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PNB Wave & Pay Credit Card – For Contactless Transactions

Home PNB Credit Card PNB Wave & Pay Credit Card

PNB Wave & Pay Credit Card lets you earn reward points on every purchase. This credit card comes with a contactless technology, where you can tap or wave your credit card for any transaction. Additionally, this card also provides 24x7 concierge services to its users. Read on to know more about this credit card.

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Updated: 08-11-2024 07:21:47 AM

Key Highlights of PNB Wave & Pay Credit Card

Card Type Entry-level
Best Suited for Shopping and Rewards
Joining Fee Nil
Renewal Fee Rs. 500
Minimum Income Requirement Rs. 2.5 lakh p.a.
Best Feature 2 reward points for every Rs. 150 spent
Paisabazaar’s Rating ★★ (2/5)

Note: This card is not available on Paisabazaar.com. Content on this page is for information purpose only. To express interest in this card, please visit PNB Card’s website.

Also read: Top PNB Credit Cards in India

On this page
PNB Wave & Pay Credit Card: Features & Benefits
PNB Wave & Pay Credit Card: Fees & Charges
PNB Wave & Pay Credit Card: Eligibility & Documentation
Should you get PNB Wave & Pay Credit Card?
Cards Similar to PNB Wave & Pay Credit Card
FAQs
PNB Wave & Pay Credit Card: Features & Benefits

PNB Wave & Pay Credit Card lets its users earn reward points on every purchase. Additionally, this credit card comes with the tap or wave feature, where instead of swiping, you can tap or wave your credit card and make the transaction faster. The key features and benefits of this credit card are as follows:

  • 2 reward points for every Rs. 150 spent
  • 24×7 concierge service for airline & hotel bookings, passport assistance, visa assistance and more
  • Contactless technology and additional security
    • Cardholder has to wave the card near the machine for a bill value not exceeding Rs. 2,000 at a time without entering any PIN/signature
    • Maximum limit per day for contactless transactions is Rs. 6,000 for any number of transactions
  • Credit limit ranges from Rs. 50,000 to Rs. 10 lakh as per your income and eligibility
PNB Wave & Pay Credit Card: Fees & Charges

Below mentioned are the fees and charges associated with this credit card:

Title Details
Joining Fee Nil
Renewal/ Annual Fee Rs. 500
Late Payment Charges For Outstanding Balance:

  • Rs. 1,000 or less: Nil
  • Rs. 1,001 to Rs. 5,000: Rs. 500
  • Rs. 5,0001 to Rs. 10,000: Rs. 600
  • Above Rs. 10,000: Rs. 750

Must read: Best Credit Cards in India

PNB Wave & Pay Credit Card: Eligibility & Documentation

The applicant must fulfill the below-mentioned eligibility criteria to apply for this credit card:

Particular Details
Occupation Salaried or Self-employed
Minimum Age Requirement 21 years
Maximum Age Requirement 65 years
Documents Required Click here for the list of acceptable documents
Should you get PNB Wave & Pay Credit Card?

PNB Wave & Pay Credit Card is best suited for people who want to earn reward points on their purchases and don’t want to pay a high annual fee. Additionally, you can also earn 24×7 concierge services for passport assistance, hotel bookings, visa assistance and more. One of the best features of this credit is the tap or wave technology, where you can use your credit card with a wave or tap to make transactions faster. Overall, you can apply for this credit card if you are new to credit and looking for a basic credit card to earn reward points. However, people who are looking for a credit card that offers a better rewards rate can look for other reward credit cards available in the market.

Read our detailed review of PNB Wave & Pay Credit Card

Cards Similar to PNB Wave & Pay Credit Card

A few of the similar credit cards are mentioned in the table below:

Credit Card Annual Fee Key Feature
PNB Wave & Pay Credit Card Rs. 500 2 reward points for every Rs. 150 spent
SBI SimplyCLICK Credit Card Rs. 499 10X reward points on online spends with partners (Amazon, BookMyShow, Lenskart, Apollo24X7, Netmeds, Cleartrip and Eazydiner)
Standard Chartered Platinum Rewards Rs. 250 5X reward points on every Rs. 150 spent on fine-dining and fuel
ICICI Bank Coral Contactless Card Rs. 500 2 PAYBACK points per Rs. 100 spent
HSBC Smart Value Credit Card Rs. 499 1 reward point for every Rs. 100 spent and 3X accelerated reward points on online, dining, and telecom categories
FAQs

How much credit limit will I get on my credit card?

The limit of the credit card depends on your income and other factors. The bank will disclose the limit after scrutinizing your application.

Does this credit card offer a fuel surcharge waiver?

No, this credit card does not offer a fuel surcharge waiver.

Can I earn reward points on every purchase via this credit card?

Yes, you will earn 2 reward points for every Rs. 150 spent through this credit card.

How can I apply for this credit card?

You can apply for PNB Wave & Pay Credit Card by visiting the nearest PNB branch.

What should I do if I lose my PNB Wave & Pay Credit Card?

As soon as you notice the loss of your card, you should inform the customer care department of the bank.

Note: Above-mentioned information has been verified by the PNB customer care executive.

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