Axis Bank Vistara Infinite Credit Card- For Vistara Loyalists who Prefer Flying Business Class

Welcome and Renewal Benefit

• Complimentary Business Class Ticket Voucher on payment of joining fee
• This benefit can be availed every year on payment of renewal fee

Club Vistara Membership

• Complimentary Club Vistara Gold Membership with privileges like priority check-in, additional baggage allowance, priority boarding, etc.

To avail this complimentary membership in the upcoming years, you must have taken minimum 4 Vistara flights and collected 15,000 tier points in the previous year.

What are the benefits of Club Vistara Gold membership? With Club Vistara Gold membership, you are entitled to many privileges while flying with Air Vistara. These benefits include guaranteed reservation in Economy Class for up to 48 hours prior if you are unable to acquire Business or Premium Economy tickets, complimentary Wi-Fi, rescheduling fee waiver, priority airport check-in and waitlist clearance, visit to Delhi-T3 Vistara lounge and other partner lounges, etc.

Tier Points Vs Club Vistara Points CV Points are earned on every spend made via the Club Vistara co-branded credit cards and can be redeemed against a complimentary upgrade or even a flight ticket. Whereas, you can earn Tier Points every time you fly via Vistara, which are then used for Vistara membership tier evaluation. The CV tiers are allotted basis the number of Tier Points you have accrued in a year. Apart from being used to determine the tier status, these points are non-redeemable and are only valid for 12 months. The earning rate of Tier Points per Rs. 100 spent also changes as per your current tier status as follows: Base tier rate: 8 Tier Points Silver tier rate: 9 Tier Points Gold tier rate: 10 Tier Points Platinum tier rate: 11 Tier Points Reward/Club Vistara Points

• 6 CV Points per Rs. 200 spent across all categories
• CV Points can be used for ticket upgrade and award flights

Note: Certain spends are not eligible to earn CV Points and to achieve milestone benefits, including wallet load, rent, fuel, government services, utilities, EMI transactions, cash withdrawals, card fees & charges, insurance and gold/jewellery spends.

Milestone Benefits

• Get 1 business class ticket each on reaching spending milestones of Rs. 2.5 Lakh, Rs. 5 Lakh, Rs. 7.5 Lakh and Rs. 12 Lakh

Lounge Access

• 2 complimentary visits to select domestic airport lounges per calendar quarter on spending min. Rs. 50,000 during the previous 3 months.*
• Click here for the list of lounges and other related terms and conditions

Other Benefits

• 6 complimentary rounds of golf at select golf courses
• Up to 15% discount on bookings made for Trident properties
• 40% off up to Rs. 1,000 at select restaurants partnered with EazyDiner
• Access to curated experiences from Axis Bank’s extraordinary weekends program
• Purchase protection cover of up to Rs. 1 Lakh along with other insurance benefits

The most rewarding feature of this credit card is that the cardholders can get up to 5 free business class tickets in a year- 4 in the form of milestone benefits and 1 as welcome/renewal benefit. By putting high spends on your card and reaching the said milestones, you can avail several free flights in a year.

Here is an example to help you understand how much you can save with this card.

Let’s assume that the average cost for a one-way trip from Mumbai to Bengaluru is Rs. 10,000 in Economy Standard, Rs. 13,000 in Premium Economy Standard and Rs. 24,000 in Business Value.

Apart from this, you can also avail one complimentary Business Class ticket on card renewal, again giving you benefits worth Rs. 24,000.

Total Savings from Milestone Benefit + Free Ticket on Renewal= Rs. 96,000 + Rs. 24,000 = Rs. 1,20,000

In addition to the free tickets, you will be earn 36,000 CV Points on total spends of Rs. 12 Lakh.

For the same example of Mumbai to Bengaluru, this is how award flights will be given in exchange for CV Points:

• Economy Class- 4,500 CV Points
• Premium Economy- 7,000 CV Points
• Business Class- 15,000 CV Points

As per the above redemption value, consumers can avail up to 8 economy class flight tickets, 5 Premium Economy Tickets or 2 Business Class tickets in exchange for 36,000 CV Points.

• 8 Economy Class Tickets = Rs. 10,000*8 = Rs. 80,000
• 5 Premium Economy Class Tickets = Rs. 13,000*5 = Rs. 65,000
• 2 Business Class Tickets = Rs. 24,000*2 = Rs. 48,000

Hence, if a user avails 8 economy class tickets along with the 5 business class tickets given as milestone and card renewal benefits, they can save up to Rs. 2,00,000 in a year.

Note: The redemption value of CV Points is taken from Vistara Airline’s website and is subject to change at the airline’s discretion. Moreover, we have given the example based on Mumbai to Bengaluru one-way flights; the savings will be different when you choose other destinations.

Axis Vistara Infinite is possibly the best airline co-branded credit card in India. Being the premium variant in the range of Axis Bank’s Vistara Cards, it charges Rs. 10,000 as annual fee but the benefits on this card can easily surpass the fee charged by a wide margin.

The main benefits on Axis Vistara Infinite Card come in the form of welcome/renewal offer, milestone benefits and reward points. Thus, it is best suited for those who frequently put high-ticket purchases on their credit cards as it will allow them to reach the spend milestones and avail the respective benefits. For someone who is a frequent traveller and a high-spender, this card can be very beneficial.

However, it has some drawbacks too. It lacks on two points-

• It does not offer international lounge access
• The foreign exchange mark-up fee is high (3.5%)

While most premium cards focus on the domestic as well as international travel needs of the consumers, this card offers only domestic travel benefits. At a fee so high, consumers would expect better benefits on international travel as well.

You can apply online for Axis Vistara Infinite Credit Card on Paisabazaar. Fill in your details below to check if you qualify for it.

Q. How can I apply for Axis Bank Vistara Infinite Credit Card?

A. You can apply for Axis Bank Vistara Infinite Credit Card on Paisabazaar. Fill in your details here to check your eligibility. If you are eligible, you can continue applying for the card by providing more details.

Q. How can I check the application status of my Axis Bank Vistara Infinite Credit Card?

A. You can check the application status of your credit card online by visiting the official website of the bank. All you need to do is open the application tracking page and enter your application number to check your status. You can also check the application status without the application number by entering your PAN and mobile number.

Q. I don’t have an account with Axis Bank. Can I apply for Axis Bank Vistara Infinite Credit Card?

A. Yes, you can apply for Axis Vistara Infinite Credit Card even if you don’t have an account with the bank. To apply for this card, you need to fulfill the eligibility criteria set by the bank, i.e, your age must be between 18 to 70 years and your minimum income should be Rs. 24 Lakh p.a.

Q. What should I do if I Iose my Axis Bank Vistara Infinite Credit Card?

A. You should inform the bank immediately if you lose your credit card. You can call on the Axis Bank Credit Card customer care and inform the representative. The representative will ask for a few details and block your card to protect it from any fraud. You can also visit any of the nearest branches of the bank and contact an executive to report your issue.

Q. Can I convert my Axis Bank Vistara Infinite Credit Card purchases into EMIs?

A. Yes, you can convert your purchases of Rs. 2,500 and above into EMIs, post-purchase or at the time of purchase. To avail this facility at the time of purchase, you can check on the merchant’s website whether it offers an Axis Bank Credit Card EMI facility or not. Additionally, you can call customer care and ask the representative to convert the selected purchase into EMI.

Q. How can I pay my Axis Bank Vistara Infinite Credit Card bill?

A. You can pay your credit card bill through online as well as offline modes. To pay your bill online, you can use facilities like Billdesk, net banking, debit card, Axis Bank mobile app, NEFT, ECS and UPI. For offline Axis Bank Credit Card bill payment, you can visit any of the nearest branches and pay via cash or cheque.