PNB Wave & Pay Credit Card – For Contactless Transactions

PNB Wave & Pay Credit Card lets its users earn reward points on every purchase. Additionally, this credit card comes with the tap or wave feature, where instead of swiping, you can tap or wave your credit card and make the transaction faster. The key features and benefits of this credit card are as follows:

• 2 reward points for every Rs. 150 spent
• 24×7 concierge service for airline & hotel bookings, passport assistance, visa assistance and more
• Contactless technology and additional security
  • Cardholder has to wave the card near the machine for a bill value not exceeding Rs. 2,000 at a time without entering any PIN/signature
  • Maximum limit per day for contactless transactions is Rs. 6,000 for any number of transactions
• Credit limit ranges from Rs. 50,000 to Rs. 10 lakh as per your income and eligibility

Below mentioned are the fees and charges associated with this credit card:

Title	Details
Joining Fee	Nil
Renewal/ Annual Fee	Rs. 500
Late Payment Charges	For Outstanding Balance: Rs. 1,000 or less: Nil Rs. 1,001 to Rs. 5,000: Rs. 500 Rs. 5,0001 to Rs. 10,000: Rs. 600 Above Rs. 10,000: Rs. 750

Must read: Best Credit Cards in India

The applicant must fulfill the below-mentioned eligibility criteria to apply for this credit card:

Particular	Details
Occupation	Salaried or Self-employed
Minimum Age Requirement	21 years
Maximum Age Requirement	65 years
Documents Required	Click here for the list of acceptable documents

PNB Wave & Pay Credit Card is best suited for people who want to earn reward points on their purchases and don’t want to pay a high annual fee. Additionally, you can also earn 24×7 concierge services for passport assistance, hotel bookings, visa assistance and more. One of the best features of this credit is the tap or wave technology, where you can use your credit card with a wave or tap to make transactions faster. Overall, you can apply for this credit card if you are new to credit and looking for a basic credit card to earn reward points. However, people who are looking for a credit card that offers a better rewards rate can look for other reward credit cards available in the market.

Read our detailed review of PNB Wave & Pay Credit Card

A few of the similar credit cards are mentioned in the table below:

Credit Card	Annual Fee	Key Feature
PNB Wave & Pay Credit Card	Rs. 500	2 reward points for every Rs. 150 spent
SBI SimplyCLICK Credit Card	Rs. 499	10X reward points on online spends with partners (Amazon, BookMyShow, Lenskart, Apollo24X7, Netmeds, Cleartrip and Eazydiner)
Standard Chartered Platinum Rewards	Rs. 250	5X reward points on every Rs. 150 spent on fine-dining and fuel
ICICI Bank Coral Contactless Card	Rs. 500	2 PAYBACK points per Rs. 100 spent
HSBC Smart Value Credit Card	Rs. 499	1 reward point for every Rs. 100 spent and 3X accelerated reward points on online, dining, and telecom categories

How much credit limit will I get on my credit card?

The limit of the credit card depends on your income and other factors. The bank will disclose the limit after scrutinizing your application.

Does this credit card offer a fuel surcharge waiver?

No, this credit card does not offer a fuel surcharge waiver.

Can I earn reward points on every purchase via this credit card?

Yes, you will earn 2 reward points for every Rs. 150 spent through this credit card.

How can I apply for this credit card?

You can apply for PNB Wave & Pay Credit Card by visiting the nearest PNB branch.

What should I do if I lose my PNB Wave & Pay Credit Card?

As soon as you notice the loss of your card, you should inform the customer care department of the bank.

Note: Above-mentioned information has been verified by the PNB customer care executive.