IndusInd Credit Card Reward Points: How to Redeem, Rewards Catalogue

With IndusInd Bank credit card, you can earn reward points on every purchase and later redeem them against a variety of options. You can redeem the reward points against products from the rewards catalogue, convert them into Airmiles/ Loyalty Points, book flight tickets and much more. However, there are a few things that you should keep in mind regarding IndusInd Bank credit card reward points:

• The rewards rate varies as per the variant of your credit card
• Every card has a maximum limit on the reward points that can be earned in a month
• You must have a minimum of 300-500 reward points (as per the variant) to redeem the reward points
• You can redeem a maximum of 5,000 reward points in a month
• The value of 1 reward point varies between Re. 0.35 to Re. 1, depending on the variant of the credit card

Also read: Everything about Credit Card Reward Points

You can check the reward points earned on your credit card through various methods, such as card statement, net banking and more. Here are the details regarding the same:

• You can log in to your net banking or mobile banking account and check the details regarding your reward points under the ‘Reward Points’ section
• You can also check the details regarding reward points through the credit card statement. Every month, the bank sends you a credit card statement which includes all the details related to reward points, such as expiry date, balance, etc.
• You can also check your reward points balance by logging in to the rewards portal of IndusInd Bank

The bank allows you to redeem your earned reward points against a variety of options, including cash credit, InterMiles and products from the rewards catalogue. Here is how to redeem IndusInd Bank Credit Card reward points:

Redeem IndusInd Credit Card Reward Points Online

To redeem IndusInd credit card reward points online, you are required to log in to the rewards portal. You can redeem the reward points online against items or vouchers as per your requirement. Follow the below-mentioned steps to redeem your reward points online:

Step 1: Go to the rewards portal of IndusInd Bank, i.e., www.indusmoments.com.

Step 2: Select a category from the various offered services.

Step 3: Select the item you want to purchase from the assortment provided to you.

Step 4: Click on Redeem/Book Now according to your requirement.

Step 5: Add items to the cart by clicking on the “Add to Cart” option.

Step 6: Click on “Proceed to Checkout” to initiate a transaction.

Step 7: Enter your credit card details and complete the transaction.

Note: For reservation and discount vouchers make the payment from your IndusInd Credit Card.

Redeem IndusInd Credit Card Reward Points against InterMiles

Apart from the options available under the rewards catalogue, you can also redeem your reward points against InterMiles. However, there are some IndusInd credit cards that rewards you with InterMiles for your transactions. You can convert your reward points into InterMiles at a value of:

• 100 IndusInd Bank Reward Points = 100 InterMiles

To redeem your reward points into InterMiles, follow the below-mentioned steps:

1. Call IndusInd Bank customer care cell at 1860 267 7777
2. Quote your credit card number and InterMiles membership number
3. Specify the number of reward points you want to redeem as InterMiles. The number must be in multiples of 100.
4. After a successful conversion, wait for at least 15 days for the amount to transfer to the InterMiles account

Note: You must have at least 500 reward points to convert them into InterMiles.

Redeem IndusInd Credit Card Reward Points against Cash Credit

You can also redeem your IndusInd credit card reward points against cash credit. The converted cash credit can be used to pay the outstanding amount on your credit card. The conversion ratio for cash credit varies as per the variant of your card. For instance, for Regular, Gold and Titanium credit cards, the value of 1 RP = Re. 0.50, whereas for Duo Credit Card, 1 RP = Re. 0.75.

To convert reward points or saving points to cash, you can connect with IndusInd Bank Credit Card Customer Care and ask the executive to convert your points into cash credit.

Once you know how to redeem IndusInd credit card reward points, you can enjoy the wide range of options available under the rewards catalogue. Some of the major categories that are available under the catalogue are as follows:

• Flight & hotel bookings
• Products from various categories, such as electronics, lifestyle, fashion & more
• Deals or discount on top brands like Flipkart, MakeMyTrip, Ajio, etc.
• E-vouchers of Myntra, Max, Shoppers Stop, etc.
• Cashback offers on top brands, including Swiggy, EazyDiner, Yatra & others

Q. Can I convert my IndusInd credit card reward points into cash?

A. Yes, you can redeem your earned reward points against cash credit at a value of 1 Reward Point = Re. 1. To do this, you are required to call customer care of the bank and ask the representative to convert the reward points into cash credit. The representative will ask for a few details for confirmation and process your request.

Q. How can I track the order I’ve placed through IndusInd credit card reward points?

A. You can track any of the orders you have placed through the rewards catalogue. All you need to do is log in to www.indusmoments.com using your credentials. After logging in, click on the “Track Order” option to track your order. However, you are required to enter the order number for tracking.

Q. Can I redeem my IndusInd credit card reward points against the products?

A. Yes, you can redeem your earned IndusInd reward points against products that are available under the rewards catalogue. You can buy products from various categories, such as lifestyle, electronics, fashion and much more. However, you must remember that the value of reward points varies as per the variant of your credit card.

Q. When do my IndusInd credit card reward points expire?

A. The reward points earned via IndusInd Bank credit cards come with a validity of one year. This basically means you are required to redeem the earned reward points within a year of receiving them. After this, the unutilized reward points will expire and you will not be able to use them.

Q. What is the IndusInd credit card reward points value in rupees?

A. The value of 1 reward point varies as per the variant of your credit card. For instance, the of 1 Reward Point for Regular, Gold and Titanium credit cards is Re. 0.50. On the other hand, the value of 1 Reward Point for Duo Credit Card is Re. 0.75. Therefore, you must read all the terms and conditions related to your credit card before applying for it.

Q. Can I use my IndusInd credit card reward points for flight bookings?

A. Yes, you can use your reward points for hotel or flight ticket booking. However, to do so, you are required to make bookings through the Indus Moments website. You are required to log in to the website in order to redeem the desired reward points against your bookings.

Q. Can I redeem IndusInd credit card reward points once my card is closed?

A. No, you can only earn reward points on active credit cards. It is not possible to redeem the reward points post-closure of the card account. Therefore, it is important to check your reward points balance before closing your card account.