RBL Bank Credit Cards

Given below are some common features and benefits of RBL Credit Cards:

• Generous Rewards: With RBL credit card you can earn reward points or cashback on every eligible purchase.
  While the cashback is directly credited to your statement, the accumulated reward points are redeemable across multiple options such as flights and hotel bookings, for the purchase of gadgets and e-vouchers, mobile recharges.Thus, offering users a decent value back on spends. Rewards can also be used for donations.
• Global Acceptance: All the RBL credit cards can be used overseas or on international websites. However, customers might have to pay a foreign exchange mark-up fee when making a payment in foreign currency, except for the World Safari credit card that comes at 0% markup fee.
• Transfer ‘n’ Pay Feature: This facility allows cardholders to consolidate outstanding amount on other credit cards into one account and payback in low-cost EMIs. Users can choose between 3, 6 or 12 months tenure for repaying the due amount with minimum processing fee.
• Secure Transactions: RBL Bank offers credit cards with an EMV Microchip integrated into them, which improves security against fraud and duplication.
• Easily Accessible : You may access your credit card account online at any time and from any location via online banking. Additionally, with SMS and email notifications update received on a regular basis, you stay aware of your transactions, missed payment dates, bill payment receipts, monthly card statements, and more.
• Adjustable Credit Limit: RBL Bank’s credit cards come with a feature that allows you to set spending limitations on your credit card.
• Add-on cards: RBL provides supplementary cards for your family members. For your spouse, parents, and children, you can get up to 5 cards. All add-on credit cards issued are lifetime free.
  

*Fees and charges may vary for certain credit card variants. Refer to the card-specific charges before applying. Click Here for the most important terms and conditions related to fees and charges.

To be eligible for RBL Bank credit cards, you must have a good credit score (over 750) and meet the basic eligibility criteria set by the bank, the details of which are given below.

Please note that currently RBL Bank is not a credit card partner for Paisabazaar, except for the co-branded card- RBL Bank Paisabazaar Duet Credit Card. Therefore, if you are exclusively interested in other RBL credit cards, you can directly contact the bank to apply online or offline.

To apply for other credit cards at Paisabazaar, follow the steps given below:

Step 1: Provide your mobile number in the credit card form to start the application process.
Step 2: Provide the OTP received on your active mobile number to find the pre-qualified offers on the screen.
Step 3: Compare all available options as per your eligibility and select the best credit card that suits your requirements the best.
Step 4: Apply for the preferred credit card amongst the options shown on the screen and provide the necessary documents for a smooth application process.

Read More About Duet and Duet Plus Cards

If you already own an RBL Credit Card, here are some links to help you manage your credit card:

How to redeem RBL credit card points?

Your earned Credit Card reward points can be redeemed for preferred flights, hotel stays, mobile recharge options, lifestyle products such as high-end gadgets, accessories and lots more. For that, you need to log in to www.rblrewards.com with your username and password. After that, you can select the category/service for which you wish to redeem your points. Click on Redeem Points and select the number of points you would want to redeem. You will receive an OTP on your registered mobile number. Enter the OTP to complete your transaction.

What should I do if my RBL credit card is stolen or lost?

You should immediately get in touch with the RBL Bank credit card customer care centre and have the card blocked. The customer care number is +91 22 6232 7777. The representative will first verify your identity and then block your credit card.

How to close an RBL Credit Card?

You can close your RBL Credit Card by sending an email to supercardservice@rblbank.com (for super cards) or cardservices@rblbank.com (for other cards). This can also be done by calling the customer care number 022-71190900. You can also visit the branch to close your RBL credit card. To initiate card cancellation through branch visit customers must write and submit a letter requesting credit card cancellation.

How to block/unblock RBL credit card?

You can block your RBL Credit Card online and/or offline. Cardholders can call the toll-free number 1800 121 9050, Supercard holders can call on 022-71190900 to get their RBL credit cards blocked. You can also log in to the RBL MyCard app and head over to the credit card section where they get the option to block their credit card. This can also be done by visiting the nearest RBL Bank branch and submitting a written application and a self-attested photocopy of identity proof.

Which is the best RBL credit card?

It depends on your spending pattern and requirements. If you want to earn rewards on travel, you can get RBL Bank World Safari Credit Card. If you want to earn rewards on shopping, you can get RBL Shoprite Credit Card.

Can we convert RBL reward points into cash?

No, RBL reward points cannot be converted into cash.

How can I know the status of my RBL Bank credit card application?

To know the status of your credit card application status, visit the RBL Bank credit card application status page. Enter the reference number and registered mobile number. Now, click submit to view your credit card application status. More details on RBL credit card application status page can be found here.

What should I do if my RBL Bank Credit Card gets declined?

Your credit card can be declined due to a number of reasons such as reaching a credit limit, incorrect card details, usage at restricted locations. To know the real reasons, you can call the 24 Hour Bank by Phone at 1800 121 9050. The banks’ customer service executive will then assist you accordingly.

Can I withdraw cash with my RBL Bank Credit Card?

Yes, you can withdraw cash up to your designated cash limit on your credit card that is indicated on the billing statement. The cash withdrawal transactions are liable for a cash advance fee of 2.5% of the amount withdrawn subject to a minimum of Rs. 500.

Suggested Read: How to Withdraw Cash from Your Credit Card

Where do I have to make my RBL Bank Credit Card payments?

You can make your credit card bill payments for RBL Bank Credit Card via NEFT payment, by dropping cheques at the drop boxes, via online payments using RBL Bank net banking. Apart from that, you can also pay your bills through standing instructions linked with a savings or current account.