simple, convenient and seamless manner
- Not just a fast service but also very safe and secure
- It cost less than the conventional modes of remittance such as DD/MT
- Available online 24*7 all days
- Can be accessed anywhere and any time
How to transfer funds online via NEFT?
- Log in to Baroda Connect
- Select ‘Transfer’ option from the main menu
- Click on ‘Transfer to other bank NEFT’
- Fill in all the details required
- Transfer your funds safely
BOB RTGS Transfer
Real-Time Gross Settlement (RTGS) option is also available on BOB net-banking for a convenient and comfortable banking experience for the account holders. Fund transfer via RTGS online can be availed by BOB account holders who have registered for net-banking service.
Benefits:
- Available 24*7 all days
- Can be accessed anywhere and any time
- Costs less than conventional modes such as DD/MT
- A simple, secure and seamless way of transferring funds
How to transfer funds online via NEFT?
- Log in to Baroda Connect
- Select ‘Transfer’ option from the main menu
- Click on ‘Transfer to other banks RTGS’
- Fill in all the details required
- Transfer your funds safely
BOB IMPS Transfer
IMPS fund transfer (customers with mobile Banking facility) through MMID/IFSC is available for the retail and corporate Bank of Baroda customers 24 x 7 x 365.
Benefits:
- Available 24*7 all days
- IMPS is safe, secure and cost-effective
- No minimum amount limit on transactions of funds
- Using IMPS the funds will be credited in the beneficiary’s account within a few seconds
How to transfer funds online via IMPS?
- Log in to Baroda Connect
- Select ‘Fund Transfer’ option
- Select ‘Other Bank’ and then ‘IMPS’
- Enter on all details required
- Click on ‘Ok’ and transfer safely
What are the transaction limits available under the BOB Netbanking?
Below are the limits available for both retail and corporate customers for different financial services:
For retail customers:
Baroda connect fund transfer limit | For government and self-linked account payments | For Third-party and Shopping mall payments | For payments via RTGS and NEFT |
Per transaction | Unlimited | 7 lakh | 10 lakh |
Daily | Unlimited | 10 lakh | 15 lakh |
For corporate customers:
Baroda connect fund transfer limit | For government and self-linked account payments | For Third-party and Shopping mall payments | For payments via RTGS and NEFT |
Per transaction | Unlimited | 10 lakh | 20lakh |
Daily | Unlimited | 25 lakh | 75 lakh |

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How to open BOB Savings account online?
- Log into the bank’s “online savings account opening portal”
- Fill out the BOB Savings Account opening form
- After the duly filled in form is submitted, the bank processes the request of opening a new savings account
- On successful verification/approval of details, the new account will be opened in the Branch
To know more about BOB Savings Account, click on the button provided below:
What are the Features of BOB Netbanking?
- Account Access –Using internet banking, one can instantly access his/her bank account simply by visiting the bank’s website and logging in to BOB Internet Banking using user ID and password. A successful log-in allows one to view savings account balance and statement of account.
- Transaction History –One can log into his/her account and generate the transaction history of the last two months at any given point of time.
- Issuance of Cheque Book –One can also request for a new cheque book online via internet banking services of the bank.
- Check Status of Cheque Book Request –By logging on to the BOB internet banking services or Baroda Connect, one can also keep track of his/her cheque book request.
- View Multiple Account Information –Using these online services, one can have access to more than one account, using a single user ID.
- Account Summary of Deposit, Operative and Loan Accounts –One can also connect virtually to all the BOB accounts such as loan account, deposit or operative account.

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Hotlisting Debit/Credit Cards using BOB net-banking
In case of any Unauthorised Electronic Banking Transaction in your account through BOB Debit Card/M-connect/Baroda Connect/Unified Payment Interface (UPI) you can use the following mode for registration of your complaint and blocking of the channel :
To block your debit/card online, you can
- Visit the Baroda Connect website
- Log-in to Net-banking using your User ID and Password
- From the main menu, click on the ‘Services’ option
- Now go to ‘My Accounts’
- Click on ‘Debit Card/Credit Card Blocking’
- On the next screen, select your card and click on ‘Block’
- After that, click on ‘Confirm’
- Enter the transaction password and click on ‘Submit’
- Your card will be blocked
To hotlist your BOB debit/credit card without the internet, you can
- Dial 24*7 toll-free number 1800-258-44-55 or 1800-102-44-55
- Dial 24*7 IVR number 1800-258-44-55 or 1800-102-44-55 and select option 1 to report loss of card, to report a fraud or to report an Unauthorized transaction not done by you
Frequently Asked Questions (FAQs)
Q. How can I register for net banking in Bank of Baroda?
You can go to the BOB website and click on ‘Not Registered Retail User’ option on the home page. After that, enter your debit card details and ‘Submit’. Or, if you do not have a debit card, you can-
- Go to Bank of Baroda official website
- Click on ‘Download Application Form’ for Retail/Corporate user. This form can be availed from the bank branch as well
- Download the application form
- Fill all the required fields and submit the same at the base branch where the customer is maintaining the account for processing
- You will get the User Id by post at the communication address as well as to registered email id
- Corporate customers can get the password from BOB base Branch where the application was submitted and Retail customers can generate their password online
Q. Are there any net-banking charges applied by Canara Bank?
No, there are no extra charges levied on net-banking services.
Q. Who can use Baroda Connect?
Anyone with a Bank of Baroda account can access Baroda Connect for internet banking. In case you have a joint account, your account should have instruction stating ‘Either or Survivor’ or ‘Any One or Survivor’ to use net-banking. Also, you must be one of the following- Karta of HUF, any one/two/three/all partners, all partners jointly, or any one/two/three Directors.
Q. Can I pay tax using BOB net banking?
Yes, you can pay Direct / Indirect / State tax payment and get instant TAX receipt for free using BOB net banking.
Q. I have a joint account. How can I access internet banking in Bank of Baroda?
You can access internet banking for a joint account if the instructions provided by you at the bank are- Either or Survivor, Any One or Survivor, Karta of HUF.
Q. What to do if one forgets net banking password? How to acquire a fresh one?
In case one forgets Bank of Baroda net banking password, simply contact the bank branch or customer care. The individual is required to submit the ‘Forgot Password’ application directly at the bank branch. Once this form is accepted, a new password would be delivered to the customer’s listed address.
Q. Can Baroda Connect be used to pay loan instalment?
Yes, one can pay loan instalment using Baroda Connect, if one has transaction rights.
Q. What to do if one fails to login using the allotted user ID and password?
If one fails to login using the given user ID and password, one need to contact the branch to confirm if it has been activated else recheck for any human error such as using capital letters, etc.
Merger of Dena and Vijaya Bank
Erstwhile Vijaya Bank and Dena Bank have been amalgamated with Bank of Baroda w.e.f. 1st April 2019. The bank is now focusing on providing an array of services to its account holders for a seamless banking experience.
And, as stated by BOB, the amalgamation is ‘aimed at deepening the relationship with the customers by offering a wider range of products & services, an enhanced network of branches, ATMs and different banking experience’.
Also, it is to be noted that there are no changes made for Dena Bank and Vijaya Bank account holders as far as the processing of financial transactions is concerned.