Club Vistara IndusInd Bank Explorer Credit Card – For Premium Travel Benefits

This credit card offers numerous benefits to its users, be it on travel or lifestyle. Additionally, you can also avail Visa offers along with this credit card. Below mentioned are some of the key features and benefits of Club Vistara IndusInd Bank Explorer Credit Card:

Welcome Benefits

Cardholders can avail multiple welcome benefits, such as complimentary membership, vouchers, stay and much more. All the welcome benefits can be availed only after the payment of joining fee. Details regarding the same are as follows:

• Complimentary Club Vistara Gold membership for priority check-in, priority boarding, additional baggage allowance and priority baggage handling
• Complimentary Business Class ticket voucher from Vistara
• Complimentary stay at Oberoi Hotel in the country
• Gift vouchers worth Rs. 25,000 on the payment of joining fee
  • Complimentary Luxe gift card that gives you access to more than 30 global luxury and premium brands
  • Discount vouchers from top brands like Charles and Keith, Louis Philippe, Hush Puppies, Pantaloons, Woodland and more

Up to 8 Club Vistara (CV) Points

With this credit card, you can earn up to 8 CV points and later redeem them on your future bookings. Cardholders can earn the reward points as per the below details:

• 8 CV points for every Rs. 200 spent on the Vistara website/ app
• 6 CV points for every Rs. 200 spent on hotel, airline and travel
• 2 CV points for every Rs. 200 spent on other categories
• 1 CV point for every Rs. 200 spent on utility, insurance, government payment and fuel categories

Priority Pass Programme

Club Vistara IndusInd Bank Explorer Credit Card comes with a complimentary Priority Pass membership worth USD 99*2 = USD 198 (approx. Rs. 9,900) annually. Cardholders can enjoy access to 600+ lounges across the world. You can avail international as well as domestic lounge access as per the below details:

• 4 complimentary visits in each calendar quarter to any of the participating international lounges outside India
• 1 complimentary visit to domestic airport lounges every quarter

Also read: Best Credit Cards for Airport Lounge Access

Entertainment Benefits

Apart from the travel benefits and reward points, you can also avail discount on your booking via BookMyShow. The benefits can be availed in the following manner:

• 20% off on booking event or theatre tickets through BookMyShow
• Buy 1 and get 1 movie ticket free on bookings via BookMyShow*
• Additional Rs. 100 off on selecting the F&B option

*The maximum discount of free ticket is capped at Rs. 700. You can avail up to 2 free tickets in a month.

Milestone Benefits

Cardholders can earn a complimentary Business Class ticket voucher on every spending milestone of Rs. 3 lakh. A maximum of 5 complimentary Business Class tickets can be earned in a year. The milestone benefits are rewarded as per the below details:

Amount Spent in a year	Reward
Rs. 3 lakh	1 Business Class ticket
Rs. 6 lakh	1 Business Class ticket
Rs. 9 lakh	1 Business Class ticket
Rs. 12 lakh	1 Business Class ticket
Rs. 15 lakh	1 Business Class ticket

Suggested read: Best Credit Cards in India

Other Benefits

Apart from the above-mentioned benefits, this credit card also offers basic benefits, such as concierge service, auto assistance, fuel surcharge waiver and more. The additional benefits offered on this credit card are mentioned below:

• Dining discount at top restaurants with IndusInd Eazydiner dining voucher
• 24×7 concierge service for pre-trip assistance, hotel reservation, flight booking and more
• 1% fuel surcharge waiver across all fuel stations in India on transactions between Rs. 500 to Rs. 4,000
• No foreign currency mark-up fee
• No late payment and over-limit fee
• No cash advancement and withdrawal charges
• Auto assist for roadside repair service, flat tyre service, lost keys, emergency fuel supply, battery service and more

Take a look at other credit cards offered by IndusInd Bank.

Club Vistara IndusInd Bank Explorer Credit Card does not charge additional charges, such as cash advance fee, over-limit fee and more. However, the basic fees and charges associated with this credit card are mentioned in the table below:

Type of Fee or Charge	Amount
Joining Fee	Rs. 40,000
Annual/ Renewal Fee	Rs. 10,000
Finance Charges	2.85% p.m. (34% p.a.)
Late Payment Charges	Nil

The applicant must fulfill the below-mentioned eligibility to apply for this credit card:

Criteria	Details
Occupation	Salaried or Self-employed
Age	18-65 years
Citizenship	Indian
Documents Required	Click here for the list of acceptable documents
Serviceable Cities	Click here for the list of eligible cities

Club Vistara IndusInd Bank Explorer Credit Card offers premium travel benefits, such as complimentary stays, Priority Pass membership, Business Class tickets and much more. The rewards rate offered on this credit card is pretty decent if you make most of your bookings through Vistara. Additionally, you can also redeem your earned reward points on your future bookings, which is a great deal for people who frequently travel. Apart from travel, this credit card also offers benefits on dining, fuel, entertainment and more.

However, the joining fee is way too much considering all the benefits provided by this credit card. One of the great benefits of this credit card is that it does not charge a foreign currency mark-up fee, which will entice a lot of people who like to travel outside the country. Overall, this is a good option for people who frequently travel and are ready to pay a high joining fee.

If you are looking for similar credit cards, you can also read our verdict on Axis Vistara Credit Cards.

Below mentioned are some of the similar credit cards that offer premium travel benefits along with the reward points:

Credit Card	Annual Fee	Key Features
Club Vistara IndusInd Bank Explorer Credit Card	Rs. 10,000	Complimentary Priority Pass membership 8 CV points for every Rs. 200 spent on the Vistara website/ app
Axis Bank Vistara Infinite Credit Card	Rs. 10,000	Complimentary Business Class ticket 6 CV points for every Rs. 200 spent
Standard Chartered Priority Visa Infinite Credit Card	Nil	5X rewards on international spends 4 complimentary domestic airport lounge access
Citi® PremierMiles Credit Card	Rs. 3,000	Complimentary access to select airport lounges across India 10,000 air miles on spending Rs. 1,000 within 60 days of issuance
Air India SBI Signature Credit Card	Rs. 4,999	Up to 30 reward points for every Rs. 100 spent on Air India bookings Complimentary Priority Pass membership

Q. How can I apply for Club Vistara IndusInd Bank Explorer Credit Card?

A. You can apply for this credit online as well as offline. To apply online, you have to visit the official website of IndusInd Bank to fill the application form. However, people, who want to apply offline, can visit the nearest branch of IndusInd Bank.

Q. How can I check the status of my credit card application?

A. You can check the status of your credit card application by calling on the IndusInd Bank credit card helpline number. After scrutinizing your application, the bank will update you regarding the status through an SMS on the mobile number provided on the application form.

Q. What should I do if my credit card is lost?

A. In case you lose your credit card, you should report the loss immediately to IndusInd Bank phone banking. Alternatively, you can also block or replace your credit card through IndusNet or IndusMobile.

Q. What is the interest-free credit period on this credit card?

A. The interest-free credit period on Club Vistara IndusInd Bank Explorer Credit Card is up to 50 days. However, the interest-free credit period is not applicable if total amount due is not paid in full.

Q. Does this credit card offer a fuel surcharge waiver?

A. Yes, Club Vistara IndusInd Bank Explorer Credit Card offers a 1% fuel surcharge waiver across all fuel stations in India. The fuel surcharge waiver is applicable only on transactions between Rs. 500 to Rs. 4,000.

Q. I have applied for a credit card. How long does it take to get the card?

A. The processing of credit card application usually takes approximately 10 to 15 working days from the date when all relevant documents are submitted. However, the bank will communicate with you in case of any further delay.

Q. Can my family members use my Club Vistara IndusInd Bank Explorer Credit Card?

A. No, your IndusInd Bank Credit Card is for your personal use only and cannot be used by any other person. However, you can apply for an add-on card for your family members. All charges & payments for transactions made on add-on cards will have to be borne by you.