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Nature’s Basket SBI Credit Cards

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SBI Cards in collaboration with Nature’s Basket-one of the largest premium grocery supermarkets has launched two grocery credit cards, SBI Nature’s Basket Card and SBI Nature’s Basket SBI Card Elite. The best part about these grocery cards is that the benefits are extended to other categories as well such as travel, dining and entertainment among others. The cards also offer rewards, welcome and milestone benefits. Read on to know the in-detail features and benefits of these credit cards and find which of these is a good fit for you.

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Updated: 09-09-2025 06:21:10 AM

Key Highlights of SBI Nature’s Basket Co-branded Credit Cards
Particulars Nature’s Basket SBI Credit Card Nature’s Basket SBI Card Elite
Best Suited For Grocery Grocery
Joining Fee Rs. 1,499 Rs. 4,999
Annual Fee Rs. 1,499 Rs. 4,999
Welcome Benefits
  • Nature’s Basket gift voucher worth Rs. 1,499
  • Complimentary access to ‘Epicure’ Nature’s Basket loyalty program
  • Nature’s Basket gift voucher worth Rs. 5,000
  • Complimentary access to ‘Connoisseur’ Nature’s Basket loyalty program
Best Feature Up to 10 reward points on every Rs. 100 spend Up to 20 reward points on every Rs. 100 spend
Paisabazaar Rating ★★★ (3/5) ★★★ (3/5)

Note: These cards are not available on Paisabazaar.com. The content on this page is for information only. To express interest in any of these cards, please visit SBI Card’s website.

On this page
Features & Benefits
Fee & Charges
Eligibility & Documentation
Other Similar Credit Cards
FAQs
Features & Benefits

Both of these co-branded credit cards offer benefits around card activation, reward points, milestones and travel benefits. However, the Elite version takes it a bit higher by offering additional benefits around movie tickets, higher rewards, international lounge access and premium privileges. The features and benefits of SBI Nature’s Basket Credit Card are listed as follows:

Welcome Benefits: With the regular variant, on payment of the joining fee worth Rs. 1,499, you get Nature’s Basket gift voucher for the same value as an activation benefit. Also, you get direct access to Nature’s Basket ‘Epicuria’ loyalty program. The elite variant also offers a welcome benefit via a gift voucher equivalent to the joining fee of Rs. 4,999 along with a Nature’s Basket ‘Connoisseur’ loyalty program.

Reward Benefits: With the SBI Nature’s Basket Cards, you get the following reward benefits

  Nature’s Basket SBI Credit Card Nature’s Basket SBI Card Elite
On Nature’s Basket (offline & online stores) 10 reward points on every Rs. 100 spent 20 reward points on every Rs. 100 spent
Dining, Travel & Entertainment* 5 reward points on every Rs. 100 spent 10 reward points on every Rs. 100 spent
Other Categories 1 reward points on every Rs. 100 spent 2 reward points on every Rs. 100 spent

*on dining, travel, entertainment & movies in case of Nature’s Basket SBI Card Elite

Milestone Benefits: The Nature’s Basket SBI card offers an annual fee waiver on spending Rs. 2 lakh or above in a year. Also, if you spend Rs. 3 lakh or above in a year, you get a yearly milestone benefit of a gift voucher worth Rs. 3,000 from premium brands.

When it comes the Nature’s Basket SBI Elite credit card, you get a milestone benefit of Taj gift vouchers worth Rs. 10,000 on spending Rs. 6 lakh or more in a year and renewal fee reversal on spending Rs. 10 lakhs or more in a year.

Lounge Access: When it comes to travel benefits across complimentary lounge access, both the regular and Elite versions offer benefits as follows:

  Domestic Lounges International Lounges
Nature’s Basket SBI Card 4 complimentary visits per year (subject to 1 per quarter)  –
Nature’s Basket SBI Card Elite 8 complimentary visit per year (subject to 2 per quarter) 6 complimentary visits a year (subject to max 2 per quarter)

Fuel Surcharge Waiver: The card offers a fuel surcharge waiver of 1% across all petrol pumps in India on transactions ranging between Rs. 500 to Rs. 4,000. The maximum waiver you can earn in a statement cycle is subject to Rs. 100 for both Nature’s Basket SBI Card and Nature’s Basket SBI Card Elite.

Additional Benefits offered by Nature’s Basket SBI Card Elite:

  • The elite version offers complimentary movie tickets worth Rs. 6,000 every year. Note that the benefit can be availed across for at least 2 movie tickets per booking per month. The maximum discount you can avail is Rs. 250 per ticket for two tickets only. Further, the movie offer can be availed only across primary credit cards and not add-on cards.
  • You can also avail exclusive concierge service for dedicated assistance on flower and gift delivery and online doctor consultation.
Fee & Charges
Fee Type Detail
Joining Fee
  • Nature’s Basket SBI Card: Rs. 1,499
  • Nature’s Basket SBI Card Elite: Rs. 4,999
Annual Fee/Renewal Fee
  • Nature’s Basket SBI Card: Rs. 1,499 (waived off on spending Rs. 2 lakh or more in a year)
  • Nature’s Basket SBI Card Elite: Rs. 4,999 (waived off on spending Rs. 10 lakh or more in a year)
Finance Charges Up to 3.50% per month| 42% per annum
Late Payment Fee For total amount:
Up to Rs. 500: Nil
Greater than Rs. 500 to up to Rs. 1,000: Rs. 400
Greater than Rs. 1,000 to up to Rs. 10,000: Rs. 750
Greater than Rs. 10,000 to up to Rs. 25,000: Rs. 950
Greater than Rs. 25,000 to up to Rs. 50,000: Rs. 1,100
Greater than Rs. 50,000: Rs. 1,300

Click here to check other associated fees & charges with these credit cards.

Eligibility & Documentation

The general eligibility parameters for Nature’s Basket SBI credit card are listed in the table below. However, it is advised to enquire about your eligibility directly from the bank if you wish to apply for these credit cards.

Criteria  Details
Occupation Salaried or Self Employed
Minimum Income Communicated at the time of sourcing
Serviceable Cities Click here for the list of eligible cities
Documents Required Click here for the list of acceptable documents
Other Similar Credit Cards
Credit Card Annual Fee Best Feature
Axis Bank Neo Credit Card Rs. 250 10% off on Grofers (now Blinkit) up to Rs. 250, on minimum transaction of Rs. 750 once a month
SBI Card Prime Rs. 2,999 10 reward points per Rs. 100 spent on dining, groceries, departmental stores and movies
Axis Bank Select Credit Card Rs. 3,000 20% off up to Rs. 500 per month on minimum purchase of Rs. 2,000 on BigBasket
Click here to check other top Grocery Credit Cards in India in 2024
FAQs

How do I apply for Nature’s Basket SBI Credit Cards?

Currently, Nature’s Basket SBI cards are not sourced by Paisabazaar.com. Thereby, if you wish to apply for any of these cards, you need to contact SBI Cards directly. For this, you can either visit the official website or the nearest SBI branch. If you are looking for other top credit cards you can apply here.

What are the top grocery credit cards offered by SBI Cards?
SBI Cards in collaboration with Nature’s Basket offers Nature’s Basket SBI Card and Nature’s Basket SBI Card Elite as grocery credit cards. The credit cards offer extensive benefits around grocery shopping along with travel, dining and entertainment benefits. You can earn up to 10 reward points per Rs. 100 with the regular variant and up to 20 reward points per Rs. 100 with the elite variant.

What is the value of 1 reward point earned via SBI Nature’s Basket Credit Cards?
You can redeem the reward points earned via these credit cards for the Nature’s Basket loyalty program or across the SBI cards reward catalog. Note that 1 reward points= Rs. 0.25. You can contact the SBI cards customer service to know more about reward redemption.

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