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Kotak Delight Platinum Credit Card

Home Credit Card Kotak Mahindra Bank Kotak Delight Platinum Credit Card
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Updated: 13-09-2025 05:11:33 AM

Note: Kotak Mahindra Bank is no longer issuing Delight Platinum credit card for new customers, but the existing users may continue availing the card benefits. The following page is for information purposes only.

Kotak Delight Platinum Credit Card is a great all-around credit card suited to meet the varied needs of the modern individual. The card can be used to fulfil the entertainment or travelling needs of the individual. Details of the card are given below.

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Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit the Kotak Mahindra Bank website.

Kotak Delight Platinum Credit Card – Features and Benefits
Kotak Delight Platinum Credit Card – Fees and Charges
Kotak Delight Platinum Credit Card – Eligibility Criteria
How to Apply for Kotak Delight Platinum Credit Card
Frequently Asked Questions(FAQs)
Compare Similar Credit Cards by Other Banks
Other Dining Credit Cards

Kotak Delight Platinum Credit Card – Features and Benefits

The features and benefits provided by Kotak Delight Platinum Credit Card are:

Dining Offers – Users get 10% cashback on dining spends if they spend over Rs. 10,000 in categories other than dining and entertainment within the billing cycle. Users can get maximum cashback of Rs. 600 in a billing cycle. Earned cash back limit is shared between dining and entertainment spends

Movies Offer – Customers get 10% cash back on movie spends if they spend Rs. 10,000 in any category except dining and entertainment within a billing cycle. The maximum cash back that can be earned per billing cycle is Rs. 600. The earned cash back cap is shared between dining and entertainment transactions

Fuel Surcharge Waiver – Users get surcharge waiver on fuel up to Rs. 4500 in a year. The offer is applicable on all fuel purchases where the amount spent is between Rs. 400 and Rs. 4000

Milestone Feature – On spending Rs. 1.25 lakh every 6-month users get 4 free PVR tickets or Rs. 750 cashback

Railway Surcharge Waiver – Users get a maximum railway surcharge waiver of Rs. 500 annually

Also Read- Top Fuel Credit Cards

Kotak Delight Platinum Credit Card – Fees and Charges

The fees and charges associated with this credit card are:

Category Amount
Joining Fees Rs. 1,999
Annual Fees Rs. 299
Finance Charges 3.75% p.m. (45% p.a.)
Late Payment Charges (“LPC”) Rs. 100 for amount less than or equal to Rs. 500.
Rs. 500 for amount between Rs. 500.01 & Rs. 10,000
Rs. 700 for amount greater than Rs. 10,000

Kotak Delight Platinum Credit Card – Eligibility Criteria

The eligibility criteria for Kotak Delight Platinum Credit Card are:

  • Only Indian Nationals can apply
  • Add-on cardholder should be at least 18 years of age
  • Applicant must be aged between 21 to 65 years of age
  • Applicant must be resident in any of the following cities: Bangalore, Chandigarh, Chennai, Ahmedabad, Gurgaon (Gurugram), Noida, Kolkata, Mumbai, Delhi, Navi Mumbai, Hyderabad, and Pune

How to Apply for Kotak Delight Platinum Credit Card

This Credit Card is currently not being provided on Paisabazaar’s platform. Those who wish to apply for the card can either visit the official website of Kotak Mahindra Bank or can apply by visiting the nearest branch.

Frequently Asked Questions(FAQs)

What is the annual fee charged on this credit card?

The annual fee charged on this credit card is Rs. 299.

Is there a joining fee associated with this credit card?

Yes, customers will have to pay a joining fee of Rs. 1,999 to avail Kotak Delight Platinum Credit Card.

What offers are available on this credit card?

Users get 10% off on dining and movie transactions. Besides this users also get surcharge waiver on fuel and railway ticket bookings.

What is the interest rate charged on this credit card?

The interest rate charged on this credit card is 3.50% per month/42% per annum.

Compare Similar Credit Cards by Other Banks

Credit Card  Annual Fee Reward Points Net Savings
Kotak Delight Platinum Credit Card Rs.299 Get a maximum railway surcharge waiver of Rs. 500 annually Rs. 7,061*
Rs. 8,421**
HDFC Moneyback Credit Card Rs.500 Earn 2X Rewards on online spends Rs.484*

Rs.1,480**
Standard Chartered Platinum Rewards Credit Card Rs.250 Earn 5 Reward Points for every Rs.150 spent at partner dining restaurants Rs.8,510*

Rs.9,782**
ICICI Bank Coral Contactless Credit Card Rs.500 Earn 2 Payback Points on every Rs.100 spent Rs.10,636*

Rs.15,771**
Standard Chartered Manhattan Platinum Credit Card Rs.999 Earn 3X Reward Points on Hotel Reservations, Dining, Utility Bills etc. Rs.8,697*

Rs.16,293**

*On spending Rs.2 lakh annually

**On spending Rs.4 lakh annually

Other Dining Credit Cards

Other recommended dining credit cards are:

Credit Card Annual Fee Key Feature
HDFC Diners Club Premium Credit Card

Rs. 4,000

 15% discount at the finest restaurants

Citibank Cash Back Credit Card

Rs.  500

  Up to 15% off on dining across 2000 partnered restaurants

Standard Chartered Ultimate Credit Card

Rs. 5,000

 25% discount on top 250 restaurants in India with advance table bookings through concierge services

Please Note: Kotak Mahindra Bank is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only. 

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